Nurse Malpractice Insurance2019-08-12T11:39:05-04:00

Nurse Malpractice Insurance

If you are a a Nurse, Registered Nurse or RN, Nurse Malpractice Insurance or Nurse Liability Insurance is necessary to protect you from claims of injury to patients due to alleged negligence or injury.

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Nurse Malpractice Insurance

What is Nurse Malpractice Insurance?

It is a type of professional liability insurance that protects Nurses, Registered Nurses and RNs against alleged negligence that leads to patient injuries.

What does Nurse Malpractice Liability Insurance cover?

These are the common types of negligence claims that are covered:
  1. Failure to attend a patient
  2. Failures in diagnosis
  3. Failures in referral or consultation
  4. Failure to protect or warn third parties
  5. Substandard treatment

What is not covered?

It is important to be aware of the exclusions in nurse medical liability insurance coverage. They are generally:
  1. Injuries from the use of autos, which includes loading or unloading of patients
  2. Intentional negligence when engaging in professional duties
  3. Claims related to incorrect prescription and dosage
  4. Unnecessary surgery or operating on the wrong body part

What are the different types of Nurse Liability Insurance?

  1. Claims-made insurance
  2. Occurrence policies
  3. Claims-paid policies
  4. Errors and omissions

How much does Nurse Malpractice Insurance cost?

The nurse liability insurance costs will vary depending on many factors. Some types of  nurses are more likely to face claims than others. Here are some factors taken into account:
  • Years of experience
  • Location
  • Past Claims

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Frequently Asked Questions about
Nurse Malpractice Insurance

What is the difference between personal injury and medical negligence (medical malpractice)?2019-06-04T16:03:12-04:00

Medical negligence (injuries from medical malpractice) is a form of personal injury. Personal injury claims deal with a wide variety of areas where the claimant suffers an injury through no fault of their own, for example, dog bites and slip and falls. Medical negligence (or malpractice) claims only concern mistakes or carelessness carried out by medical professionals. Medical malpractice claims tend to be a lot more complex and thoroughly analyzed too.

What is the difference between malpractice insurance and professional liability insurance?2019-06-04T16:04:35-04:00

Malpractice insurance is a type of professional liability insurance that protects medical practitioners from errors caused by negligence in their service. Most medical practitioners are sued at one point or another in their career. Malpractice insurance is curated to cover the common risks that most doctors and other medical practitioners are likely to face.

What is classified as medical malpractice (or medical negligence)?2019-06-03T13:20:08-04:00

Medical negligence refers to a breach of duty by a health professional that results in harm and loss to a client or patient. Negligence can take several different forms, including but not limited to misdiagnosis, incorrect treatment, delay in providing treatment, mistakes in surgery, etc.

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