Dietitian Insurance

Dietitian Liability Insurance

Get a Professional Liability Insurance coverage designed to meet dietitians’ requirements nationwide.

Zensurance - Registered Dietitian Professional

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Dietitian Professional

Insurance for dietitians

From preparing meal plans to conducting research, dietitians make nutrition accessible, empowering Canadians to develop and sustain healthy habits that improve their quality of life. However, like anyone providing a service or offering advice to the public, there is room for risk. An intake error, misdiagnosis, or injury due to your advice could result in a costly lawsuit for you or your practice.

Whether you practice at a local hospital or operate a private practice, carrying professional liability insurance is critical to your success in the health and wellness industry.

You provide invaluable guidance to groups and individuals throughout many phases of their lives. However, a dissatisfied client or intake oversight could result in a situation where you are the subject of a lawsuit.

Dietitian liability insurance policies provide comprehensive protection against the specific risks associated with your services, including negligence and malpractice.

Some of our clients include:

  • Registered Dietitians
  • Clinical Dietitians
  • Community Dietitians
  • Nutritionists
  • Sports Dietitians
  • Public Health Dietitians
  • Research Dietitians

All College of Dietitians members is required to carry Professional Liability Insurance.

Professional Liability Insurance, also known as Malpractice Insurance, protects dietitians against claims or lawsuits alleging negligence, malpractice, or failure to deliver services as promised. Professional Liability Insurance may cover your legal defence costs, as well as monetary judgments and settlement fees up to your policy limit.

Additional coverage is recommended for dietitians who run a business or offer services across multiple locations. Comprehensive coverage for dietitians typical includes the following coverage:

  • Commercial General Liability (CGL) Insurance protects you from the everyday risks you may expect to encounter during day-to-day business operations, including third-party property damage or bodily injuries (e.g., slip-and-fall).
  • Product Liability Insurance protects you from claims alleging property damage or bodily injury due to a product you sell, distribute, or manufacture. For example, a client suffers an allergic reaction to a supplement you sell and sues you for bodily injury. Your Product Liability Insurance could cover the medical fees and legal expenses. Most product liability claims arise from incorrect labelling or manufacturing defects.
  • Cyber Liability Insurance is critical for anyone who stores client information or confidential data. It covers costs associated with electronic incidents involving your technology systems and customer data, such as incident response and breach management fees. For example, your employee opens a suspicious link leading to a data breach. Your Cyber Liability Insurance could cover the cost to notify your clients and implement advanced security measures.

Coverage will vary based on several factors, such as the services you provide, training, and experience. Our specialized team of brokers will always ensure you receive the most comprehensive coverage for your specific needs.

The cost of liability insurance for dietitians will vary based on several factors, such as specialization, experience, and location. Dietitians can anticipate premiums starting at $140 annually for a Professional Liability Insurance policy with a $2M limit.

When you complete our online application, we will ask some questions to understand your needs better. The following factors are taken into consideration when determining the best policy options for you:

  • Specialization
  • Training, Education, and Experience
  • Annual and Projected Revenue
  • Services Provided
  • Location

We’ve partnered with over fifty insurance providers to offer you different options that suit your business needs at the best price.

Dietitian Colleges and Associations across Canada require dietitians who provide services to the public to carry Professional Liability Insurance (also known as Errors & Omissions) with a minimum limit of $2M.

Carrying Professional Liability Insurance ensures you are protected should you be personally named in a claim or lawsuit. It also provides protection should you take on clients personally or work at multiple locations.

For more information on insurance requirements for dietitians, check with your provincial association.

Getting insured is quick and easy!

Complete our 5-minute online application for a free dietitian professional liability insurance quote.

Common claims scenarios

nutritionist discussing meal plan with client

Problem: One of your clients alleges the nutritional advice you gave them had a negative impact on their overall health and threatens litigation.

Outcome: Your professional liability insurance may cover the cost of your legal defence and any restitution decided by a court of law or by way of an out-of-court settlement.

dietitian selling supplements

Problem: A vitamin supplement you usually sell at your clinic causes several clients who purchased the product from you to suffer allergic reactions.

Outcome: Your product liability insurance may cover the cost of the affected clients’ medical expenses and your legal fees if you are sued.

dietitian writing on form

Problem: You neglect to get informed consent from an elderly client for a treatment you proposed. The client’s family sues you after your elderly client falls ill.

Outcome: Your professional liability insurance may pay for your legal defence costs, the client’s medical expenses, and any court-ordered settlement.

Frequently asked questions

I provide my services online. Can Zensurance provide me with the insurance coverage I need?

Yes. As a technology company and online insurance brokerage, we understand where you’re coming from and can accommodate you whether you serve clients in Canada or elsewhere in the world online.

Can Zensurance insure other services I provide?

Yes. If you have other healthcare designations, we can typically accommodate them in a single policy. That will help you save money on your annual premium instead of paying for multiple policies.

Will my association or college accept my coverage from Zensurance?

We can review any third-party insurance requirements your association or college has to ensure that our coverage meets them.

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Ready to start? Let’s get a quote!

Dietitian Liability Insurance is an essential requirement for anyone offering dietitian services in Canada.

Protect your practice against claims of negligence, malpractice, or misconduct. If you’re ready to get your free quote, start your online application today