Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
Recent posts
Small Business Month in Canada 2026: Resources, Grants, and Support for Owners
October is Small Business Month in Canada – a full month of free training, funding deadlines, and networking events packed into four weeks. Here's a practical list of learning resources, grants, and financing options to help your small business or startup grow, plus one step most owners skip.
Are Commercial Insurance Premiums Tax Deductible in Canada?
Small business owners know many business-related expenses can help lower taxable income. But what about insurance premiums? The short answer is yes, but it doesn't apply to all types of coverage. Here's exactly what Canadian owners can write off.
Commercial Fleet Insurance in Canada: Does Your Business Need It?
If your business runs four or more vehicles, one commercial fleet insurance policy is usually cheaper and simpler than four separate commercial auto policies. Here's what fleet insurance covers, what it costs, and how to bring your premium down.
What You Need to Know About Vacant Commercial Property Insurance
An empty building isn't a safe building. Vandalism, burst pipes and liability claims don't stop when your tenant moves out – and your existing policy may stop covering them. Here's how vacant commercial property insurance fills the gap.
What Is Short-Term Rental Insurance for Airbnb and VRBO Hosts in Canada?
Insurance companies treat homesharing as a commercial activity, which means your homeowner policy likely won't cover you when a guest checks in. Here's what Airbnb and VRBO hosts in Canada need to know about short-term rental insurance and the gaps it fills.
What Insurance Does a Home-Based Bakery in Canada Need?
Your homeowner's policy almost certainly won't cover your cupcakes. Here's what home-based bakery insurance includes, what it costs, and why product liability is the coverage you can't skip.
Small Business Tips
Small Business Month in Canada 2026: Resources, Grants, and Support for Owners
October is Small Business Month in Canada – a full month of free training, funding deadlines, and networking events packed into four weeks. Here's a practical list of learning resources, grants, and financing options to help your small business or startup grow, plus one step most owners skip.
Are Commercial Insurance Premiums Tax Deductible in Canada?
Small business owners know many business-related expenses can help lower taxable income. But what about insurance premiums? The short answer is yes, but it doesn't apply to all types of coverage. Here's exactly what Canadian owners can write off.
How to Do a Business Name Search in Canada
A memorable business name builds brand awareness, drives loyalty and sales, and helps you hire. Here's how to search Canada's business registries and trademark database, order a NUANS report, and register your name step-by-step.
Insurance
Commercial Fleet Insurance in Canada: Does Your Business Need It?
If your business runs four or more vehicles, one commercial fleet insurance policy is usually cheaper and simpler than four separate commercial auto policies. Here's what fleet insurance covers, what it costs, and how to bring your premium down.
What You Need to Know About Vacant Commercial Property Insurance
An empty building isn't a safe building. Vandalism, burst pipes and liability claims don't stop when your tenant moves out – and your existing policy may stop covering them. Here's how vacant commercial property insurance fills the gap.
What Is Short-Term Rental Insurance for Airbnb and VRBO Hosts in Canada?
Insurance companies treat homesharing as a commercial activity, which means your homeowner policy likely won't cover you when a guest checks in. Here's what Airbnb and VRBO hosts in Canada need to know about short-term rental insurance and the gaps it fills.
Financial Business Tips
Small Business Grants Ontario 2026: 20 Grants and Funding Programs for Small Businesses
Securing funding is essential for the innovation and growth of all small businesses and startups. This guide outlines 20 small business grants available in Ontario and Canada, along with other resources to help business owners accelerate their growth.
Zensurance $10,000 Business Grant Recipient: Next Level Property Management
Meet the recipients of our $10,000 grant and five $1,000 grants! We chatted with these business owners to get their best advice for other entrepreneurs, plus why they think insurance is a must-have for keeping a business’s finances secure.
Why Do Insurers Ask for Your Small Business Revenue?
When you apply for business insurance in Canada, insurers often ask about your company’s annual and projected revenue. Here’s why they need this information, how to figure out your numbers, and why it’s important to be accurate.
Cybersecurity
How to Do a Business Name Search in Canada
A memorable business name builds brand awareness, drives loyalty and sales, and helps you hire. Here's how to search Canada's business registries and trademark database, order a NUANS report, and register your name step-by-step.
What Small Businesses Need to Know About Cyber Insurance
Data shows that 48% of Canadian small businesses have implemented any form of cyber defence, and only 22% have cyber insurance. Here's why it's time to get serious about protecting your business from cyber threats.
What Should You Do If Your Small Business Has a Data Breach?
Small businesses in Canada are prime targets for cyberattacks and data breaches. Here's exactly what to do in the first 24 hours if your business is hit by a data breach, and how cyber liability insurance can help you recover quickly.
Startup Tips
How to Do a Business Name Search in Canada
A memorable business name builds brand awareness, drives loyalty and sales, and helps you hire. Here's how to search Canada's business registries and trademark database, order a NUANS report, and register your name step-by-step.
How to Become a First-Time Landlord in Canada (2026 Guide)
A step-by-step guide to becoming a landlord in Canada. Learn landlord responsibilities, tenant screening tips, and how landlord insurance protects rental properties.
How to Start a Landscaping Business in Canada (Step-by-Step Guide for 2026)
Learn how to start a landscaping business in Canada, including startup costs, licensing requirements, equipment, pricing, and the insurance coverage most contractors need before booking their first job.