Unexpected challenges can derail even the most determined small business owner. Here are the 10 types of business insurance every Canadian small business should know about, and how to get covered for less.
As a new school year begins, it’s not just lesson plans that need reviewing – your protection does, too. From liability claims to unexpected accidents, educators in Canada face real risks. Here’s what tutors and educators need to know to stay focused on what they do best: teaching.
Accidents, property damage, and unexpected losses can derail any warehouse operation. Here are the 10 most common warehouse hazards, practical ways to reduce them, and how warehouse insurance protects your business.
Data shows that 48% of Canadian small businesses have implemented any form of cyber defence, and only 22% have cyber insurance. Here's why it's time to get serious about protecting your business from cyber threats.
Increasingly frequent and severe flooding has been a primary driver of insured losses in Canada over the past five years. But commercial property insurance does not always automatically cover overland floods. Here's how to protect your business from flood damage.
Business insurance policies are full of jargon – binders, perils, riders, exclusions. When buying or renewing a policy, use this quick, plain-language rundown of the 21 commercial insurance terms every Canadian business owner should understand.
Heavy machinery is highly mobile and expensive to replace. Construction companies and contractors who own or rent transportable tools or heavy equipment need coverage to repair or replace them if damage occurs. Learn what counts as heavy equipment, how much coverage costs, and which contractors need it.
IT consultants require comprehensive insurance to minimize financial, legal, and operational risks and avoid financial turmoil. Most IT consultants in Canada need professional liability (errors and omissions) insurance, cyber liability, and general liability insurance at a minimum. Here’s what you should know.
Business owners plan for burst pipes and icy walkways in winter, but extreme heat is easy to underestimate. Here's how to prepare your business for heatwaves and how insurance can help recover from incidents that arise.
Doulas provide non-medical emotional, physical, and informational support during life's biggest transitions, but that responsibility carries real liability risks. Here's the insurance coverage every doula in Canada needs.