Liability insurance is a type of coverage that protects your business against claims resulting from bodily injury or property damage.
It helps you offset legal costs and payouts to cover yourself and your business in case of a lawsuit, regardless of your business size or industry.
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What is Liability Insurance?
It is an insurance policy that protects business owners from losses due to unforeseen events that may occur during normal business operation such as property damage or injuries. There are many types of insurance for businesses that protect them according to their industry, size, and revenue. Some of these types include general liability insurance, errors and omissions insurance or directors & officers insurance.
Who needs Liability Insurance?
Regardless of your business type, owning Liability Coverage is critical for the long term survival of any business and may cover the financial costs associated with unforeseen events such as a lawsuit or litigation.
Getting insurance should be seen as a normal aspect of running a business responsibly. It protects your personal assets depending on your type of incorporation, it protects your life’s work, it protects your employee’s livelihood and it protects your clients as well.
What is the cost of Liability Insurance?
The cost of an insurance policy varies according to factors such as:
- Level of experience in the industry
- Area of operations
- Previous insurance claims
Getting insured is quick and easy!
If liability insurance is what you need, request a free quote now
Which Small Businesses Require Liability Insurance?
Regardless of the type of business you own, having insurance is critical for almost any business including:
Aerial and ground based Photographers / Videographers
Architects & Engineers
Building Designers (Bill 124)
Directors and Officers
Energy Audits & Assessments
Foreign Legal Consultants
Human Resources (HR) Consultant
Information Technology & Computer Consultants
Lawyer’s Excess Professional Liability
Medical Professionals (Malpractice Insurance)
Medical Students (Malpractice Insurance)
Occupational Health and Safety Consultants
Quality Control Consultants
Publishers and Printers
Recruitment and Employment Agency
Solar & Wind Farm Engineers & Consultants
Travel Agents, Tour operators
Workplace Engineers & Consultants
Frequently Asked Questions about Liability Insurance
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