Business Insurance BC

Business Insurance protects business owners in British Columbia against risks of property damage or third-party liability claims.

Get Instant Price
Zensurance - BC Business Owner
Partnerships with over 50 leading Canadian insurance providers

Commercial insurance tailored for your business

Business Liability Insurance (or commercial insurance), protects BC business owners from losses due to unforeseen events that may occur during normal operations such as property damage, errors or injuries. There are many types of insurance for businesses that protect them according to their industry, size and revenue. The most common insurance coverages for small businesses include general liability insurance, errors and omissions insurance or commercial property insurance.

Get Instant Price
BC Coverage

What does business liability insurance cover?

Business Insurance is an umbrella term used to describe policies that provide financial protection for business owners against costs associated with third-party liability claims.

Explore the following insurance policies for specific coverage information:​

Your business is unique. Speak with our insurance broker to find an insurance policy package to meet your specific business needs.

BC Requirements

Who needs business liability insurance?

According to Canada Business Statistics, British Columbia is home to ~185,000 businesses. Approximately 98% are small businesses, which are especially susceptible to risk due to their limited financial resources.

Regardless of industry or sector, owning insurance is critical for the long-term survival of any business.

Here are some markets we specialize in:

BC Costs

How much does business insurance in BC cost?

For small businesses in British Columbia, you can anticipate spending approximately $450 a year on a Commercial General Liability insurance policy with a $2M limit.

The cost of your insurance policy will vary according to factors such as:

  • Industry
  • Risk Exposure
  • Years of Experience
  • Location
  • Number of Employees
  • Revenue
  • Claims History

Read more about how much business insurance costs

Getting insured is quick and easy!

If you need insurance for your BC business is what you need, request a free online quote today!

Get Free Quote Now

Our insurance brokers can help provide coverage across BC

  • Vancouver

  • Abbotsford

  • Kamloops

  • Vernon

  • Campbell River

  • Victoria

  • White Rock

  • Chilliwack

  • Whistler

  • Squamish

  • Kelowna

  • Nanaimo

  • Prince George

  • Courtenay

  • Prince Rupert

Our most recent reviews

See for yourself what customers have to say about us.

Google reviews rating 4.8 of 5 stars from 1500 plus Google Reviews

4.8 ★★★★☆ 1500+ Google Reviews

Ready to start? Let’s get a quote!

Getting business insurance shouldn’t be complicated!

At Zensurance, we simplify the process of getting insurance so that you get the coverage you need, quick and easy!

Our friendly support team is always ready to answer questions, we’re just a click or a phone call away.

Get Instant Price
Zensurance - Female Character
Get Instant Price