Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
Recent posts
What Is Heavy Equipment Insurance?
Mitigating financial and productivity losses are priorities for all construction project teams, and that includes protecting the heavy equipment they use. Here’s how insurance can help do that.
Shipping on the Cheap: 7 Ways to Reduce Your Shipping Costs
There’s no such thing as ‘free shipping’. You either pass on the cost to the consumer and your profits take a hit or absorb them and it takes a big bite out of your earnings. Here’s how to find a better balance.
Canada Day Weekend: Wave the Flag and Market Your Small Business
National holidays are a great way to have your brand join in on the collective feelings of optimism, celebration, and reflection. Just be careful it reads as authentic.
What’s the Difference Between Premises Liability Insurance vs General Liability Insurance?
As a business owner, the onus is on you to deal with unexpected situations that pose financial and legal risks to your survival. But do you need premises liability or general liability coverage? Here’s how to know which one is best for you.
What Is Commercial Crime Insurance?
According to research, 75% of employees admit to stealing from their workplaces at least once, and 64% of small business employees pinch or lift funds from their employers. Here’s how commercial crime insurance can help.
Blackout: 8 Power Outage Tips for Small Business Owners
Blackouts, brownouts, and power outages may be frequent this summer because of the heat and as electricity use peaks across Canada. Here’s what you should do before, during, and after a power outage affects your business.
Small Business Essentials
Shipping on the Cheap: 7 Ways to Reduce Your Shipping Costs
There’s no such thing as ‘free shipping’. You either pass on the cost to the consumer and your profits take a hit or absorb them and it takes a big bite out of your earnings. Here’s how to find a better balance.
Canada Day Weekend: Wave the Flag and Market Your Small Business
National holidays are a great way to have your brand join in on the collective feelings of optimism, celebration, and reflection. Just be careful it reads as authentic.
Blackout: 8 Power Outage Tips for Small Business Owners
Blackouts, brownouts, and power outages may be frequent this summer because of the heat and as electricity use peaks across Canada. Here’s what you should do before, during, and after a power outage affects your business.
Small Business Insurance
What Is Heavy Equipment Insurance?
Mitigating financial and productivity losses are priorities for all construction project teams, and that includes protecting the heavy equipment they use. Here’s how insurance can help do that.
What’s the Difference Between Premises Liability Insurance vs General Liability Insurance?
As a business owner, the onus is on you to deal with unexpected situations that pose financial and legal risks to your survival. But do you need premises liability or general liability coverage? Here’s how to know which one is best for you.
What Is Commercial Crime Insurance?
According to research, 75% of employees admit to stealing from their workplaces at least once, and 64% of small business employees pinch or lift funds from their employers. Here’s how commercial crime insurance can help.
Financial Business Tips
How Does Your Side Business Affect Your Taxes?
The money earned from your side hustle is considered taxable but there are many ways to lower your tax bill. Here’s how to do that.
What Is a Good Profit Margin for Your Small Business?
A profit margin is an amount that shows how profitable your business is by dividing income by revenue (also called sales). There are also different types of margins you’ll need to understand and ways to improve them.
7 Tax Filing Tips for Sole Proprietors
The deadline for Canadian sole proprietors and other small business owners to file tax returns is fast approaching. Find out what you can do now, and start doing for next year, to reduce your tax bill and avoid potential pitfalls.
Cybersecurity
Can Your Small Business Spot and Stop Fraud?
March is Fraud Prevention Month. Fraud is rising significantly in Canada. Do you know where your greatest vulnerabilities are? Find out the best ways to prevent your business from falling victim to fraud.
Your Small Business May Be Vulnerable to Cybercrime
An online presence is more crucial than ever before for small businesses in Canada to pivot and survive the challenges the pandemic has presented. But putting so much emphasis on digital practices has left us vulnerable to cyber-attacks. Find out how you can protect your small business.
Cybersecurity Essentials: How to Create Strong Passwords
Small businesses may be at a disadvantage having the wherewithal to invest in cybersecurity defences. But there are ways to minimize the threats you face to thwart hackers and scammers.
Business Startup Tips
Blackout: 8 Power Outage Tips for Small Business Owners
Blackouts, brownouts, and power outages may be frequent this summer because of the heat and as electricity use peaks across Canada. Here’s what you should do before, during, and after a power outage affects your business.
10 Tips to Get Your Vacation Rental Property Ready for the Summer
The Canadian summer travel season is here at last! Make sure your Airbnb or VRBO vacation rental property is optimized to delight your guests and avoid filing an insurance claim with these helpful tips.
How to Write a Mission and Vision Statement for Your Small Business
There is often confusion around what mission and vision statements are and their differences. Read our guide on how to develop and realize your organization’s mission and vision statements.