Insurance

In-depth, easy-to-understand articles on what insurance coverages Canadian small businesses and startups in any industry need to consider.

What Is a Certificate of Insurance (COI)?

By |July 3rd, 2026|

A certificate of insurance (COI) is a one-page document issued by your insurer or broker that proves your business is insured. It summarizes your active coverages, policy limits, expiry date, and other key details, so clients, landlords, and partners can confirm you're covered before they agree to work with you.