Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
Recent posts
What Is Tools and Equipment Insurance?
Tools and equipment insurance covers portable tools, machinery, and equipment your business owns, rents, leases, or borrows, protecting them if they're lost, stolen, or damaged. Here's what's covered, what's not, what it costs, and who needs it.
How Much Does Landlord Insurance Cost in Canada?
Protecting your rental property and finances from expensive damages and liability claims requires a customized insurance policy that suits your needs and budget. Here’s what every landlord needs to know.
World Cup Watch Parties: Is Your Restaurant or Bar Insurance Ready?
Hosting a World Cup watch party at your restaurant, bar, or pub? There are real liability risks Canadian business owners need to know before kickoff – from liquor liability and crowd injuries to copyright infringement. Here's what coverage you need and how to protect your business through the entire tournament.
Small Business Grants Ontario 2026: 20 Grants and Funding Programs for Small Businesses
Securing funding is essential for the innovation and growth of all small businesses and startups. This guide outlines 20 small business grants available in Ontario and Canada, along with other resources to help business owners accelerate their growth.
What Insurance Do Media and Marketing Professionals in Canada Need?
Missed deadlines. Campaigns that don't land. A client who decides your work costs them money. These aren't hypotheticals, they're the real risks that come with doing creative and strategic work for a living. This guide breaks down what insurance media and marketing professionals need, what it costs, and why having the right policy is increasingly the difference between landing clients and losing them.
What Is Pollution Liability Insurance in Canada?
One pollution incident can trigger a lawsuit that costs your business everything. Here's what pollution liability insurance covers, who in Canada needs it, and why your general liability policy probably won't save you.
Small Business Tips
Emergency Preparedness Week 2026: 10 Tips for Small Businesses in Canada
Emergency Preparedness Week 2026 runs from May 3 to 9. Is your small business ready for a flood, wildfire, or earthquake? Grab our free emergency supply kit checklist and use these 10 tips to protect your business before disaster strikes.
Is Your Small Business Ready for Wildfire Season?
Wildfire season in Canada now starts earlier and hits harder. Here's what small business owners need to know and do to protect their properties before the next fire breaks out.
Zensurance $10,000 Business Grant Recipient: Next Level Property Management
Meet the recipients of our $10,000 grant and five $1,000 grants! We chatted with these business owners to get their best advice for other entrepreneurs, plus why they think insurance is a must-have for keeping a business’s finances secure.
Insurance
What Is Tools and Equipment Insurance?
Tools and equipment insurance covers portable tools, machinery, and equipment your business owns, rents, leases, or borrows, protecting them if they're lost, stolen, or damaged. Here's what's covered, what's not, what it costs, and who needs it.
How Much Does Landlord Insurance Cost in Canada?
Protecting your rental property and finances from expensive damages and liability claims requires a customized insurance policy that suits your needs and budget. Here’s what every landlord needs to know.
World Cup Watch Parties: Is Your Restaurant or Bar Insurance Ready?
Hosting a World Cup watch party at your restaurant, bar, or pub? There are real liability risks Canadian business owners need to know before kickoff – from liquor liability and crowd injuries to copyright infringement. Here's what coverage you need and how to protect your business through the entire tournament.
Financial Business Tips
Small Business Grants Ontario 2026: 20 Grants and Funding Programs for Small Businesses
Securing funding is essential for the innovation and growth of all small businesses and startups. This guide outlines 20 small business grants available in Ontario and Canada, along with other resources to help business owners accelerate their growth.
Zensurance $10,000 Business Grant Recipient: Next Level Property Management
Meet the recipients of our $10,000 grant and five $1,000 grants! We chatted with these business owners to get their best advice for other entrepreneurs, plus why they think insurance is a must-have for keeping a business’s finances secure.
Why Do Insurers Ask for Your Small Business Revenue?
When you apply for business insurance in Canada, insurers often ask about your company’s annual and projected revenue. Here’s why they need this information, how to figure out your numbers, and why it’s important to be accurate.
Cybersecurity
What Should You Do If Your Small Business Has a Data Breach?
Small businesses in Canada are prime targets for cyberattacks and data breaches. Here's exactly what to do in the first 24 hours if your business is hit by a data breach, and how cyber liability insurance can help you recover quickly.
Why E-Commerce Insurance Matters for Online Sellers in Canada
If you sell products online in Canada, e-commerce insurance – also known as online business insurance – is essential to protect your finances, inventory, and reputation. Here’s what online sellers, dropshippers, and small e-commerce businesses in Canada need to know.
What Is Smishing? How Text Scam Attacks Work & How to Stop Them
Smishing is growing due to artificial intelligence (AI) tools that create realistic text scams. Learn how to recognize smishing messages, protect your small business from attacks, and how cyber liability insurance can help your company after an attack.
Startup Tips
How to Become a First-Time Landlord in Canada (2026 Guide)
A step-by-step guide to becoming a landlord in Canada. Learn landlord responsibilities, tenant screening tips, and how landlord insurance protects rental properties.
How to Start a Landscaping Business in Canada (Step-by-Step Guide for 2026)
Learn how to start a landscaping business in Canada, including startup costs, licensing requirements, equipment, pricing, and the insurance coverage most contractors need before booking their first job.
How to Start a Business in Ontario: A Step-by-Step Guide for New Entrepreneurs
Thinking about starting a business in Ontario? This beginner-friendly guide walks you through the key steps – from planning and registration to taxes, funding, and insurance – so you can start confidently and grow as you go.