Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
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What Type of Insurance Does a Career Coach Need?
Career coaches help a variety of professionals gain a competitive edge for the next chapter in their careers while developing a personal brand that differentiates them. But liability risks can create financial havoc for career coaches. Here’s what every career coach should know.
5 Ways to Use AI to Grow Your Small Business
Artificial intelligence (AI) has ushered in a new era of technology. Although there are liability risks to be aware of if your small business uses AI tools, there are also opportunities. Here are five ways you can leverage AI in your business.
What Type of Insurance Does Your Pool Cleaning Business Need?
As the warm weather returns, Canadian swimming pool owners will open their watering holes to escape the heat. They trust and rely on professional pool cleaners for their expertise, but is your pool cleaning business ready for the season ahead? Here’s what you should know.
Survey: A Shocking Majority of Canadians Would Sue a Small Business
A new survey of Canadian consumers finds the legal risks confronting small business owners are on the rise, potentially threatening self-employed professionals' and business owners’ financial well-being. Here’s how you can protect your business.
4 Common Handyman Insurance Claims
No skilled tradesperson is immune from accidents, making mistakes, or experiencing unexpected damage or loss. Here are four claims handypersons typically face and how insurance helps protect their finances.
Liquor Liability Insurance vs Host Liquor Liability Insurance: What’s the Difference?
Understanding the distinct differences between liquor liability insurance and host liquor liability insurance is crucial for business owners and hosts alike. Let's explore the unique coverage offered by each, shining light on the importance of securing the right protection for your specific needs.
Small Business Essentials
9 Tips for Preparing Your Business Vehicle for Spring and Avoiding Accidents
Springtime gets people moving. They want to be out and about to enjoy the sunshine and mild temperatures. That means more pedestrians, cyclists, and motorcycles on the road. See our tips for preparing your vehicle for warmer weather and avoiding collisions.
10 Flood Prevention Tips for Small Businesses in Canada
Spring approaches, and with it comes flood season. While knowing what to do if your business property floods is important, it’s equally important to be prepared to prevent flood and water damage. Our 10 flood prevention tips can help.
Why Every Small Business Needs a Continuity Plan
A business continuity plan can help your company endure and survive an unexpected crisis or event that can force your business to close. Get an overview of why you need one and how to create a plan that works for your organization.
Small Business Insurance
What Is Completed Operations Insurance for Contractors?
After completing a building or renovation project, what should a contractor or renovation expert do if a customer files a pricey third-party damage claim or lawsuit against them? Here’s how to protect your finances if it happens to you.
Is Your Small Business Ready for Wildfire Season?
Not only are wildfires becoming more ferocious and frequent, but the Canadian wildfire season also starts earlier now than in the past. See our tips to try to prevent wildfire damage to your business property.
What Type of Insurance Does a Vape Store Need?
Owning and running a vape shop has pros and cons, including adequately protecting your business and finances from the liability risks you face. Here’s what you need to know.
Financial Business Tips
10 Business Insurance Claims We Saw in 2023
For some professionals or business owners, buying business insurance is a legal or regulatory requirement. For others, it is not. Either way, it’s wise to do so. Here are 10 real-life reasons why you should.
Will the Bank of Canada Cut Interest Rates in 2024?
The Canadian central bank’s first interest rate decision and announcement of 2024 is hotly anticipated. Will the Bank of Canada announce an interest rate hike, cut, or will it hold its rate steady? Here’s how each possibility may affect small businesses.
8 Tax Filing Tips for Sole Proprietors
The deadline for Canadian sole proprietors to file tax returns is fast approaching. Find out when your return is due and how sole proprietors can reduce their tax bills.
Cybersecurity
10 Cybersecurity Tips for Small Businesses
October is Cybersecurity Awareness Month in Canada. Ransomware attacks are among the most common cybersecurity incidents Canadian small businesses face, but there are many others. Here are ways you can fight back.
Does Your Small Business Need a Cybersecurity Strategy?
Many small business owners may not be aware of the likelihood of falling prey to a cybercriminal, thinking they’re too small for a crook to target. That’s not true. Follow our steps for creating an inexpensive cybersecurity strategy to protect your business.
No More Passwords: How Passkeys Can Help Make Your Small Business Secure
Data shows the passwords we use today are among the weakest links in cybersecurity defence. Passkeys are poised to replace passwords. Get details on what they are and how they can help make your small business more secure.
Business Startup Tips
9 Steps to Starting a Home Renovation Business
With the economic headwinds Canada is currently facing, you might think the demand for home renovation projects is waning. Data suggests otherwise. Here are the steps to take to get your home renovation business up and running.
How to Become a General Contractor
Starting a general contracting business is a rewarding and exhilarating entrepreneurial venture. A general contractor wears many hats, and is often held accountable for every aspect of a building project. Here’s what you need to know to get started.
How to Start a Tutoring Business in Canada
Tutoring is a private and supplementary method of academic instruction and support. The expectation is tutors have exhaustive knowledge or demonstrated expertise in their subjects of focus. Here’s what to know to start your tutoring business.