British Columbia Business Liability Insurance
British Columbia (BC) is Canada’s 3rd largest province in terms of small business population.
In BC, Business Liability Insurance is crucial to protect your business against risks of property damage or liability claims.
Join thousands of Canadian businesses that are already protected!
What is Business Liability Insurance?
Business insurance protects business owners from losses due to unforeseen events that may occur during normal business operation such as property damage, errors or injuries. There are many types of insurance for businesses that protect them according to their industry, size and revenue. Some of these types include general liability insurance, errors and omissions insurance or directors & officers liability insurance.
What does Business Liability Insurance cover?
While Business Insurance is not an insurance type per se , it is usually used as an umbrella term to refer to commercial general liability insurance and all the business insurance sub-types.
Explore the following insurance policies for specific coverage information:
- Commercial General Liability (CGL)
- Directors’ and Officers’ Liability
- Professional Liability (also known as Errors and Omissions)
Who needs Business Liability Insurance?
Regardless of your business type, owning insurance is critical for the long term survival of any business. Make sure get coverage for the financial costs associated with unforeseen events such as damage caused to 3rd parties, accusations of professional negligence or defective products.
According to Canada Business Statistics, British Columbia is home to ~185,000 businesses of which 98% are small businesses.
Small businesses are specially suceptible to risk, and due to their limited financial resources, they are exposed to potential bankruptcy unless thay have the right business insurance.
What is the cost of Business Liability Insurance?
The cost of an insurance policy varies according to factors such as:
- Industry
- Level of experience in the industry
- Revenue
It also depends on the nature of your work and the size of your particular business.
Getting insured is
quick and easy!
If you are a BC business owner,
request a free quote now >
Largest British Columbia Cities for Small Businesses
The economic power of BC is the result of it’s cities. These are British Columbia’s largest cities:
Vancouver
Surrey
Burnaby
Richmond
Abbotsford
Coquitlam
Kelowna
Delta
Kamloops
Nanaimo
Victoria
Chilliwack
Maple Ridge
Prince George
New Westminster
What our customers say about us
Our customers ❤ us, and so will you!
Learn why thousands of Canadian small businesses trust their insurance to us.
Zensurance has been the easiest company I’ve ever received insurance from. Simple, painless and responsive, look no further than Zensurance for your company’s insurance needs.
★★★★★
The Zensurance team was responsive, professional, and knowledgeable. Zensurance knew exactly what we were asking for after a few minutes on the phone. I would highly recommend them for liability insurance especially if you’re not sure what you need to protect your business.
★★★★★
The Zensurance transparent customer experience helped me identify and hedge dynamic operating risks.
★★★★★
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