What is Handyman Insurance?
Handyman Insurance is an insurance policy package specially designed to protect against the specific risks and liabilities a handyman faces working on a job site.
Mistakes can happen and potential lawsuits against your business can be devastating. We know what makes your handyman business unique, leave it to us to find the best insurance policy for you.
What does it cover?
As a jack of all trades, when it comes to things that need repairing it is important to have insurance coverage specifically designed for the risks you encounter and the equipment you own.
A comprehensive insurance package for a handyman will typically include the following:
Does a handyman need insurance?
Regardless of the handyman services provided (residential or commercial), there will still be risks of third-party injuries and property damage.
Having the right insurance coverage will provide financial protection should you or your employees be named in a lawsuit.
We’ve insured more than 1,000 contractors. Some of our clients include:
How much does it cost?
The cost of insurance for a small handyman business working on residential projects typically starts at around $450 for a General Liability Insurance policy with a $2M coverage limit.
There are several factors considered when determining a price for a Handyman Insurance policy package, including:
- Number of Employees
- Project type (Commercial/Residential)
- Years of Experience
- Location
- Tools & Equipment Owned
- Annual and Projected Revenue
Getting insured is quick and easy!
Complete our 5-minute online application form for a free insurance quote.
Common claims scenarios
Problem: While fixing a client’s backyard shed, you accidentally damaged the electrical system powering their pool heater.
Outcome: Your General Liability Insurance policy would cover the $6,000 cost to replace the damaged pool heater.
Problem: Your work van’s transmission broke down on a drive back from a worksite, forcing you to leave it stranded overnight. When you arrived back in the morning, all of your equipment had been stolen from inside of the vehicle.
Outcome: A Tools and Equipment Insurance policy would cover the $4,500 value of stolen equipment
Problem: After improperly sealing your client’s new dryer vent, it caused a mold build-up damaging their laundry room.
Outcome: Your Pollution Liability Insurance policy covers the $10,000 cost of clean-up and repairs that resulted from the pollution damage.
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Getting business insurance shouldn’t be complicated!
At Zensurance, we simplify the process of getting insurance so that you get the coverage you need, quick and easy!
Our friendly support team is always ready to answer questions, we’re just a click or a phone call away.
