In-depth, easy-to-understand articles on what insurance coverages Canadian small businesses and startups in any industry need to consider.
A care, custody, and control exclusion means your insurance won't pay for someone else's property when it's damaged in your hands. Here's how it works, and how to cover the gap.
Gyms and fitness centres face injury claims, equipment breakdowns, harassment allegations, and cyberattacks. Here are the nine most common risks – and the gym and fitness centre insurance coverages that protect your finances when something goes wrong.
We surveyed 1,000 business owners across the country to take the temperature of Canadian small businesses in 2026. What came back is a portrait of people who are tougher than the economy gives them credit for, and far more exposed than they realize. Here's what the data says.
Canadian landlords with properties near universities and colleges have an excellent opportunity to meet the constant demand for off-campus student rental housing. But renting to students carries real risks, and property owners need to safeguard their investments against damage and lawsuits. Here's how the right insurance helps.
Unexpected challenges can derail even the most determined small business owner. Here are the 10 types of business insurance every Canadian small business should know about, and how to get covered for less.
As a new school year begins, it’s not just lesson plans that need reviewing – your protection does, too. From liability claims to unexpected accidents, educators in Canada face real risks. Here’s what tutors and educators need to know to stay focused on what they do best: teaching.
Accidents, property damage, and unexpected losses can derail any warehouse operation. Here are the 10 most common warehouse hazards, practical ways to reduce them, and how warehouse insurance protects your business.
Data shows that 48% of Canadian small businesses have implemented any form of cyber defence, and only 22% have cyber insurance. Here's why it's time to get serious about protecting your business from cyber threats.
Increasingly frequent and severe flooding has been a primary driver of insured losses in Canada over the past five years. But commercial property insurance does not always automatically cover overland floods. Here's how to protect your business from flood damage.
Business insurance policies are full of jargon – binders, perils, riders, exclusions. When buying or renewing a policy, use this quick, plain-language rundown of the 21 commercial insurance terms every Canadian business owner should understand.