Commercial Property Insurance

Regardless of whether you rent or own your business space, Commercial Property Insurance provides financial coverage for physical loss or damage to your property.

Join thousands of Canadian businesses that are already protected!

Partnership with over 50 leading Canadian insurance companies

Zen Man protected by Commercial Property Insurance

What is Commercial Property Insurance?

Commercial Property Insurance provides financial coverage for physical loss or damage to your property and its physical contents due to an external disaster, such as a fire, theft, or vandalism.


What does Commercial Property Insurance cover?

A comprehensive Commercial Property Insurance policy package may include:

Property Insurance: Financial coverage for the physical loss or damage to the physical assets of your business that you either own or rent, including space, furniture, inventory, and equipment due to fire, vandalism, or theft. 

Commercial General Liability Insurance (CGL): CGL is a business insurance policy that protects you and your business from common risks you can expect to face as a business owner, such as third-party property damage and bodily injuries. CGL also covers legal and medical costs; should you be successfully sued.

Contents Coverage: This type of insurance provides financial coverage to replace or repair the physical assets inside your building or office space, such as furniture, equipment, and machinery.

Business Interruption InsuranceIf you need to temporarily shut down your business due to a disaster, Business Interruption Insurance covers the income lost during the time it takes to restore business operations.

Equipment Breakdown InsuranceThis type of insurance provides financial coverage to replace or repair equipment due to a mechanical or electrical breakdown.


Who needs Commercial Property Insurance?

Any business that owns or leases commercial buildings, space, equipment, or inventory should consider protecting their property with a comprehensive Commercial Property Insurance package. Some of these properties may include condo buildings, strip malls, warehouses, and retail stores.

We’ve helped thousands of business owners secure Commercial Property Insurance from coast to coast. Some of our clients include: 

  • Landlords
  • Restaurant Owners
  • Retailers
  • Gym Owners

What is the cost of Commercial Property Insurance?

The exact cost for a Commercial Property Insurance policy will vary depending on the following factors:

  • Type of Property 
  • Type of Business 
  • Age and Condition of Property
  • Property Location
  • Previous Insurance Claims

When you fill out our online application, we will ask some questions about your business to help better understand your needs.

We’ve partnered with over fifty insurance providers to offer you different options that suit your business needs at the best price.

Getting insured is quick and easy!

If Commercial Property Insurance is what you need, request a free quote now.

Which professions require Commercial Property Insurance

Regardless of the type of business you run, Property Insurance is critical:

  • Furniture Stores
  • Corporations with Offices
  • Gift Shops

  • Factories

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Getting business insurance shouldn’t be complicated!

At Zensurance, we simplify the process of getting insurance so that you get the coverage you need, quick and easy!

Our friendly support team is always ready to answer questions, we’re just a click or a phone call away.