Plain-language guides to the coverage Canadian small businesses actually need, from general liability to professional liability, broken down by industry.
If you rent or lease commercial space, your landlord can hold you financially responsible for damage to it – even when the damage was an accident. Tenants legal liability insurance covers those costs. Here's what it protects, what it won't, and what it costs.
Rooming houses carry risks a standard landlord policy wasn't built for. Here's what rooming house insurance covers, why it costs more, and how Canadian landlords can lower their premiums.
Ensuring your business is fully covered can be a challenge. Here are 10 common insurance gaps small business owners might miss and what to do to address them to ensure you’re adequately protected.
Late summer and fall are peak season for Canadian moving companies – university turnovers, families relocating between school years, and summer real estate closings all land in the same few weeks. Protecting customers' belongings in transit and in storage takes a commercial policy built for movers, not a generic business package. Here's what yours should include.
Snow removal insurance is hard to get and easy to leave too late. Here's what coverage you need, what it costs, and why Canadian contractors should lock in a policy before insurers hit capacity this fall.
Home-based businesses face the same liability risks every other small business does – and your home insurance policy won't cover them. Here are 14 reasons home-based business insurance is essential, plus how to reduce the risks you face.
A care, custody, and control exclusion means your insurance won't pay for someone else's property when it's damaged in your hands. Here's how it works, and how to cover the gap.
Gyms and fitness centres face injury claims, equipment breakdowns, harassment allegations, and cyberattacks. Here are the nine most common risks – and the gym and fitness centre insurance coverages that protect your finances when something goes wrong.
We surveyed 1,000 business owners across the country to take the temperature of Canadian small businesses in 2026. What came back is a portrait of people who are tougher than the economy gives them credit for, and far more exposed than they realize. Here's what the data says.
Canadian landlords with properties near universities and colleges have an excellent opportunity to meet the constant demand for off-campus student rental housing. But renting to students carries real risks, and property owners need to safeguard their investments against damage and lawsuits. Here's how the right insurance helps.