Malpractice Insurance2019-09-04T09:40:07-04:00

Malpractice Insurance

If you are a doctor or a health professional, Malpractice Insurance is necessary to protect you from claims of injury to patients due to alleged negligence

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Consultant Insurance

What is Malpractice Insurance?

It is a type of professional liability insurance that protects doctors and other health professionals against alleged negligence that lead to patient injuries. Canadian physicians, whether they practice privately or with a hospital, are required to have medical liability insurance.

The Massachusetts General Hospital Department of Medicine concluded in a study that most doctors will require malpractice insurance at some point in their career.

What does Consultant Insurance cover?

What does Malpractice Insurance cover?

These are the common types of negligence claims that are covered:
  1. Failure to attend a patient
  2. Failures in diagnosis
  3. Failures in referral or consultation
  4. Failure to communicate with other physicians
  5. Failure to protect or warn third parties
  6. Substandard treatment
What is the cost of Consultant Insurance?

What are the different types of Medical Malpractice Insurance?

By definition, any person or agency who offers professional advice or guidance for a fee is a consultant by definition.
If this is your case, you might be held liable for advice that results in any form of damage or doesn’t yield the promised results.

The following are the typical fields where consultants operate:

  • Business Management
  • Business Operations
  • Marketing and Advertising
  • Engineering
  • Construction
  • Technology and Business Systems
  • HR or recruiting
  • Web development or design

Without the right insurance coverage, your consulting practice could suffer severe financial stress due to a lawsuit. Independent consultants and freelancers are especially vulnerable.

Getting consultant insurance will have you covered and allow you to focus stress-free on running your practice.

What is the cost of Consultant Insurance?

What is the cost of Malpractice Insurance?

The malpractice insurance cost for every health professional will vary depending on the type of practice they engage in. Some types of physicians and practitioners are more likely to face claims than others. Here are some practitioners that face the most claims:
  • Surgeons
  • Orthopaedics
  • Radiologists
  • Anesthesiologists

Getting insured is quick and easy!

If medical malpractice insurance is what you need, request a free quote now

Which professions require Medical Malpractice Insurance?

Regardless of the type of consulting business you run, consultant insurance is critical:

  • Masseurs

  • Psychologists

  • Psychiatrists

  • Counsellors

  • Dieticians

  • Pharmacists

  • Paramedics

  • Pathologists

  • Care Providers

  • Occupational Therapists

  • Health and Wellness Centers

  • Tanning Salons

  • Weight Loss Clinics

  • Skin Clinics

  • Spas

  • Plastic Surgeons

  • Physiotherapists

  • Independent Health Professionals

Common scenarios where Medical Malpractice Insurance is useful


A radiologist misreads an X-ray, leading to misdiagnosis – patient decides to sue.

Marketing Consultant Insurance

A physiotherapist recommends a shoulder treatment routine that causes further injury to a patient.

Architect Consultant Insurance

A dentist does not fully take into consideration his patient’s complains and remarks, leading to misdiagnosis

Frequently Asked Questions about Medical Malpractice Insurance

What is the difference between personal injury and medical negligence (medical malpractice)?2019-06-04T16:03:12-04:00

Medical negligence (injuries from medical malpractice) is a form of personal injury. Personal injury claims deal with a wide variety of areas where the claimant suffers an injury through no fault of their own, for example, dog bites and slip and falls. Medical negligence (or malpractice) claims only concern mistakes or carelessness carried out by medical professionals. Medical malpractice claims tend to be a lot more complex and thoroughly analyzed too.

What is the difference between malpractice insurance and professional liability insurance?2019-06-04T16:04:35-04:00

Malpractice insurance is a type of professional liability insurance that protects medical practitioners from errors caused by negligence in their service. Most medical practitioners are sued at one point or another in their career. Malpractice insurance is curated to cover the common risks that most doctors and other medical practitioners are likely to face.

What is classified as medical malpractice (or medical negligence)?2019-06-03T13:20:08-04:00

Medical negligence refers to a breach of duty by a health professional that results in harm and loss to a client or patient. Negligence can take several different forms, including but not limited to misdiagnosis, incorrect treatment, delay in providing treatment, mistakes in surgery, etc.

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