Insurance Archives | Page 2 of 33

Commercial Umbrella Insurance vs Excess Insurance: What’s the Difference?

By Brandon Bowie|December 8th, 2025|

A claim that exceeds a policy’s coverage limit, or businesses with exposure to risks that their existing policies may not cover, may land in dire straits if their policies don’t fully cover an expensive claim. Here’s how umbrella liability and excess liability insurance can help fill those gaps.

What Is Short-Term Rental Insurance?

By Alexandria Anthony|December 3rd, 2025|

Being a short-term property rental host in Canada comes with significant liability risks. Insurance companies generally consider homesharing a commercial activity, and homeowner insurance may not offer coverage. Looking for a solution? Here’s what hosts should know.

9 Common Winter Business Insurance Claims

By Liam Lahey|December 1st, 2025|

Accidents, mistakes, theft, and unexpected events beyond your control can befall any small business owner throughout the year, but winter ups the risk ante significantly. Here are nine common wintertime insurance claims we helped our clients recover from last year.

How Canadian Landlords Can Prevent and Manage Frozen Water Pipes

By Alexandria Anthony|November 28th, 2025|

When frigid temperatures cause water inside a pipe to freeze, the ice expands and can split or crack the line. That can result in the pipe bursting and may lead to internal flooding. Here are ways landlords can prevent frozen pipes.

Is Your Salon Ready for the Holidays? Insurance Tips for Beauticians

By Brandon Bowie|November 26th, 2025|

Canadian salon owners and independent beauticians need to stock up on the products they need to make their clients shine over the holidays. But ensuring they're adequately covered with customized insurance is also critical. Here's what to know.

General Contractor vs Handyman: What’s the Difference?

By Marco de Bruyn|November 24th, 2025|

Both general contractors and handymen address their customers’ repair and renovation needs, but the services they each provide – and the liability risks they face – differ significantly. Get a rundown of what they do and the insurance protection they need.

Federal Budget 2025: How Does It Impact Small Businesses in Canada?

By Liam Lahey|November 21st, 2025|

Although there are no tax cuts for small businesses, the 2025 federal budget is designed to foster business growth, encourage innovation, and simplify small business owners' access to government initiatives. Here’s what business owners need to know.

Do Dental Hygienists Need Malpractice Insurance?

By Ryan Insalaco|November 19th, 2025|

Many dental hygienists have some liability protection through their employers; however, they’re not obligated to purchase coverage through their associations, and it may not provide them with complete protection from liability claims and lawsuits. Get a quick overview of what you need to know to protect your career and finances.

How to Protect Your Business on Black Friday and Cyber Monday 2025

By Brandon Bowie|November 17th, 2025|

The opportunity Black Friday, Cyber Monday, and the holiday season present also poses considerable liability risks for any small business or independent seller angling to get in on the action. Here’s what to watch for and how to protect your company and finances.

Commercial Auto Insurance in Winter: What Small Businesses Should Know

By Yassin Elsayed|November 12th, 2025|

The onset of winter means unpredictable road conditions and a higher chance of business vehicles being involved in car crashes. Learn about commercial auto insurance, and see our winter road safety tips to help protect your team and vehicles.