Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
Recent posts
Will Home Insurance Cover Your Airbnb or VRBO Rental?
Home sharing platforms like Airbnb and VRBO are often viewed as commercial activities by insurance providers. Safeguard your property and rental business by understanding the insurance implications involved in home sharing.
What Is Wrap-Up Liability Insurance?
Running or working on a large construction project? A wrap-up liability insurance policy can adequately address your risk exposures. Get the lowdown on what a wrap-up policy is and how it can protect your project and team.
9 Reasons Why Massage Therapists Need Insurance
Although liability insurance is a legal requirement for Registered Massage Therapists in most provinces, all massage therapists should protect themselves against claims of negligence, errors, and omissions. Here’s why it matters.
Does Cyber Insurance Cover AI-Generated Cybercrime?
Artificial intelligence (AI) is creating faster-paced, more effective, larger-scale cyber-attacks. Explore ways businesses can defend themselves and learn how cyber insurance helps recovery if your business is attacked.
What Type of Insurance Do Eavestrough and Siding Contractors Need?
All professionals or small businesses have liability risks regardless of their industry or the services they provide. Gutter cleaning professionals are no different. Here’s why gutter cleaning businesses need insurance.
Zensurance Business Grant Winner 2025: SnuggleTooth Smile Mobile
We're excited to introduce the winners of our $10,000 and $1,000 small business grants! Learn from their valuable advice for fellow business owners and entrepreneurs, and discover why they consider insurance a cornerstone of their financial well-being.
Small Business Tips
Zensurance Business Grant Winner 2025: SnuggleTooth Smile Mobile
We're excited to introduce the winners of our $10,000 and $1,000 small business grants! Learn from their valuable advice for fellow business owners and entrepreneurs, and discover why they consider insurance a cornerstone of their financial well-being.
7 Unusual Business Insurance Claims
Running a business comes with its fair share of surprises – some stranger than others. The good news? Insurance covers incidents and accidents even when the unexpected really gets weird. Check out these seven unusual claims we’ve covered.
10 Tips for Preparing Your Business Vehicle for Spring and Avoiding Accidents
Springtime gets people moving. They want to be out and about to enjoy the sunshine and mild temperatures. That means more pedestrians, cyclists, and motorcycles on the road. See our tips for preparing your vehicle for warmer weather and avoiding collisions.
Insurance
Will Home Insurance Cover Your Airbnb or VRBO Rental?
Home sharing platforms like Airbnb and VRBO are often viewed as commercial activities by insurance providers. Safeguard your property and rental business by understanding the insurance implications involved in home sharing.
What Is Wrap-Up Liability Insurance?
Running or working on a large construction project? A wrap-up liability insurance policy can adequately address your risk exposures. Get the lowdown on what a wrap-up policy is and how it can protect your project and team.
9 Reasons Why Massage Therapists Need Insurance
Although liability insurance is a legal requirement for Registered Massage Therapists in most provinces, all massage therapists should protect themselves against claims of negligence, errors, and omissions. Here’s why it matters.
Financial Business Tips
15 Business Grants and Loans for Women in Canada
The Zensurance Small Business Grant is one of many options for Canadian women entrepreneurs and startups led by women that are available to help them grow their businesses. See our list of grants and loans to pursue.
Trump Tariffs: How Canadian Small Businesses Can Prepare
Canada’s economy is deeply intertwined with the American economy. If the Trump administration imposes a 25% tariff on all Canadian imports, Canada’s economy and small business community could be dramatically affected. Here’s what to know.
8 Tax Filing Tips for Sole Proprietors
The deadline for Canadian sole proprietors and self-employed professionals to file tax returns in 2025 is fast approaching. These professionals are solely responsible for filing and paying their taxes on time. Find out when your return is due and how sole proprietors can reduce their tax bills.
Cybersecurity
Does Cyber Insurance Cover AI-Generated Cybercrime?
Artificial intelligence (AI) is creating faster-paced, more effective, larger-scale cyber-attacks. Explore ways businesses can defend themselves and learn how cyber insurance helps recovery if your business is attacked.
10 Cybersecurity Risks to Small Businesses in 2025
Cyber-related threats and attacks on businesses are constantly evolving. Cyber insurance is a crucial component of any business insurance policy, but so is being aware of the threats that could imperil your business. Here are 10 cyber risks to watch out for this year.
How to Prevent Phishing Attacks
Phishing attacks are among the most pervasive cyber-attacks against small businesses and independent professionals. Learn more about it and how to prevent your company from falling prey to it.
Startup Tips
40 Side Hustles to Make Money in 2024
In addition to making extra income, a side hustle is a testing ground to try out a new idea before jumping headlong into starting a business. Looking for inspiration? Here are 40 side job ideas to consider.
How to Become a Landlord in Canada
If you’re entering the residential property rental market now or thinking of doing so soon, your timing couldn’t be better. But know that becoming a landlord and maintaining a rental property is a lot of work. See our guide for how to set yourself up for success.
10 Things to Do to Start a General Contracting Business
Thinking of being your own boss and calling the shots? Canada needs more entrepreneurs, but be aware starting a business has its challenges. Here's how to prepare to launch and run a successful contracting business.