Trade Show Insurance

Your coverage requirements may vary depending on the event you’re attending and the equipment and materials you use in your exhibit. In general, a comprehensive trade show exhibitor insurance policy includes:

• Commercial General Liability (CGL) Insurance: CGL covers you for third-party claims or lawsuits alleging bodily injury or property damage as a result of your business’s activities. A CGL policy may include both product liability insurance to cover you for any product you manufacture, sell, or distribute, and tenant legal liability insurance to cover the cost to replace or repair a venue’s or event organizer’s property that you rent or occupy, like a trade booth. If your CGL policy does not include these two additional coverages, you can add them to your overall policy.

• Commercial Property Insurance: Commercial property insurance covers damage or loss to your business’s property, inventory, and contents from fires, water damage, natural disasters, theft, and vandalism. It covers the cost to repair or replace the collateral and business contents you bring to or have in storage at a trade show if they are lost, damaged by fire, vandalized, or stolen, including electronic devices like laptops, computer monitors, and mobile devices.

• Cyber Liability Insurance: Protecting your company’s data and your customers’ confidential information is vital for any type of business, including trade show vendors who collect customer information digitally at a conference or event. Cyber liability insurance provides you with financial support if you are subjected to a data breach or other type of cyber-attack for things like legal advice, notification fees, crisis management services, credit monitoring, repairs and restoration of your affected software systems, and more.

• Event Liability Insurance: Your business may need additional but temporary coverage that extends beyond your standard general liability insurance policy when participating in a trade show or conference. Short-term special events liability insurance covers third-party property damages and third-party bodily injuries that could occur at the trade show where you exhibit. Trade show organizers and venue hosts typically require exhibitors to carry event liability coverage.