Plain-language guides to the coverage Canadian small businesses actually need, from general liability to professional liability, broken down by industry.
Software developers build the systems everything else runs on, and carry the liability when something breaks. Here's the coverage Canadian devs, freelancers, and dev shops actually need, and what each policy does when a claim lands.
The cost of commercial vehicle insurance in Canada varies by insurer. Here's what drives your rate, why business vehicles cost more to insure than personal ones, and how to keep your premium down.
Don't let winter put your business property at risk. A few hours of prep in the fall can save you a five-figure repair bill in January. Here are 10 ways Canadian small business owners can safeguard their commercial property this season, and how commercial property insurance covers what prevention can't.
61% of Canadian small business owners surveyed have no coverage at all. That's a gamble few can afford to take if something goes wrong. Here's how to buy the right business insurance, and avoid paying for what you don't need.
Snow removal contracts do more than lock in the work. They define your scope, spell out who's liable, and get you paid on time. Here's what to include in your commercial and residential snow removal contracts before the first flake falls.
Snow removal and snowplow contractors need liability coverage in place before the first flake falls. Here's what snow removal insurance costs in Canada, what it covers, and how to keep your premium down.
If your business runs four or more vehicles, one commercial fleet insurance policy is usually cheaper and simpler than four separate commercial auto policies. Here's what fleet insurance covers, what it costs, and how to bring your premium down.
An empty building isn't a safe building. Vandalism, burst pipes and liability claims don't stop when your tenant moves out – and your existing policy may stop covering them. Here's how vacant commercial property insurance fills the gap.
Insurance companies treat homesharing as a commercial activity, which means your homeowner policy likely won't cover you when a guest checks in. Here's what Airbnb and VRBO hosts in Canada need to know about short-term rental insurance and the gaps it fills.
Your homeowner's policy almost certainly won't cover your cupcakes. Here's what home-based bakery insurance includes, what it costs, and why product liability is the coverage you can't skip.