Business Insurance Ontario

Protect your Ontario business against liability claims alleging third-party property damage or bodily injury with business liability insurance.

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Zensurance - Ontario Business Owner
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Commercial insurance tailored for your business

Business Liability Insurance (or commercial insurance), protects Ontario small business owners from financial losses due to unforeseen events such as property damage, errors or injuries. There are many types of insurance coverages for businesses that protect them according to their industry, size and revenue. The most common insurance coverages for small businesses include general liability insurance, errors and omissions and commercial property insurance.

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Ontario Coverage

What does business liability insurance cover?

Business Liability Insurance is an umbrella term used to describe policies that provide financial protection for business owners against costs associated with third-party liability claims.

Explore the following insurance policies for specific coverage information:​

Your business is unique. Speak with one of our commercial insurance brokers to find an insurance policy package to meet your specific business needs.

Ontario Businesses

Who needs business liability insurance?

According to Canada Business Statistics, Ontario is home to over 420,000 businesses of which 98% are small businesses.

Regardless of your business type, owning insurance is critical for the long-term survival of any business.

Small businesses are especially susceptible to risk and without adequate business insurance coverage may be exposed to bankruptcy.

Here are some industries that we specialize in Ontario:

Costs in Ontario

How much does business insurance in Ontario cost?

For a small business in Ontario, you can anticipate spending approximately $450 per year on a basic commercial general liability insurance policy with a $2M limit.

The exact cost for your insurance policy varies according to factors such as:

  • Industry
  • Risk Exposure
  • Years of Experience
  • Location
  • Number of Employees
  • Revenue
  • Claims History

Read more about how much business insurance costs

Getting insured is quick and easy!

Complete our 5-minute online application form for a free insurance quote.

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Our insurance brokers can help provide coverage across Ontario

  • Toronto

  • Ottawa

  • Hamilton

  • Kitchener

  • London

  • Oshawa

  • Windsor

  • Niagara / St. Catherines

  • Barrie

  • Guelph

  • Kingston

  • Kanata

  • Milton

  • Brantford

  • Thunder Bay

  • Sudbury

  • Peterborough

  • Sarnia

  • Belleville

  • Sault Ste. Marie

  • Ajax

  • Whitby

  • Burlington

  • Oakville

  • Brampton

  • Mississauga

  • Aurora

  • Markham

  • Vaughan

  • Orangeville

Our Ontario office location:

  • 200 University Ave #1301, Toronto, ON M5H 3C6

  • +1 888-654-6030

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See for yourself what customers have to say about us.

Google reviews rating 4.8 of 5 stars from 1500 plus Google Reviews

4.8 ★★★★☆ 1500+ Google Reviews

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Getting business insurance shouldn’t be complicated!

At Zensurance, we simplify the process of getting insurance so that you get the coverage you need, quick and easy!

Our friendly support team is always ready to answer questions, we’re just a click or a phone call away.

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