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CANADA

Regardless of your business type, owning Business Insurance is critical for the long term survival of any business. Business insurance covers the financial costs associated with unforeseen events such as damage caused to 3rd parties, accusations of professional negligence or defective products.

"Zensurance made things so easy for me to pick the coverage I need and customize the plan for my business. I should've just gone for Zensurance instead of wasting so much time contacting other brokers to compare."

Yeonsil Yoo

Founder & CEO, Upfly

We understand the importance of appropriate protection.
Get a tailored business insurance policy while you focus on growing your business — how Zen!

• Accountants

• Accounting Firm

• Actuaries

• Advertising

• Aerial and ground based Photographers / Videographers

• Alternative Energy

• Architects & Engineers

• Architectural/Engineering technicians and technologists

• Appraisers

• Bookkeepers

• Broadcasters

• Building Designers(Bill 124)

• Business Consultant

• Chiropodists

• Civil engineers

• Collection Agencies

• Consultants

• Chiropractors

• Design Firms

• Directors and Officers

• Employment Agencies/Recruiters

• Engineers

• Environmental Engineers

• Energy Audits & Assessments

• Financial Advisors

• Financial Planners

• Foreign Legal Consultants

• Holistic Professional

• Hotel Consultant

• Home Inspectors

• Human Resources (HR) Consultant

• Immigration Consultants

• Information Technology & Computer Consultants

• Interior Designers

• IT Contractor

• IT Specialist/Technician/Programmer

• Independent Contractor

• Product Designers

• Professionals Liability
  
• Professional Organizer

• Lawyer's Excess Professional Liability

• Management Consultants

• Medical Related

• Medical Professionals (Malpractice Insurance)

• Medical Students (Malpractice Insurance)

• Multimedia designers

• Mortgage Brokers

• Naturopaths

• New Media

• Occupational Health and Safety Consultants

• Quality Control Consultants

• Placement Agencies

• Podiatrists

• Process Servers

• Private Investigators

• Project Managers

• Property Managers

• Paralegals

• Publishers and Printers

• Recruitment and Employment Agency

• Recruitment Consultants

• Safety Engineers

• Service Organizations

• Solar & Wind Farm Engineers & Consultants

• Staffing Agencies

• Structural Engineers

• Sub Contractor

• Surveyors

• Therapist Professionals

• Training Providers/Trainers

• Travel Agencies

• Travel Agents, Tour operators

• Excess & Umbrella Liability

• Web-Site Designers

• Web Developers

• Other businesses

In such a case, the third-party (i.e., a customer) could sue you for injury or damages.

For instance, a customer who enters your bakery slips and brakes their leg along with their new cell phone. You could be held liable to cover both the costs associated with her injury and the replacement of their phone. Possible costs could include (but are not be limited to) medical bills, lost income due to their inability to work while injured, legal feels, courts expenses, the cost to repair the phone, and settlements.

- Customers

- Employees

- Maintenance personnel

- Vendors

- Delivery/courier persons

Property damage liability coverage protects you for damages to a third-party’s property.

An example would be your employee visiting a client’s office and spilling coffee on a computer. Your business could likely face claims by the client.

• Owner's business property damage
• Errors & Omissions
• Claims of negligence

We find the best policies so you only pay for the coverage you need, and nothing else.

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