Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
Recent posts
How to Become a Personal Trainer in Canada
If you're serious about becoming an accredited personal trainer, it's essential to understand the different certification pathways, the types of roles available, and how to protect your finances from day one. Read our guide on how to get started in this dynamic career.
10 Insurance Gaps Most Small Businesses Miss (And How to Fix Them)
Ensuring your business is fully covered can be a challenge. Here are 10 common insurance gaps small business owners might miss and what to do to address them to ensure you’re adequately protected.
Do You Need D&O Insurance or E&O Insurance?
Both directors and officers (D&O) insurance and errors and omissions (E&O) insurance provide liability protection, but they address distinct risks. Choosing the wrong one could leave critical gaps in your coverage. Here’s what every business owner should know.
Starting a Food Truck Business? Here’s What You Should Know
Thinking about hitting the streets with your own food truck? Learn exactly what it takes – from writing a solid business plan to handling startup costs, permits, and insurance. See our tips to fuel your success and steer clear of common mistakes.
How to Use ChatGPT to Grow Your Business
Explore our guide for Canadian small business owners new to artificial intelligence (AI) to learn how to utilize ChatGPT to streamline operations, boost productivity, and reduce operational costs.
Do Life Coaches Need Liability Insurance?
Get an overview of how liability insurance for life coaches can protect their finances and reputations against client claims and allegations of wrongdoing, lawsuits, accidental injuries, cyber risks, and property damage.
Small Business Tips
Canada Post Strike: How Small Businesses Can Manage Shipping Costs
Almost 80% of Canadian small businesses rely on Canada Post to ship goods. With a possible postal strike hitting us on May 23, here are a few ways business owners can manage shipping needs until the work stoppage ends.
Tornado Season 2025: What Small Businesses Need to Know
Canada ranks second in the world for the most tornadoes per year after the U.S. See our tips for how business property owners can prepare and minimize damage to their properties from a tornado and other severe windstorms.
Emergency Preparedness Week: 10 Tips for Small Businesses
Emergency Preparedness Week 2025 runs from May 4 to 10. Download our free emergency supply kit checklist and see our 10 emergency preparedness tips for small businesses.
Insurance
10 Insurance Gaps Most Small Businesses Miss (And How to Fix Them)
Ensuring your business is fully covered can be a challenge. Here are 10 common insurance gaps small business owners might miss and what to do to address them to ensure you’re adequately protected.
Do You Need D&O Insurance or E&O Insurance?
Both directors and officers (D&O) insurance and errors and omissions (E&O) insurance provide liability protection, but they address distinct risks. Choosing the wrong one could leave critical gaps in your coverage. Here’s what every business owner should know.
Do Life Coaches Need Liability Insurance?
Get an overview of how liability insurance for life coaches can protect their finances and reputations against client claims and allegations of wrongdoing, lawsuits, accidental injuries, cyber risks, and property damage.
Financial Business Tips
5 Tips for Increasing Your Small Business’s Profit in a Slow Economy
Challenges remain for small businesses to grow their profit margins due to inflation and higher-than-average interest rates. Here are five things you can do to grow profitability in a tight economic environment.
10 Business Insurance Claims We Saw in 2023
For some professionals or business owners, buying business insurance is a legal or regulatory requirement. For others, it is not. Either way, it’s wise to do so. Here are 10 real-life reasons why you should.
Will the Bank of Canada Cut Interest Rates in 2024?
The Canadian central bank’s first interest rate decision and announcement of 2024 is hotly anticipated. Will the Bank of Canada announce an interest rate hike, cut, or will it hold its rate steady? Here’s how each possibility may affect small businesses.
Cybersecurity
What to Do If Your Small Business Suffers a Cyber-Attack
An estimated 69% of Canadian small businesses don't consider cybersecurity a financial priority, and only 20% intend to purchase a cyber insurance policy. If you suspect your business has experienced a cyber-attack or data breach, taking immediate action is critical to minimize the damage.
5 Best VPN Providers for Small Businesses
Looking to enhance your business’s cybersecurity defences? Purchasing a virtual private network (VPN) to encrypt your online traffic and conceal your location may be worthwhile. See our list of VPN providers to consider.
What Small Businesses Need to Know About Cyber Insurance
Data shows that 69% of Canadian small businesses don’t consider cybersecurity a financial priority, and only 20% have any intention of purchasing cyber insurance. Here’s why those small businesses need to get serious about cybersecurity.
Startup Tips
How to Become a Landlord in Canada
If you’re entering the residential property rental market now or thinking of doing so soon, your timing couldn’t be better. But know that becoming a landlord and maintaining a rental property is a lot of work. See our guide for how to set yourself up for success.
10 Things to Do to Start a General Contracting Business
Thinking of being your own boss and calling the shots? Canada needs more entrepreneurs, but be aware starting a business has its challenges. Here's how to prepare to launch and run a successful contracting business.
5 Common Consultant Insurance Claims
The services consultants provide to their customers expose them to many liability risks that can affect their reputations and finances. Here are five real-life insurance claims a handful of our consultant clients faced and how insurance helped them recover.