Cleaning Insurance

Insurance for cleaning businesses provides financial coverage in the event of a lawsuit.

Join thousands of cleaning businesses that are already protected!

Partnership with over 50 leading Canadian insurance companies

Zen Man - protected by cleaning insurance

What is Cleaning Insurance?

Cleaning Insurance is an insurance policy package specially designed for commercial and residential cleaning businesses to protect against the specific risks and liabilities of working on a job site.

Mistakes can happen, and lawsuits against your business can shatter your operations. We know what makes your cleaning company unique; leave it to us to find the best insurance policy for you.


What does Cleaning Insurance cover?

A comprehensive Cleaning Insurance package will typically include the following:

  • Commercial General Liability Insurance covers costs associated with common cleaning liability risks, such as third-party injuries or property damage.
  • Professional Liability Insurance: covers costs associated with claims or lawsuits alleging negligence, errors, omissions, or failure to deliver a service as promised.
  • Pollution Liability Insurancecovers third-party bodily injury, property damage, and environmental damage due to both gradual and sudden pollution events that occur on a cleaning job site.
  • Tools and Equipment Insurance: covers the cost to repair or replace your tools and equipment due to damage from work accidents (includes vandalism) or loss (includes theft).
    • Business property valued under $1,500 is classified as tools, and anything over is considered equipment.

Who needs Cleaning Insurance?

Whether you offer residential or commercial cleaning services, there may be a risk of third-party injuries and property damage.

Having the proper insurance coverage will provide financial protection should you or your employees be named in a lawsuit.

We’ve insured more than 1,000 contractors. Some of our clients include:

  • Commercial cleaners
  • Residential/House cleaning companies
  • Janitorial services
  • Office cleaning
  • Carpet cleaning
  • Window Washing Contractors

How much does Cleaning Insurance cost?

The cost of insurance for a small cleaning business working on residential projects typically starts at around $450 for a General Liability Insurance policy with a $2M coverage limit.

There are several factors considered when determining a price for an insurance policy package for professional cleaners, including:

  • Number of Employees
  • Project type (Commercial/Residential)
  • Years of Experience
  • Location
  • Tools & Equipment Owned
  • Annual and Projected Revenue

Getting insured is quick and easy!

Complete our 5-minute online application to get a free insurance quote for your cleaning company.

Common scenarios where Cleaning Insurance is useful

Slippery Caution Sign

Problem: After waxing the floor inside a commercial building, you forgot to place a caution sign, which caused a slip related injury to an office worker.

Outcome:  Your Commercial General Liability Insurance policy would cover the $40,000 lawsuit filed against your business.

janitorial equipment

Problem:  A student broke into your custodial storage room, causing significant damage to your cleaning equipment.

Outcome: Your Tools and Equipment Insurance policy would cover the $10,00 cost to replace the damaged janitorial equipment.

carpet mold

Problem: The cleaning solution used for house cleaning caused mold to grow on the client’s carpet. Going unnoticed for several months, a couple of family members developed respiratory illnesses as a result.

Outcome: Your Pollution Liability Insurance policy covers the $500,000 lawsuit placed against you for the pollution-related injuries.

What our customers friends say about us

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Ready To Start? Let’s Get a Quote!

Getting business insurance shouldn’t be complicated!

At Zensurance, we simplify the process of getting insurance so that you get the coverage you need, quick and easy!

Our friendly support team is always ready to answer questions, we’re just a click or a phone call away.