Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
Recent posts
Survey: 61% of Canadian Small Businesses Are Uninsured. Most Say They Don’t Need It
We surveyed 1,000 business owners across the country to take the temperature of Canadian small businesses in 2026. What came back is a portrait of people who are tougher than the economy gives them credit for, and far more exposed than they realize. Here's what the data says.
What Landlords Need to Know About Student Rental Housing Insurance
Canadian landlords with properties near universities and colleges have an excellent opportunity to meet the constant demand for off-campus student rental housing. But renting to students carries real risks, and property owners need to safeguard their investments against damage and lawsuits. Here's how the right insurance helps.
10 Essential Types of Business Insurance for Small Businesses in Canada
Unexpected challenges can derail even the most determined small business owner. Here are the 10 types of business insurance every Canadian small business should know about, and how to get covered for less.
Back to School: 9 Reasons Why Tutors and Teachers Need Insurance
As a new school year begins, it’s not just lesson plans that need reviewing – your protection does, too. From liability claims to unexpected accidents, educators in Canada face real risks. Here’s what tutors and educators need to know to stay focused on what they do best: teaching.
10 Common Warehouse Risks and How to Reduce Them
Accidents, property damage, and unexpected losses can derail any warehouse operation. Here are the 10 most common warehouse hazards, practical ways to reduce them, and how warehouse insurance protects your business.
What Small Businesses Need to Know About Cyber Insurance
Data shows that 48% of Canadian small businesses have implemented any form of cyber defence, and only 22% have cyber insurance. Here's why it's time to get serious about protecting your business from cyber threats.
Small Business Tips
Emergency Preparedness Week 2026: 10 Tips for Small Businesses in Canada
Emergency Preparedness Week 2026 runs from May 3 to 9. Is your small business ready for a flood, wildfire, or earthquake? Grab our free emergency supply kit checklist and use these 10 tips to protect your business before disaster strikes.
Is Your Small Business Ready for Wildfire Season?
Wildfire season in Canada now starts earlier and hits harder. Here's what small business owners need to know and do to protect their properties before the next fire breaks out.
Zensurance $10,000 Business Grant Recipient: Next Level Property Management
Meet the recipients of our $10,000 grant and five $1,000 grants! We chatted with these business owners to get their best advice for other entrepreneurs, plus why they think insurance is a must-have for keeping a business’s finances secure.
Insurance
Survey: 61% of Canadian Small Businesses Are Uninsured. Most Say They Don’t Need It
We surveyed 1,000 business owners across the country to take the temperature of Canadian small businesses in 2026. What came back is a portrait of people who are tougher than the economy gives them credit for, and far more exposed than they realize. Here's what the data says.
What Landlords Need to Know About Student Rental Housing Insurance
Canadian landlords with properties near universities and colleges have an excellent opportunity to meet the constant demand for off-campus student rental housing. But renting to students carries real risks, and property owners need to safeguard their investments against damage and lawsuits. Here's how the right insurance helps.
10 Essential Types of Business Insurance for Small Businesses in Canada
Unexpected challenges can derail even the most determined small business owner. Here are the 10 types of business insurance every Canadian small business should know about, and how to get covered for less.
Financial Business Tips
Small Business Grants Ontario 2026: 20 Grants and Funding Programs for Small Businesses
Securing funding is essential for the innovation and growth of all small businesses and startups. This guide outlines 20 small business grants available in Ontario and Canada, along with other resources to help business owners accelerate their growth.
Zensurance $10,000 Business Grant Recipient: Next Level Property Management
Meet the recipients of our $10,000 grant and five $1,000 grants! We chatted with these business owners to get their best advice for other entrepreneurs, plus why they think insurance is a must-have for keeping a business’s finances secure.
Why Do Insurers Ask for Your Small Business Revenue?
When you apply for business insurance in Canada, insurers often ask about your company’s annual and projected revenue. Here’s why they need this information, how to figure out your numbers, and why it’s important to be accurate.
Cybersecurity
What Small Businesses Need to Know About Cyber Insurance
Data shows that 48% of Canadian small businesses have implemented any form of cyber defence, and only 22% have cyber insurance. Here's why it's time to get serious about protecting your business from cyber threats.
What Should You Do If Your Small Business Has a Data Breach?
Small businesses in Canada are prime targets for cyberattacks and data breaches. Here's exactly what to do in the first 24 hours if your business is hit by a data breach, and how cyber liability insurance can help you recover quickly.
Why E-Commerce Insurance Matters for Online Sellers in Canada
If you sell products online in Canada, e-commerce insurance – also known as online business insurance – is essential to protect your finances, inventory, and reputation. Here’s what online sellers, dropshippers, and small e-commerce businesses in Canada need to know.
Startup Tips
How to Become a First-Time Landlord in Canada (2026 Guide)
A step-by-step guide to becoming a landlord in Canada. Learn landlord responsibilities, tenant screening tips, and how landlord insurance protects rental properties.
How to Start a Landscaping Business in Canada (Step-by-Step Guide for 2026)
Learn how to start a landscaping business in Canada, including startup costs, licensing requirements, equipment, pricing, and the insurance coverage most contractors need before booking their first job.
How to Start a Business in Ontario: A Step-by-Step Guide for New Entrepreneurs
Thinking about starting a business in Ontario? This beginner-friendly guide walks you through the key steps – from planning and registration to taxes, funding, and insurance – so you can start confidently and grow as you go.