Business Insurance Ontario

Small business insurance policies starting at $19 per month

Protect your Ontario business against liability claims alleging third-party property damage or bodily injury.

Trusted by over 350,000 Canadian small business owners!

Save up to 35% on your insurance

Get the best insurance quote in a few clicks!

Trusted by over 350,000 Canadian small business owners!

Save up to 35% on your insurance

Get the best insurance quote in a few clicks!

Get a Free Quote

Zensurance - Liability Insurance Ontario

Partnerships with over 50 leading Canadian insurance providers

Liability Insurance Coverage Ontario

Liability Insurance (or commercial insurance) protects Ontario small business owners against claims resulting in negligence, third-party injury or property damage. Your business insurance can also include coverage to financially safeguard important assets such as commercial property, equipment and inventory.

At Zensurance, we can help you find affordable business liability insurance quotes for all types of businesses and professions across Ontario. No matter which industry your company operates in, our team of expert insurance brokers can help you find coverage tailored to your specific needs.

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What does business insurance cover?

Business insurance is a policy that consists of multiple coverages specifically designed to protect against your business risks. The most common coverage for small businesses typically includes financial protection against costs associated with third-party liability claims of injuries and property damage.

Zensurance can provide the following insurance coverages necessary to protect your Ontario business:

Commercial General Liability (CGL) Insurance cover costs associated with claims alleging third-party property damage or bodily injury.
Professional Liability Insurance (also known as Errors and Omissions) provides financial coverage for professionals against claims alleging negligence, misconduct, or failure to deliver a service as promised.
Commercial Property Insurance provides financial coverage for loss or damage to your property due to an unforeseen external event, such as a fire or theft.

Additional coverages to consider:

Commercial Auto insurance: provides financial protection should you be involved in a loss while operating your commercial vehicle.
Product Liability Insurance covers the costs associated with liability claims alleging bodily injury or property damage resulting from a product you manufacture, develop, or sell.
Cyber Insurance provides financial protection against network security and privacy issues, such as a data breach.
Directors’ and Officers’ Liability Insurance provides financial protection for members of your board should they be named in a lawsuit.
Event Liability Insurance provides financial protection in case someone gets injured or property is damaged at your event.

Your business is unique. Speak with one of our commercial insurance brokers to find an insurance policy package to meet your specific business needs.

Who needs business liability insurance?

According to Canada Business Statistics, Ontario is home to over 420,000 businesses of which 98% are small businesses.

Regardless of your business type, having the right liability insurance coverage is critical for the long-term survival of any business.

Small businesses are especially susceptible to risk and without adequate business insurance protection may be exposed to bankruptcy.

Here are some industries that we specialize in Ontario:

How much does business insurance in Ontario cost?

The cost of small business insurance in Ontario will vary depending on several factors of your business. Most small business owners will pay between $450 and $2000 per year for a general liability insurance policy with a $2M coverage limit.

The exact cost of your insurance policy varies according to factors such as: