General Liability Insurance may cover legal fees and payouts associated with an accident or any damages covered.

General Liability


What Does General Liability Insurance Cover?

Regardless of your type of business you have, owning General Liability Insurance is critical. Liability insurance is coverage that makes sure that the financial costs associated with an accident or any damages that occur by covering legal fees and payouts.

Bodily Injury 

If an employee or third-party visitor (e.g. a customer) injures themselves while on the premises of your business, the person(s) injured could file a suit against you for injury or damages.

Costs associated could include medical bills, lost income due to their inability to work while injured, legal feels, courts expenses, the cost to repair the phone, and settlements.

Bodily Injury

Property Damage

If you or one of your employees visits a clients' office and spills coffee on their computer, your business could likely be sued to cover the costs of replacing it.

In the case where they decide to file a lawsuit against you, property damage may cover the costs of the damage and any legal claims against your business. 

X Professional errors

X Wrongful acts

X Damage to business property

X Employee discrimination

X Cyberattacks

What is not covered under liability insurance coverage?

Who Requires General Liability Insurance?

We understand how important it is for your business to have the right protection necessary. Regardless of the type of business you own, liability insurance is critical. 

  • Accountants
  • Accounting Firm
  • Actuaries
  • Advertising
  • Aerial and ground based Photographers / Videographers
  • Alternative Energy
  • Architects & Engineers
  • Architectural/Engineering technicians and technologists
  • Appraisers
  • Bookkeepers
  • Broadcasters
  • Building Designers (Bill 124)
  • Business Consultant
  • Chiropodists
  • Civil engineers
  • Collection Agencies
  • Consultants
  • Chiropractors
  • Design Firms
  • Directors and Officers
  • Employment Agencies/Recruiters
  • Engineers
  • Environmental Engineers
  • Energy Audits & Assessments
  • Financial Advisors
  • Financial Planners
  • Foreign Legal Consultants
  • Holistic Professional
  • Hotel Consultant
  • Home Inspectors
  • Human Resources (HR) Consultant
  • Immigration Consultants
  • Information Technology & Computer Consultants
  • Interior Designers
  • IT Contractor
  • IT Specialist/Technician/Programmer
  • Independent Contractor
  • Product Designers
  • Professionals Liability
    Professional Organizer
  • Lawyer's Excess Professional Liability
  • Management Consultants
  • Medical Related
  • Medical Professionals (Malpractice Insurance)
  • Medical Students (Malpractice Insurance)
  • Multimedia designers
  • Mortgage Brokers
  • Naturopaths
  • New Media
  • Occupational Health and Safety Consultants
  • Quality Control Consultants
  • Placement Agencies
  • Podiatrists
  • Process Servers
  • Private Investigators
  • Project Managers
  • Property Managers
  • Paralegals
  • Publishers and Printers
  • Recruitment and Employment Agency
  • Recruitment Consultants
  • Safety Engineers
  • Service Organizations
  • Solar & Wind Farm Engineers & Consultants
  • Staffing Agencies
  • Structural Engineers
  • Sub Contractor
  • Surveyors
  • Therapist Professionals
  • Training Providers/Trainers
  • Travel Agencies
  • Travel Agents, Tour operators
  • Excess & Umbrella Liability
  • Web-Site Designers
  • Web Developers
  • Workplace Engineers & Consultants

We find the best liability insurance policies for your business, so you only pay for the coverage you need, and nothing else.

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Why is Zensurance the Best Solution? 

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Simple and powerful experience that allows you to do everything online, at your convenience from your mobile, tablet or laptop.

Need support? You can email, chat or call us for help anytime. We are dedicated to making managing your liability insurance hassle-free. 

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"Zensurance made things so easy for me to pick the coverage I need and customize the plan for my business. I should've just gone for Zensurance instead of wasting so much time contacting other brokers to compare."

5.0 ★★★★★

Yeonsil Yoo

Founder & CEO, Upfly

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