Legal Expense Insurance
Hiring a lawyer can be intimidating and expensive. Where do you even start?
When a small business owner is spending $500 an hour to seek legal representation, they can quickly find themselves choosing between going into debt or having no representation at all. This is where legal expense insurance can be useful.
Join thousands of Canadian businesses that are already protected!
What is Legal Expense Insurance?
By purchasing a legal expense insurance policy, your business is covered for certain legal expenses incurred while accessing the complicated Canadian legal system. In addition to expenses and court costs, the legal counsel retained on your behalf is vetted by a senior team of legal professionals to ensure you are assigned top shelf legal talent.
As an added value, every Legal Expense Insurance policy includes access to unlimited general legal advice on any legal issue.
Who needs Legal Expense Insurance?
You may need Legal Expense Insurance if:
- You have employees
- You are planning on entering into a contract for goods and services
- You require a stat license to operate your business (food, liquor, real estate)
- You want to ensure you have experts available to defend your position in the event your business is audited by the CRA
What is the cost of Legal Expense Insurance?
At Zensurance we have negotiated exclusive pricing for our customers and policies start at around 200$ per year. Some things that may impact your premiums include:
- Revenue amounts for your company
- Prior legal issues
Getting insured is
quick and easy!
If Legal Expense Insurance is what you need,
request a free quote now >
Common scenarios where Legal Expense Insurance is useful:
Two hotel employees bring a lawsuit alleging they were overlooked for promotions due to their religious beliefs despite the fact that company records show constant tardiness and inappropriate behaviour.
Kareem is a real estate broker. The official governing body that issues his brokerage’s licence is altering the terms of his licence without his knowledge. Legal expense coverage can appoint a lawyer to represent Kareem.
A tradesman is unfortunately killed after the ground around him collapses while digging a ditch. The main contractor now faces an occupational health and safety investigation. Legal expense coverage can retain a lawyer to represent this business.
Which Businesses require Legal Expense Insurance?
Regardless of the type of business you own, legal expense insurance is critical for almost any business including:
Aerial and ground based Photographers / Videographers
Architects & Engineers
Building Designers (Bill 124)
Directors and Officers
Energy Audits & Assessments
Foreign Legal Consultants
Human Resources (HR) Consultant
Information Technology & Computer Consultants
Lawyer’s Excess Professional Liability
Medical Professionals (Malpractice Insurance)
Medical Students (Malpractice Insurance)
Occupational Health and Safety Consultants
Quality Control Consultants
Publishers and Printers
Recruitment and Employment Agency
Solar & Wind Farm Engineers & Consultants
Travel Agents, Tour operators
Workplace Engineers & Consultants
Frequently Asked Questions
About Legal Expense Insurance
Question: How much legal expense insurance do I require?
Answer: At Zensurance we have curated packages at a great cost that include ample coverage limits. Per claim limits are 100K with an aggregate limit of 500K per year
Question: Can I increase or decrease the limits of my Legal Expense Insurance
Answer: We are confident the limits available should be sufficient, if you require any additional coverage let us know and we take a look at that for you.
Question: I have a legal issue that is personal in nature, what can I do?
Answer: Although the insurance coverages will not support a personal claim you can always contact the Legal Advice Line and received FREE general legal advice on any issue, regardless of whether it is related to the business or not.
What our customers say about us
Our customers ❤ us, and so will you!
Learn why thousands of Canadian small businesses trust their insurance to us.
Zensurance has been the easiest company I’ve ever received insurance from. Simple, painless and responsive, look no further than Zensurance for your company’s insurance needs.
The Zensurance team was responsive, professional, and knowledgeable. Zensurance knew exactly what we were asking for after a few minutes on the phone. I would highly recommend them for liability insurance especially if you’re not sure what you need to protect your business.
The Zensurance transparent customer experience helped me identify and hedge dynamic operating risks.
Leading Canadian business insurance carriers
have partnered with us to serve you
Ready To Start? Let’s Get a Quote!
Getting a business insurance quote shouldn’t be complicated!
At Zensurance we simplify the process of getting commercial insurance so that you get the coverage you need, quick and easy!
Our friendly support team is always ready to answer questions, we’re just a click or a phone call away.