Small Business Resources for Canadian Owners
Start It. Protect It. Run It. Fund It.
Zensurance is the leading Canadian online insurance brokerage for small businesses. Free guides, tools, and expert advice for Canadian small business owners. Registration, taxes, grants, compliance, and insurance, all written for Canadian rules and Canadian businesses.
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Small Business Resources for Canadian Owners
Start It. Protect It. Run It. Fund It.
Zensurance is the leading Canadian online insurance brokerage for small businesses. Free guides, tools, and expert advice for Canadian small business owners. Registration, taxes, grants, compliance, and insurance, all written for Canadian rules and Canadian businesses.
Start It
Pick a structure, get licensed, and handle the permits and paperwork before you open the doors.
Startup Guides
How to Become a First-Time Landlord in Canada (2026 Guide)
A step-by-step guide to becoming a landlord in Canada. Learn landlord responsibilities, tenant screening tips, and how landlord insurance protects rental properties.
Starting a Food Truck Business? Here’s What You Should Know
Thinking about hitting the streets with your own food truck? Learn exactly what it takes – from writing a solid business plan to handling startup costs, permits, and insurance. See our tips to fuel your success and steer clear of common mistakes.
How to Get a General Contractors License in Ontario
General contractors coordinate all aspects of construction and renovation projects, ensuring each job meets high-quality standards and adheres to safety and building codes. Learn the steps for getting the contractor licensing you need in Ontario.
Protect It
Understand what business insurance covers, what it costs in Canada, and what to do when something goes wrong.
Featured Articles
Self-Employed Insurance in Canada: Coverage Every Freelancer and Solopreneur Needs
70% of self-employed Canadians have no business insurance, leaving them one lawsuit away from financial ruin. Getting covered is easier and more affordable than most self-employed professionals realize. Here's what you need to know.
What Is a Certificate of Insurance (COI)?
A certificate of insurance (COI) is a one-page document issued by your insurer or broker that proves your business is insured. It summarizes your active coverages, policy limits, expiry date, and other key details, so clients, landlords, and partners can confirm you're covered before they agree to work with you.
Why Contractors in Canada Need Year-Round Business Insurance (And Why Seasonal Coverage Costs More)
Thinking about cancelling or pausing your contractor insurance after your busy season? It could cost you more than you save. Here are 6 reasons why annual business insurance is the smarter, more affordable choice for contractors and tradespeople in Canada.
7 Cyber Insurance Claims We Saw in 2025
Only 7.6% of Canadian business owners regard a cybersecurity incident as their most significant liability risk, despite more than 53% of businesses having experienced a cyber-attack in 2025. Here are 7 real-life cyber claims our clients’ cyber insurance policies covered to keep them in business.
Free Small Business Insurance Guides (PDF Downloads)
Four free downloadable guides for Canadian business owners. No cost, no obligation.
A Guide to Small Business Insurance in Canada
Get an overview of various coverages any small business owner or self-employed professional needs to know to protect themselves from expensive accidents, mistakes, lawsuits and other liability claims.
Cyber Liability Insurance: How to Protect Your Biz From Cyber Threats
Discover actionable, inexpensive steps small businesses can take to strengthen their cybersecurity defences and how customized cyber insurance protects digital assets and finances.
How to Protect Your Business in the Era of Climate Change
Extreme weather now causes the majority of insured losses in Canada. This guide covers loss prevention for your business property, what commercial property insurance pays for after a flood or storm, and what it won’t.
Small Business Artificial Intelligence (AI) Handbook
AI can cut administration time for small business owners, but it introduces new liability risks around privacy, accuracy, and client data. Our handbook outlines what the risks are using AI and how small businesses can use it safely.
Free Small Business Insurance Guides
(PDF Downloads)
Four free downloadable guides for Canadian
business owners. No cost, no obligation.
A Guide to Small Business Insurance in Canada
Get an overview of various coverages any small business owner or self-employed professional needs to know to protect themselves from expensive accidents, mistakes, lawsuits and other liability claims.
Cyber Liability Insurance: How to Protect Your Biz From Cyber Threats
Discover actionable, inexpensive steps small businesses can take to strengthen their cybersecurity defences and how customized cyber insurance protects digital assets and finances.
