Business Insurance Toronto

Toronto is Canada’s business and financial capital and is home to thousands of small businesses and tech startups.

Toronto Business Liability Insurance is crucial to protect your business against risks of property damage or liability claims.

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Zensurance - Toronto Business Owner

Commercial insurance for all size businesses in Toronto

Business Liability insurance (or Commercial Insurance) protects Toronto business owners from losses due to unforeseen events that may occur during normal business operations such as property damage, errors or injuries. There are many types of insurance for businesses that protect them according to their industry, size and revenue. Some of these types include general liability insurance, errors and omissions insurance or directors & officers liability insurance.

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What does Business Liability Insurance cover?

While Business Insurance is not an insurance type per se, it is usually used as an umbrella term to refer to commercial general liability insurance and all the business insurance sub-types.

Explore the following insurance policies for specific coverage information:​


Who needs Business Liability Insurance?

Regardless of your business type, owning insurance is critical for the long term survival of any business. Cover the financial costs associated with unforeseen events such as damage caused to 3rd parties, accusations of professional negligence or defective products.


What is the cost of Business Liability Insurance in Toronto?

For a small business in Toronto, you can anticipate spending approximately $650 annually on a basic commercial general liability insurance policy with a $2M limit.

The exact cost for your insurance policy varies according to factors such as:

  • Industry
  • Risk Exposure
  • Years of Experience
  • Location
  • Number of Employees
  • Revenue
  • Claims History

Read more about how much business insurance costs

Getting insured is quick and easy!

If Business Liability Insurance is what you need, request a free quote now

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Popular Toronto Neighbourhoods for Small Businesses

Here is a list of some popular areas in Toronto where small businesses thrive:

  • Annex

  • Avenue & Lawrence

  • Baby Point

  • Baldwin Village

  • Bayview and Leaside

  • Beaches

  • Bloorcourt

  • Bloordale Village

  • Bloorwest Village

  • Brockton Village

  • Cabbagetown

  • Canary District

  • Castlefield Design District

  • Chinatown

  • Church Wellesley Village

  • CityPlace

  • Corktown

  • Corso Italia

  • Danforth

  • Danforth East

  • Davenport Village

  • Distillery District

  • Don Mills

  • Dovercourt Village

  • Dundas West

  • East Chinatown

  • East York

  • Eglinton West

  • Entertainment District

  • Etobicoke

  • Financial District

  • Forest Hill Village

  • Harbord Village

  • Harbourfront

  • High Park

  • Junction

  • Junction Triangle

  • Keelesdale

  • Kensington Market

  • King East

  • King West

  • Koreatown

  • Leslieville

  • Liberty Village

  • Little India

  • Little Italy

  • Markham

  • Mount Pleasant

  • North York

  • Oakwood Village

  • Ossington

  • Pape Village

  • Parkdale

  • Port Lands

  • Queen West

  • Regent Park

  • Richmond Hill

  • Riverside

  • Rogers Road

  • Roncessvalles Village

  • Rosedale

  • Scarborough

  • St. Clair West

  • St. James Town

  • St. Lawrence Market

  • Stockyards District

  • Thornecliffe Park

  • Thornhill

  • Toronto Islands

  • Vaughan

  • Woodbridge

  • Yonge & Dundas

  • Yorkville

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Getting business insurance shouldn’t be complicated!

At Zensurance, we simplify the process of getting insurance so that you get the coverage you need, quick and easy!

Our friendly support team is always ready to answer questions, we’re just a click or a phone call away.

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