Business Insurance Ontario
Protect your Ontario business against liability claims alleging third-party property damage or bodily injury with business liability insurance.
Join over 150,000 businesses that have trusted us!
Save up to 35% on your insurance
Just a few minutes to get your best quote
Join over 100,000 businesses that have trusted us!
Save up to 35% on your insurance
Just a few minutes to get your best quote
Partnerships with over 50 leading Canadian insurance providers
Commercial insurance tailored for your business
Business Liability Insurance (or commercial insurance), protects Ontario small business owners from financial losses due to unforeseen events such as property damage, errors or injuries. There are many types of insurance coverages for businesses that protect them according to their industry, size and revenue. The most common insurance coverages for small businesses include general liability insurance, errors and omissions and commercial property insurance.
What does business liability insurance cover?
Business Liability Insurance is an umbrella term used to describe policies that provide financial protection for business owners against costs associated with third-party liability claims.
Explore the following insurance policies for specific coverage information:
- Commercial General Liability (CGL) Insurance, which covers costs associated with claims alleging third-party property damage or bodily injury.
- Professional Liability Insurance (also known as Errors and Omissions) provides financial coverage for professionals against claims alleging negligence, misconduct, or failure to deliver a service as promised.
- Commercial Property Insurance provides financial coverage for loss or damage to your property due to an unforeseen external event, such as a fire or theft.
- Commercial Auto insurance: provides financial protection should you be involved in a loss while operating your commercial vehicle.
- Product Liability Insurance covers the costs associated with liability claims alleging bodily injury or property damage resulting from a product you manufacture, develop, or sell.
- Cyber Insurance provides financial protection against network security and privacy issues, such as a data breach.
- Directors’ and Officers’ Liability Insurance provides financial protection for members of your board should they be named in a lawsuit.
Your business is unique. Speak with one of our commercial insurance brokers to find an insurance policy package to meet your specific business needs.
Who needs business liability insurance?
According to Canada Business Statistics, Ontario is home to over 420,000 businesses of which 98% are small businesses.
Regardless of your business type, owning insurance is critical for the long-term survival of any business.
Small businesses are especially susceptible to risk and without adequate business insurance coverage may be exposed to bankruptcy.
Here are some industries that we specialize in Ontario:
How much does business insurance in Ontario cost?
For a small business in Ontario, you can anticipate spending approximately $450 per year on a basic commercial general liability insurance policy with a $2M limit.
The exact cost for your insurance policy varies according to factors such as:
- Industry
- Risk Exposure
- Years of Experience
- Location
- Number of Employees
- Revenue
- Claims History
Getting insured is quick and easy!
Complete our 5-minute online application form for a free insurance quote.
Our insurance brokers can help provide coverage across Ontario
Toronto
Ottawa
Hamilton
Kitchener
London
Oshawa
Windsor
Niagara / St. Catherines
Barrie
Guelph
Kingston
Kanata
Milton
Brantford
Thunder Bay
Sudbury
Peterborough
Sarnia
Belleville
Sault Ste. Marie
Ajax
Whitby
Burlington
Oakville
Brampton
Mississauga
Aurora
Markham
Vaughan
Orangeville
Our Ontario office location:
200 University Ave #1301, Toronto, ON M5H 3C6
+1 888-654-6030
Our most recent reviews
See for yourself what customers have to say about us.
4.8 ★★★★☆★ 1500+ Google Reviews
Ready to start? Let’s get a quote!
Getting business insurance shouldn’t be complicated!
At Zensurance, we simplify the process of getting insurance so that you get the coverage you need, quick and easy!
Our friendly support team is always ready to answer questions, we’re just a click or a phone call away.