How to Protect Your Business in the Era of Climate Change
Extreme weather now causes the majority of insured losses in Canada. This guide covers loss prevention for your business property, what commercial property insurance pays for after a flood or storm, and what it won’t.
Small Business Artificial Intelligence (AI) Handbook
AI can cut administration time for small business owners, but it introduces new liability risks around privacy, accuracy, and client data. Our handbook outlines what the risks are using AI and how small businesses can use it safely.
Run It
Stay on top of the admin, meet your provincial obligations, and use the right tools without creating new risk.
Run a Business
How to Do a Business Name Search in Canada
A memorable business name builds brand awareness, drives loyalty and sales, and helps you hire. Here's how to search Canada's business registries and trademark database, order a NUANS report, and register your name step-by-step.
Renting to Students: A Canadian Landlord’s Guide
Thousands of students are hunting for off-campus housing right now – and that makes late summer the busiest stretch of the year for landlords. Here's how to prepare your rental property, screen student tenants, set lease terms that hold up, and protect yourself from the liability risks that come with the territory.
What Happens If Your Small Biz Doesn’t Have Workers’ Comp?
Failing to register your company with your province’s workers’ compensation board and going without workers’ comp insurance can lead to significant financial and legal consequences. Here’s what every Canadian small business owner or sole proprietor needs to know.
Fund It
Find grants you qualify for, claim the deductions you’re owed, and keep cash flowing through slow months.
8 Tax-Filing Tips for Sole Proprietors in Canada (2026 Tax Year Guide)
Tax season is approaching for sole proprietors and self-employed Canadians. This 2026 guide explains key deadlines, required forms, and practical tips to help you file correctly.
15 Business Grants and Loans for Women in Canada (2026 Guide)
The Zensurance Small Business Grant is one of many options for Canadian women entrepreneurs and startups led by women that are available to help them grow their businesses. See our list of grants and loans to pursue.
How Small Businesses Can Solve Cash Flow Problems
Avoiding complications by maintaining a healthy cash flow is critical for your small business. That doesn’t mean it’s easy to do so. See our recommendations for planning to maintain a healthy cash balance so you can focus on your long-term goals.
Zensurance Small Business Grant
We’ve awarded more than $160,000 to Canadian small businesses since 2023, across 42 recipients.
Applications for our next grant in 2026 open October 14, 2026.
Zensurance Small Business Grant
We’ve awarded more than $160,000 to Canadian small businesses since 2023, across 42 recipients.
Applications for our next grant in 2026 open October 14, 2026.
What Our Clients Say
Real reviews from Canadian business owners, in their own words.
“For the amount of coverage we got, it was really affordable. If you need business insurance, go to Zensurance.com, they’re good people.”
Next Generation Heating & Cooling
(HVAC contractors)
Barrie, Ontario
“As a business owner, it’s important to get that immediate response. Zensurance understands what we do as a company.”
ReactForge Cognitive Performance Institute
(Sports performance company)
Concord, Ontario
“What stood out about Zensurance was how fast, easy, and transparent the process felt … it really felt tailored to small businesses.”
Charcuterie Boutique
(Caterer)
Thornhill, Ontario
What Our Clients Say
Real reviews from Canadian business
owners, in their own words.
“For the amount of coverage we got, it was really affordable. If you need business insurance, go to Zensurance.com, they’re good people.”
Next Generation Heating & Cooling
(HVAC contractors)
Barrie, Ontario
“As a business owner, it’s important to get that immediate response. Zensurance understands what we do as a company.”
ReactForge Cognitive Performance Institute
(Sports performance company)
Concord, Ontario
“What stood out about Zensurance was how fast, easy, and transparent the process felt … it really felt tailored to small businesses.”
Charcuterie Boutique
(Caterer)
Thornhill, Ontario
Zensurance Perks
Exclusive savings for small businesses on accounting software, financing, productivity tools, and more.
Frequently Asked Questions About Small Business Insurance in Canada
Frequently Asked Questions About Small Business Insurance in Canada
Prices and coverage shown before a bindable quote are estimates and may vary by province, insurer, and the nature of your business.