Small Business Insurance Archives

Plain-language guides to the coverage Canadian small businesses actually need, from general liability to professional liability, broken down by industry.

Winter-Proofing Your Commercial Property: 10 Steps to Take Before the First Freeze

By Alexandria Anthony|

Don't let winter put your business property at risk. A few hours of prep in the fall can save you a five-figure repair bill in January. Here are 10 ways Canadian small business owners can safeguard their commercial property this season, and how commercial property insurance covers what prevention can't.

12 Tips for Buying the Right Business Insurance in Canada

By Liam Lahey|

61% of Canadian small business owners surveyed have no coverage at all. That's a gamble few can afford to take if something goes wrong. Here's how to buy the right business insurance, and avoid paying for what you don't need.

How to Write a Snow Removal Contract in Canada

By Tyler Garcia|

Snow removal contracts do more than lock in the work. They define your scope, spell out who's liable, and get you paid on time. Here's what to include in your commercial and residential snow removal contracts before the first flake falls.

How Much Does Snow Removal Insurance Cost in Canada? (2026)

By Tyler Garcia|

Snow removal and snowplow contractors need liability coverage in place before the first flake falls. Here's what snow removal insurance costs in Canada, what it covers, and how to keep your premium down.

Commercial Fleet Insurance in Canada: Does Your Business Need It?

By Yassin Elsayed|

If your business runs four or more vehicles, one commercial fleet insurance policy is usually cheaper and simpler than four separate commercial auto policies. Here's what fleet insurance covers, what it costs, and how to bring your premium down.

What You Need to Know About Vacant Commercial Property Insurance

By Alexandria Anthony|

An empty building isn't a safe building. Vandalism, burst pipes and liability claims don't stop when your tenant moves out – and your existing policy may stop covering them. Here's how vacant commercial property insurance fills the gap.

What Is Short-Term Rental Insurance for Airbnb and VRBO Hosts in Canada?

By Matthew Felato|

Insurance companies treat homesharing as a commercial activity, which means your homeowner policy likely won't cover you when a guest checks in. Here's what Airbnb and VRBO hosts in Canada need to know about short-term rental insurance and the gaps it fills.

What Insurance Does a Home-Based Bakery in Canada Need?

By Matthew Felato|

Your homeowner's policy almost certainly won't cover your cupcakes. Here's what home-based bakery insurance includes, what it costs, and why product liability is the coverage you can't skip.

What Is Tenants Legal Liability Insurance? A Guide for Canadian Business Tenants

By Matthew Felato|

If you rent or lease commercial space, your landlord can hold you financially responsible for damage to it – even when the damage was an accident. Tenants legal liability insurance covers those costs. Here's what it protects, what it won't, and what it costs.

What You Need to Know About Landlord Insurance for a Rooming House

By Alexandria Anthony|

Rooming houses carry risks a standard landlord policy wasn't built for. Here's what rooming house insurance covers, why it costs more, and how Canadian landlords can lower their premiums.