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Partnerships with over 50 leading Canadian insurance providers
Claims Examples
Errors & Omissions Insurance, Explained.
Frequently Asked Questions about Errors and Omissions Insurance
Common E&O claims scenarios

Problem: You run an AdTech startup in Ontario, and your platform is responsible for automatically deploying emails to a client’s internal and external database. When updating the client’s preferences, you accidentally deploy an email to the wrong audience, causing severe interruption to their business operations.
Outcome: The client successfully sues you for severely impacting the relationship with their clients. Your Errors and Omissions Insurance may cover the legal fees and any other expenses, totalling $100,000.

Problem: You’re a realtor helping a client buy their first home in Vancouver, BC. While looking around a property, the client states they’d purchase the house if it was possible to build a garage on the property. Without thinking, you say it’s certainly acceptable to add a garage. Months later, after the purchase, the client sues you when they were declined for the permit to allow to build.
Outcome: The client sues you for professional negligence. Your E&O Insurance may cover the legal fees and any other expenses, totalling $60,000.

Problem: You’re the owner of an event company in Alberta. Days before hosting a wedding, you realize you’d overlooked booking the photographer that was requested a month earlier and scrambled to find a replacement. After the wedding, the client sues you for your negligence after believing the pictures to be below-par to what they would’ve got with their original choice.
Outcome: Your Errors and Omissions Insurance could cover the legal fees and any other expenses, totalling $20,000.
Other business insurance coverage options to consider:
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