Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
Recent posts
Do Consultants in Canada Need Liability Insurance?
One misread recommendation or a project that falls short of a client's expectations can trigger a negligence claim or an expensive lawsuit. Here's how the right insurance protects your consulting business, your finances, and your reputation.
Zensurance Small Business Grant 2026: Meet Our $10,000 and $1,000 Recipients
Meet the Canadian small business owners taking home our two $10,000 grants – plus eight more finalists who each receive $1,000. Here's their advice for other owners, and why they say insurance is a vital investment in their future.
Commercial Auto Insurance in Canada: The Complete Guide for Business Owners
Driving for work in Canada? Most personal car insurance won't cover accidents or damage when you're using your vehicle for business. Here's why you need commercial auto insurance.
What Do Changes to Commercial Auto Insurance in Ontario Mean for Your Business?
Ontario is making several accident benefits optional in commercial auto insurance policies starting July 1, 2026. Here's what's changing, who's most at risk if they opt out, and what you should do before your policy renews.
Landlord Insurance in Canada: What It Covers and Why You Need It
Your standard home insurance policy probably doesn't cover your rental property, and that gap can cost you thousands. Here's exactly what landlord insurance covers, what it doesn't, and how to make sure you're protected.
When Can the Canada Revenue Agency (CRA) Audit Your Small Business?
Every business owner hopes they won’t experience a CRA audit, but it’s important to be prepared to deal with one all the same. This guide explains what happens during a CRA audit or investigation, what your rights and responsibilities are, and the insurance that helps manage the cost of legal representation for an audit.
Small Business Tips
Emergency Preparedness Week 2026: 10 Tips for Small Businesses in Canada
Emergency Preparedness Week 2026 runs from May 3 to 9. Is your small business ready for a flood, wildfire, or earthquake? Grab our free emergency supply kit checklist and use these 10 tips to protect your business before disaster strikes.
Is Your Small Business Ready for Wildfire Season?
Wildfire season in Canada now starts earlier and hits harder. Here's what small business owners need to know and do to protect their properties before the next fire breaks out.
Zensurance $10,000 Business Grant Recipient: Next Level Property Management
Meet the recipients of our $10,000 grant and five $1,000 grants! We chatted with these business owners to get their best advice for other entrepreneurs, plus why they think insurance is a must-have for keeping a business’s finances secure.
Insurance
Do Consultants in Canada Need Liability Insurance?
One misread recommendation or a project that falls short of a client's expectations can trigger a negligence claim or an expensive lawsuit. Here's how the right insurance protects your consulting business, your finances, and your reputation.
Zensurance Small Business Grant 2026: Meet Our $10,000 and $1,000 Recipients
Meet the Canadian small business owners taking home our two $10,000 grants – plus eight more finalists who each receive $1,000. Here's their advice for other owners, and why they say insurance is a vital investment in their future.
Commercial Auto Insurance in Canada: The Complete Guide for Business Owners
Driving for work in Canada? Most personal car insurance won't cover accidents or damage when you're using your vehicle for business. Here's why you need commercial auto insurance.
Financial Business Tips
Small Business Grants Ontario 2026: 20 Grants and Funding Programs for Small Businesses
Securing funding is essential for the innovation and growth of all small businesses and startups. This guide outlines 20 small business grants available in Ontario and Canada, along with other resources to help business owners accelerate their growth.
Zensurance $10,000 Business Grant Recipient: Next Level Property Management
Meet the recipients of our $10,000 grant and five $1,000 grants! We chatted with these business owners to get their best advice for other entrepreneurs, plus why they think insurance is a must-have for keeping a business’s finances secure.
Why Do Insurers Ask for Your Small Business Revenue?
When you apply for business insurance in Canada, insurers often ask about your company’s annual and projected revenue. Here’s why they need this information, how to figure out your numbers, and why it’s important to be accurate.
Cybersecurity
What Should You Do If Your Small Business Has a Data Breach?
Small businesses in Canada are prime targets for cyberattacks and data breaches. Here's exactly what to do in the first 24 hours if your business is hit by a data breach, and how cyber liability insurance can help you recover quickly.
Why E-Commerce Insurance Matters for Online Sellers in Canada
If you sell products online in Canada, e-commerce insurance – also known as online business insurance – is essential to protect your finances, inventory, and reputation. Here’s what online sellers, dropshippers, and small e-commerce businesses in Canada need to know.
What Is Smishing? How Text Scam Attacks Work & How to Stop Them
Smishing is growing due to artificial intelligence (AI) tools that create realistic text scams. Learn how to recognize smishing messages, protect your small business from attacks, and how cyber liability insurance can help your company after an attack.
Startup Tips
How to Become a First-Time Landlord in Canada (2026 Guide)
A step-by-step guide to becoming a landlord in Canada. Learn landlord responsibilities, tenant screening tips, and how landlord insurance protects rental properties.
How to Start a Landscaping Business in Canada (Step-by-Step Guide for 2026)
Learn how to start a landscaping business in Canada, including startup costs, licensing requirements, equipment, pricing, and the insurance coverage most contractors need before booking their first job.
How to Start a Business in Ontario: A Step-by-Step Guide for New Entrepreneurs
Thinking about starting a business in Ontario? This beginner-friendly guide walks you through the key steps – from planning and registration to taxes, funding, and insurance – so you can start confidently and grow as you go.