OWNERSHIP / RESTRICTIONS ON USE
Except as set forth herein, you may not modify, copy, reproduce, publish, post, transmit, distribute, display, perform, create derivative works from, transfer or sell any Content without the express prior written consent of Zensurance. You may download, print and reproduce the Content for your own non-commercial, informational purposes provided you agree to maintain any and all copyright or other proprietary notices contained in such Content, and to cite the URL source of such Content. Reproduction of multiple copies of the Content, in whole or in part, for resale or distribution is strictly prohibited except with the prior written permission of Zensurance. To obtain written consent for such reproduction, please contact us at firstname.lastname@example.org.
REGISTRATION AND PASSWORDS
To access certain portions of the Online Properties or the Services, including your account, you may be asked to complete an online registration form. In consideration for your use of the Online Properties and the Services provided, you agree to provide true, current, complete and accurate information as requested on any registration form to which this Website, the Apps or the Services may direct you, and to update that registration information as soon as possible after any information on such registration form changes.
Upon registration, you will choose a username and password. You alone are responsible for keeping that password and username confidential, and for any and all activity that occurs on the Online Properties and the Services under such password or username. You agree to immediately notify Zensurance of any unauthorized use of your password or username or any other breach of security.
Unfortunately, the transmission of information via the Internet is not completely secure. Although we do our best to protect your personal information, we cannot guarantee the security of your personal information transmitted to our Online Properties or Services. Any transmission of personal information is at your own risk. We are not responsible for circumvention of any privacy settings or security measures contained on the Website.
You represent and warrant that any information you provide through or in connection with the Online Properties (each, a “Submission”) or Services is and will remain accurate and complete, and you will update such information as needed. For each Submission you make, you hereby grant to Zensurance a worldwide, royalty-free, fully paid-up, non-exclusive, perpetual, irrevocable, transferable and fully sublicensable (through multiple tiers) license, without additional consideration to you or any third party, to reproduce, distribute, perform and display (publicly or otherwise), create derivative works of, adapt, modify and otherwise use and exploit such Submission, in any format or media now known or hereafter developed, and for any purpose.
Zensurance may make available the ability to make payments in connection with certain Products through the Online Properties (a “Transaction”). If you wish to make a Transaction, you may be asked to supply certain relevant information, such as your credit card number and its expiration date, your billing address and your shipping information. YOU REPRESENT AND WARRANT THAT YOU HAVE THE RIGHT TO USE ANY CREDIT CARD THAT YOU SUBMIT IN CONNECTION WITH A TRANSACTION. By submitting such information, you grant to Zensurance the right to provide such information to a third party for purposes of facilitating Transactions. You agree to pay all charges incurred by you or on your behalf through the Online Properties and Services, at the prices in effect when such charges are incurred. In addition, you are responsible for any taxes applicable to your Transactions. While it is our practice to confirm orders and payments by e-mail, the receipt of an e-mail confirmation does not constitute our acceptance of an order or payment, or our confirmation of an offer to sell a Product.
APP LIMITED LICENSE
THIRD PARTY DISCLAIMER
In connection with your use of the Online Properties or Services, we may send you marketing offers about third party financial products or services that may be of interest to you (“Third Party Offers”). Zensurance makes no representations or guarantees regarding your eligibility or qualification for such Third Party Offers. If you have any questions regarding any Third Party Offers, you must contact the third party directly. You understand and agree that Zensurance is merely providing you with information on Third Party Offers that may be of interest to you, and that Zensurance has no control over or responsibility for the Third Party Offers or any loss that you may suffer as a result of the use of such Third Party Offers. You should exercise your own judgment and obtain any expert advice you consider necessary prior to entering into an arrangement with a third party. The Third-Party disclaimer above applies to Third Party Offers in addition to this paragraph.
USER CODE OF CONDUCT
As a condition of your continued access to and use of this Website or the Services, you agree to abide by all applicable federal, provincial, state, territorial and other applicable laws and regulations, in addition to the “Code of Conduct” set forth below.
Specifically, in addition, and without limiting the foregoing, you agree not to:
a) upload, post, e-mail or otherwise transmit any material that:
i. constitutes unsolicited or unauthorized advertising, promotional materials, “junk mail,” “spam,” “chain letters,” “pyramid schemes,” or any other form of solicitation;
ii. infringes any patent, trade-mark, trade secret, copyright or other proprietary or privacy rights of any party;
iii. is unlawful, harmful, threatening, abusive, harassing, tortious, defamatory, vulgar, obscene, libelous, invasive of another’s privacy, hateful, racially, ethnically or otherwise objectionable, or an unfair product comparison; or
iv. contains any form of destructive software such as a virus, worm, Trojan horse, time bomb, cancelbot, or any other harmful components or any other computer file, program or code, designed to interrupt, destroy or limit the functionality of any computer software, hardware or telecommunications equipment;
b) harvest or otherwise collect or store any information (including personally identifiable information) about other users of the Website or Services, including e-mail addresses, without the express consent of such users;
c) for the purpose of misleading others, create a false identity of the sender or the origin of a message, forge headers or otherwise manipulate identifiers in order to disguise the origin of any material transmitted through the Website or Services;
d) attempt to gain unauthorized access to the Website or Services, other computer systems or networks connected to the Website, through password mining or any other means;
e) interfere with or disrupt networks or servers connected to the Website or Services or violate the regulations, policies or procedures of such networks;
f) use, download or otherwise copy, or provide to any person or entity any Website users directory or other user or usage information or any portion thereof other than in the context of your use of the Website or Services; and
g) use any robot/bot, spider, site search/retrieval application or other manual or automatic device to retrieve, index, “scrape,” “data mine,” or otherwise gather content of the Online Properties, or reproduce or circumvent the navigational structure or presentation of the Online Properties.
