In-depth, easy-to-understand articles on what insurance coverages Canadian small businesses and startups in any industry need to consider.
If your business runs four or more vehicles, one commercial fleet insurance policy is usually cheaper and simpler than four separate commercial auto policies. Here's what fleet insurance covers, what it costs, and how to bring your premium down.
An empty building isn't a safe building. Vandalism, burst pipes and liability claims don't stop when your tenant moves out – and your existing policy may stop covering them. Here's how vacant commercial property insurance fills the gap.
Insurance companies treat homesharing as a commercial activity, which means your homeowner policy likely won't cover you when a guest checks in. Here's what Airbnb and VRBO hosts in Canada need to know about short-term rental insurance and the gaps it fills.
Your homeowner's policy almost certainly won't cover your cupcakes. Here's what home-based bakery insurance includes, what it costs, and why product liability is the coverage you can't skip.
If you rent or lease commercial space, your landlord can hold you financially responsible for damage to it – even when the damage was an accident. Tenants legal liability insurance covers those costs. Here's what it protects, what it won't, and what it costs.
Rooming houses carry risks a standard landlord policy wasn't built for. Here's what rooming house insurance covers, why it costs more, and how Canadian landlords can lower their premiums.
Ensuring your business is fully covered can be a challenge. Here are 10 common insurance gaps small business owners might miss and what to do to address them to ensure you’re adequately protected.
Late summer and fall are peak season for Canadian moving companies – university turnovers, families relocating between school years, and summer real estate closings all land in the same few weeks. Protecting customers' belongings in transit and in storage takes a commercial policy built for movers, not a generic business package. Here's what yours should include.
Snow removal insurance is hard to get and easy to leave too late. Here's what coverage you need, what it costs, and why Canadian contractors should lock in a policy before insurers hit capacity this fall.
Home-based businesses face the same liability risks every other small business does – and your home insurance policy won't cover them. Here are 14 reasons home-based business insurance is essential, plus how to reduce the risks you face.