In-depth, easy-to-understand articles on what insurance coverages Canadian small businesses and startups in any industry need to consider.
Estheticians focus on skin care and beauty treatments. Whether they are independent contractors or spa owners, safeguarding their businesses from unforeseen circumstances is essential. Here's what every esthetician needs to know.
Adding a third party to a business insurance policy can be done by including them as an additional interest or an additional insured. While both methods involve adding a third party, they have distinct purposes. Here’s what business owners need to know.
Commercial insurance policies contain exclusions. An exclusion defines what is not covered by a policy. Understanding exclusions helps you know what is and is not covered. Here’s what to know.
Categorized as a property crime, vandalism is defined as the deliberate damage or destruction of property. Along with theft, it’s a persistent threat to small businesses. Explore five vandalism claims our clients filed and how insurance helped them recover.
The Canadian manufacturing sector plays a crucial role in driving economic growth. However, liability risks lurk at every stage for manufacturers of every kind. Get an overview of manufacturing insurance and the factors that determine its cost.
Third-party home-sharing platforms like Airbnb and VRBO make attracting vacationers and short-term renters easy, but safety and financial security should always prevail over any enterprise. Here’s how to protect your rental property.
E-commerce marketplace Temu has grown in popularity with consumers and online sellers since its launch in Canada in 2023. However, selling goods on third-party digital marketplaces poses potential liability risks to sellers and small businesses. Here’s what sellers should know.
The maximum amount of money an insurance company will pay for a covered loss during a policy period (usually one year) is called the policy or coverage limit. Find out about the choices you have when deciding on your coverage limits.
Running a vape shop has both benefits and drawbacks. It is crucial for vape store owners to be aware of the risks and take the necessary steps to protect their businesses and assets from potential liabilities.
As the busy season approaches, landscaping and lawn care businesses are preparing to manage the health of their customers' properties. Here are some tips to ensure a safe and problem-free season.