DISCLAIMER / LIMITATION OF LIABILITY
While Zensurance uses reasonable efforts to include accurate and up-to-date information on this website, errors or omissions sometimes occur. Zensurance makes no warranties or representations as to the accuracy of the content of this website, and the information contained herein is intended for information purposes only, unless specifically stated elsewhere, and for a specific section or function on the website.
Applicable law may not allow for limitations on certain warranties, or exclusions or limitations of certain damages; if such law applies to you, some or all of the above disclaimers, exclusions or limitations may not apply to you, and you may have certain additional rights.
Information on this site is for informational purposes only and does not constitute financial, legal or other advice to you and should not be relied upon in that regard, unless specifically stated elsewhere, and for a specific section or function on the website.
From time to time we may offer and/or co-sponsor contests or promotions on the Online Properties or the Services. Each of these activities shall be governed by specific rules accessible from the pages of the Online Properties or Services offering the promotion or when you submit your entry.
CHANGES AND TERMINATION
INTELLECTUAL PROPERTY RIGHTS AND OWNERSHIP
More specifically, you understand and agree that the Online Properties and its entire contents, features, and functionality, including, but not limited to, all information, software, code, data text, displays, graphics, photographs, images, video, audio, music, broadcast, design, presentation, website layout, selection, and arrangement, are owned by Zensurance, its licensors, or other providers of such material and are protected in all forms by intellectual property laws including without limitation, copyright, trademark, patent, trade secret, and any other proprietary rights. Other names, logos, product and service names, designs, images, and slogans mentioned, or which appear on this Website are the trademarks of their respective owners. Use of any such property, except as expressly authorized, shall constitute an infringement or violation of the rights of the property owner and may be a violation of federal or other laws and could subject the infringer to legal action.
SEVERABILITY & WAIVER
GOOGLE MAPS SPECIFIC TERMS
In addition to your agreement with the foregoing terms and conditions, and notwithstanding anything to the contrary herein, the following provisions apply with respect to your use of the Google Maps functionality that may be embedded in the App. Your use of such functionality is governed by the Google Maps/Earth Additional Terms of Service, which are available at http://www.google.com/help/terms_maps.html. By using such functionality, you are agreeing to be bound by Google’s Terms of Service.
MICROSOFT BING MAPS SPECIFIC TERMS
AMAZON ALEXA SKILLS SPECIFIC TERMS
Zensurance may make available two types of Skills, General Skills and Linked Skills. “General Skills” are Skills that Zensurance makes generally available and don’t require you to be a Zensurance policyholder to use. “Linked Skills” are linked to an eligible Zensurance online account. Linked Skills may not be available in some parts of Canada or for all policy types. By enabling a Skill, you represent that you have the power, authority and capacity to accept these Alexa Skills Terms and enable the Skill. You can unlink your account from a Linked Skill by disabling the Linked Skill. If you re-enable a Linked Skill, you will have to re-link your account.
By enabling the Skill, you are giving Zensurance permission to perform the actions and share with Amazon the information communicated to Zensurance or requested from Zensurance. All communications using the Skill go through Amazon and you expressly are agreeing to this requirement.
Once a Skill is enabled, it is possible for anyone to use the Connected Device to use the Skill. It is solely your responsibility to maintain the physical security of your Connected Devices. If the Skill gives you the option of assigning a PIN number, you should assign a PIN number and keep your PIN number secure. You are ultimately responsible for any actions or activity initiated through the Skill.
A Linked Skill may allow you to make payments to Zensurance, such as for your policy premium. By using a Linked Skill to make a payment, you authorize Zensurance to initiate payment(s) in the specified amounts. Any payments using the Skill will be initiated on the date(s) you direct Alexa to do so, but the timing of the withdrawal from your payment account will be based on the financial institution’s processing schedule.
Zensurance is not responsible for, and does not provide any support or assistance for, Alexa, Connected Devices, or for any other hardware or software that Zensurance did not design or write. If you have questions or issues with Alexa, please contact Amazon.
if you have a question or comment, please see the Contact Us page on our website for further information on who to contact. If you have a complaint regarding the Online Properties, please see our Complaints webpage for further information. If you have any accessibility issues, please see the Zensurance accessibility page.
Last Updated April 28th, 2022.