Personal Trainer Insurance

Personal Trainer Insurance provides protection from the costs associated with lawsuits or claims against you or your business.

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What is Insurance for Personal Trainers?

Insurance for Personal Trainers is a policy package that provides financial protection against claims or lawsuits related to their professional activities, including alleged injuries, misconduct, or negligence.

Personal Trainer Insurance covers most types of personal trainers or fitness instructors. However, due to the diverse nature of the fitness industry, some clientele may not be covered, such as professional athletes or minors.

Check with your broker to determine if you need additional coverage.

Personal Trainer Insurance Coverage

What Does Insurance for Personal Trainers Cover?

The most common policy types for personal trainers are:

  • Commercial General Liability Insurance, which covers costs associated with liability claims, such as client injuries or property damage.
  • Product Liability Insurance, which provides coverage for liability claims associated with a product you sell or manufacture.
  • Professional Liability Insurance, which covers costs associated with allegations of negligence, misconduct, or failure to deliver a service as promised.
Personal Trainer Insurance Requirements

Who needs Personal Trainer Insurance?

If you are a personal trainer or fitness instructor, you should consider this type of insurance.

Some of our clients in the fitness industry include:

  • Personal Trainers
  • Exercise Instructors
  • Zumba Instructors
  • Pilates Instructors
  • Yoga Instructors
  • Fitness Studio Owners
Personal Trainer Insurance Costs

What is the Cost of Personal Trainer Insurance?

For a basic Professional Liability Insurance policy with a $15,000 limit, you can anticipate spending approximately $250 annually.

The cost of a policy varies according to factors such as:

  • Operation Size
  • Location
  • Training and Education
  • Level of Experience
  • Past Insurance Claims

Get a free personal trainer insurance quote right here.

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If personal trainer insurance is what you need, request a free quote now

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