Professional Liability Insurance


Protect your business or practice against claims of negligence, errors or omissions.

What Does Professional Liability Insurance Cover?

Regardless of your business type, owning Professional Liability Insurance is critical. Professional Liability insurance is coverage that protects you by covering legal fees and payouts against possible claims of negligence, errors or omissions.

What's Covered

Professional Liability Insurance is designed to protect your business against errors and omissions (actual or alleged), which occur while your business provides professional services to clients. 

Bodily Injury

What Isn't Covered

  • Commercial General Liability (CGL)
  • Directors & Officers (D&O) 
  • Cybersecurity Insurance
  • Legal Expense Insurance 
  • Contents Insurance 
  • Business Interruption Insurance 

Who Requires Professional Liability Insurance?

You may have professional risks that aren’t covered by your general liability insurance policy and not even know it. Essentially, if you or your business are providing professional services (e.g. advice to clients and customers), you require Professional Liability Insurance (PLI) or Errors & Omissions (E&O) Insurance protection coverage.

The following professionals should definitely have Professional Liability Insurance (PLI) or Errors & Omissions (E&O) Insurance:

  • Doctors* (e.g. Patient dies/requires life-saving surgery after a doctor fails to act on his complaints)
  • Dentists* (e.g. Dentist performs a sub-standard root canal)
  • Chiropractors* (Patient sustains a serious injury during a neck manipulation)
  • Physical therapists* (Client claims physical therapist didn’t provide entire treatment)
  • Lawyers (Lawyer forgets to complete and file time-sensitive documents)
  • Accountants (Client has to pay back taxes/interest due to their accountant’s error)
  • Engineers (Structural issues are found in a building due to an engineer’s oversight)
  • Financial advisors (Client undergoes severe monetary loss after an investment advice)
  • IT and Technology (Software malfunction causes loss of critical data)
  • Paralegals (Paralegal doesn't complete paperwork correctly)

* Medical Malpractice Insurance policy

We find the best liability insurance policies for your business, so you only pay for the coverage you need, and nothing else.

Full Transparency

Why is Zensurance the Best Solution? 

Intuitive Online Experience

Simple and powerful experience that allows you to do everything online, at your convenience from your mobile, tablet or laptop.

Need support? You can email, chat or call us for help anytime. We are dedicated to making managing your liability insurance hassle-free. 

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"Zensurance made things so easy for me to pick the coverage I need and customize the plan for my business. I should've just gone for Zensurance instead of wasting so much time contacting other brokers to compare."

5.0 ★★★★★

Yeonsil Yoo

Founder & CEO, Upfly

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