Builder’s Risk Insurance
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What is Builder’s Risk Insurance?
Builder’s Risk or Course of Construction is the type of insurance that protects your building and liability for the duration of the project.
Home and Business owners are often required by the contractor to insure their project with a builder’s risk insurance policy as property claims can be expensive.
The property owner typically requires builder’s risk insurance for the following: new home construction, new commercial build construction, adding a second story or addition on the property, or major renovation projects.
What does Builder’s Risk Insurance cover?
Builder’s Risk Insurance, also known as Course of Construction Insurance, covers the building, construction materials and premise liability in the event of physical loss or damage due to an insured event, such as fire, theft, or vandalism.
A Builder’s Risk Insurance policy covers you from the beginning to the end of the project. We work with you to ensure you are properly covered every step of the way.
Who needs Builder’s Risk Insurance?
Any individual or business looking to build or do major renovations should protect themselves and their property with a Builder’s Risk or Course of Construction policy.
Some of our clients include:
- Homeowners
- Business Owners
- General Contractors
- Construction Companies
- Real Estate Developers
- Renovation Contractors
How much does Builders Risk Insurance cost?
When you fill out our online application, we will ask some questions about your business to help better understand your needs. The following factors are taken into consideration when determining the best policy options for you:
- Project Cost (Hard and Soft)
- Type of Project
- Previous Insurance Claims
Getting insured is quick and easy!
If Builder’s Risk Insurance is what you need, request a free quote now.
Frequently Asked Questions about Builders Risk Insurance
What our customers friends say about us
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Learn why thousands of Canadian small businesses trust us with their insurance needs.
Zensurance has been the easiest company I’ve ever received insurance from. Simple, painless and responsive, look no further than Zensurance for your company’s insurance needs.
The Zensurance team was responsive, professional, and knowledgeable. Zensurance knew exactly what we were asking for after a few minutes on the phone. I would highly recommend them for liability insurance especially if you’re not sure what you need to protect your business.
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