Business Insurance BC
Business Insurance protects business owners in British Columbia against risks of property damage or third-party liability claims.
Join over 150,000 businesses that have trusted us!
Save up to 35% on your insurance
Just a few minutes to get your best quote
Join over 100,000 businesses that have trusted us!
Save up to 35% on your insurance
Just a few minutes to get your best quote
Partnerships with over 50 leading Canadian insurance providers
Commercial insurance tailored for your business
Business Liability Insurance (or commercial insurance), protects BC business owners from losses due to unforeseen events that may occur during normal operations such as property damage, errors or injuries. There are many types of insurance for businesses that protect them according to their industry, size and revenue. The most common insurance coverages for small businesses include general liability insurance, errors and omissions insurance or commercial property insurance.
What does business liability insurance cover?
Business Insurance is an umbrella term used to describe policies that provide financial protection for business owners against costs associated with third-party liability claims.
Explore the following insurance policies for specific coverage information:
- Commercial General Liability (CGL) Insurance, which covers costs associated with claims alleging third-party property damage or bodily injury.
- Professional Liability Insurance (also known as Errors and Omissions) provides financial coverage for professionals against claims alleging negligence, misconduct, or failure to deliver a service as promised.
- Commercial Property Insurance provides financial coverage for loss or damage to your property due to an unforeseen external event, such as a fire or theft.
- Commercial Auto Insurance: provides financial protection should you be involved in a loss while operating your commercial vehicle.
- Product Liability Insurance covers the costs associated with liability claims alleging bodily injury or property damage resulting from a product you manufacture, develop, or sell.
- Cyber Insurance provides financial protection against network security and privacy issues, such as a data breach.
- Directors’ and Officers’ Liability Insurance provides financial protection for members of your board should they be named in a lawsuit.
Your business is unique. Speak with our insurance broker to find an insurance policy package to meet your specific business needs.
Who needs business liability insurance?
According to Canada Business Statistics, British Columbia is home to ~185,000 businesses. Approximately 98% are small businesses, which are especially susceptible to risk due to their limited financial resources.
Regardless of industry or sector, owning insurance is critical for the long-term survival of any business.
Here are some markets we specialize in:
How much does business insurance in BC cost?
For small businesses in British Columbia, you can anticipate spending approximately $450 a year on a Commercial General Liability insurance policy with a $2M limit.
The cost of your insurance policy will vary according to factors such as:
- Industry
- Risk Exposure
- Years of Experience
- Location
- Number of Employees
- Revenue
- Claims History
Getting insured is quick and easy!
If you need insurance for your BC business is what you need, request a free online quote today!
Our insurance brokers can help provide coverage across BC
Vancouver
Abbotsford
Kamloops
Vernon
Campbell River
Victoria
White Rock
Chilliwack
Whistler
Squamish
Kelowna
Nanaimo
Prince George
Courtenay
Prince Rupert
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