What Happens If You Don’t Have Liability Insurance for Your Small Business in Canada?
Running a small business without liability insurance? Here's exactly what you're risking – and why getting covered costs less than you think.
Running a small business without liability insurance? Here's exactly what you're risking – and why getting covered costs less than you think.
Think business insurance is a waste of money? Discover the real financial risks Canadian small business owners overlook, and why skipping coverage can cost far more than you think.
Think your business is too small for liability insurance? Sole proprietors, freelancers, and micro-businesses in Canada can still face lawsuits, accidental damage claims, and costly legal bills. Here’s when small business liability insurance makes sense, what it covers, and why size doesn’t eliminate risk.
Meet the recipients of our $10,000 grant and five $1,000 grants! We chatted with these business owners to get their best advice for other entrepreneurs, plus why they think insurance is a must-have for keeping a business’s finances secure.
Starting or running a small business in Canada? Liability insurance feels like something you deal with later – but waiting can be risky. From sole proprietors to growing companies, here’s when liability coverage becomes essential.
All small businesses in Canada face some level of liability risk – even home-based, online, or one-person businesses. Without liability insurance, you may have to pay for losses, damages, or legal defence costs, settlements, and court-awarded damages out of pocket.
Chainsaws. Heights. Heavy equipment. Tree work isn’t low-risk and neither are the financial consequences. Arborists and tree care professionals do dangerous work. Don’t go out on a limb and offer your services without insurance. Here’s what every tree care business owner should know before stepping onto a job site.
Thinking about starting a business in Ontario? This beginner-friendly guide walks you through the key steps – from planning and registration to taxes, funding, and insurance – so you can start confidently and grow as you go.
Accidents, mistakes, theft, and bad luck don’t discriminate. Here are 8 real business insurance claims small business owners in Canada filed in 2025 – and how the right coverage helped them recover fast and keep moving forward.
The Zensurance Small Business Grant is one of many options for Canadian women entrepreneurs and startups led by women that are available to help them grow their businesses. See our list of grants and loans to pursue.