Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
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How Contractors Can Use Insurance to Manage Legal Disputes
If a contractor is embroiled in a disagreement or dispute with a customer or partner, it can be a stressful and time-consuming matter that could result in a costly lawsuit. Here’s how insurance can help you avoid or manage that scenario.
13 Reasons Why You Should Insure Your Home-Based Business
There's a lot to like about running a home-based business, but you also must consider the liability risks every small business has. Here are reasons you need business insurance and tips for mitigating those risks.
What You Need to Know About Liquor Liability for Your Party or Event
Whether hosting a company or private event to celebrate the holidays and New Year or throwing a party at any time of the year, you face liability risks (even if no alcohol will be served). Here’s what you need to do to protect yourself.
What Type of Insurance Do Christmas Tree Farms Need?
At the risk of sounding like Scrooge, Christmas tree producers have to contend with more than inflation and the impacts of climate change on their farms. They also face significant liability threats that could quickly upend their businesses. Here’s how insurance can help.
What Insurance Does a Beauty Salon Need?
Beauty salon owners can suffer more than a bad hair day. That’s why liability insurance for salon owners and beauticians is crucial: it mitigates the financial risks they face when things go wrong. Here’s why your beauty salon needs insurance.
Do You Need D&O Insurance or E&O Insurance?
Find out what type of liability coverage your small business needs to protect yourself against the financial impacts of decisions or judgments and settlements from lawsuits or claims related to your services.
Small Business Essentials
10 Tips for Closing Your Small Business for the Winter
Are you closing up shop for the winter? Ensuring your property is prepared for old man winter and your valuable contents and inventory are safely stored is vital. See our tips for how small business owners can shut down operations and keep their assets safe.
Celebrating Small Business Month Canada 2023
October is Small Business Month in Canada, a celebration encapsulating the heart and soul of our country’s entrepreneurial spirit. See our list of learning and financing resources to help your small business or startup thrive and grow.
How to Get a Small Business Grant in Canada
See our list of grants for Canadian small businesses and startups you can apply for to grow your business and the steps needed to qualify for them.
Small Business Insurance
How Contractors Can Use Insurance to Manage Legal Disputes
If a contractor is embroiled in a disagreement or dispute with a customer or partner, it can be a stressful and time-consuming matter that could result in a costly lawsuit. Here’s how insurance can help you avoid or manage that scenario.
13 Reasons Why You Should Insure Your Home-Based Business
There's a lot to like about running a home-based business, but you also must consider the liability risks every small business has. Here are reasons you need business insurance and tips for mitigating those risks.
What You Need to Know About Liquor Liability for Your Party or Event
Whether hosting a company or private event to celebrate the holidays and New Year or throwing a party at any time of the year, you face liability risks (even if no alcohol will be served). Here’s what you need to do to protect yourself.
Financial Business Tips
How to Get a Small Business Grant in Canada
See our list of grants for Canadian small businesses and startups you can apply for to grow your business and the steps needed to qualify for them.
How Small Businesses Can Solve Cash Flow Problems
Avoiding complications by maintaining a healthy cash flow is critical for your small business. That doesn’t mean it’s easy to do so. See our recommendations for planning to maintain a healthy cash balance so you can focus on your long-term goals.
How to Become a Chartered Professional Accountant (CPA) in Canada
Becoming a CPA in Canada takes time and effort and prepares you for a rewarding career with unlimited potential. Read our guide on the steps you need to take to earn a CPA designation.
Cybersecurity
How to Protect Your Business on Black Friday and Cyber Monday 2023
The opportunity Black Friday, Cyber Monday, and the holiday season present also poses considerable liability risks for any small business or independent seller angling to get in on the action. Here’s what to watch for and how to protect your company and finances.
What Is Cyber Insurance?
A majority of Canadians (88%) say they've experienced an increase in attempts to defraud them, and 63% of business owners admit their cybersecurity budget is less than 10% of their IT budgets. Small business owners should take action as more sophisticated threats emerge. Here’s how cyber liability insurance can help.
10 Cybersecurity Tips for Small Businesses
October is Cybersecurity Awareness Month in Canada. Ransomware attacks are among the most common cybersecurity incidents Canadian small businesses face, but there are many others. Here are ways you can fight back.
Business Startup Tips
How to Start a Dog Walking Business
Discover the ins and outs of the dog walking business with our guide highlighting the vital skills you need, how to find clients and organize your operations, set prices, and understand your liability insurance needs.
How to Start a Business in Ontario
Are you thinking about taking charge of your future by starting a small business in Ontario? Get an overview of the steps you need to take to become your own boss.
How to Become a Personal Trainer in Canada
There are many things to consider if you’re looking into becoming a personal trainer. From certifications and licensing and choosing a niche to protecting yourself with business insurance, get an overview of how to get started.