Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
Recent posts
What Insurance Does a Cybersecurity Consultant Need?
From deploying cybersecurity solutions and encryption tools to help safeguard organizations to providing expert guidance about cybersecurity best practices, cybersecurity consultants face tremendous risks that could result in expensive lawsuits and claims.
10 Holiday Retail Planning Tips for Small Businesses in Canada
As the holiday season approaches, retailers and online sellers must be prepared to meet the growing demand from cost-conscious shoppers. See our tips for preparing for the festive season and how to protect your finances while growing your bottom line.
8 Things That Are Scarier Than Halloween (For Business Owners)
Halloween and ghost stories that send shivers down your spine are fun, but many things are far more frightening for small business owners. See our list of things that can spook business owners way more and how the right insurance can put those fears to rest.
Garage Liability vs. Garage Keepers Insurance: Which Does Your Auto Shop Need?
Protecting your auto shop business, reputation, and financial well-being hinges on having the right insurance coverage. But does your shop need garage liability insurance, garage keepers insurance, or both? We’ve got the answers you need to this common question.
Are Temporary or Seasonal Workers Putting Your Small Biz at Risk?
Hiring temporary or seasonal workers to help your small business serve its customers during peak seasons is common and helps boost the economy. But there are liability implications for business owners who do. Here’s what you need to know.
What Is Smishing? How Text Scam Attacks Work & How to Stop Them
Smishing is growing due to artificial intelligence (AI) tools that create realistic text scams. Learn how to recognize smishing messages, protect your small business from attacks, and how cyber liability insurance can help your company after an attack.
Small Business Tips
Canada Post Strike: How Small Businesses Can Manage Shipping Costs
Almost 80% of Canadian small businesses rely on Canada Post to ship goods. With a possible postal strike hitting us on May 23, here are a few ways business owners can manage shipping needs until the work stoppage ends.
10 Free Tools to Help Startups and Entrepreneurs Grow Their Businesses
Entrepreneurs, startups, and small business owners often struggle with limited budgets while pursuing ambitious growth goals. Fortunately, there are many free online tools available to help launch, grow, and scale your business more efficiently. Here are 10 to consider.
How to Do a Business Name Search in Canada
A memorable business name can create brand awareness, drive customer loyalty and sales, and eventually help you attract the talent you need when it’s time to hire employees. Here are the steps you need to take to register and protect your company’s name.
Insurance
What Type of Income Replacement Insurance Does Your Business Need?
There are different types of income replacement coverage a business owner can select when purchasing business interruption insurance. Here’s what every small biz owner should know about income replacement insurance if you’re forced to close following a major loss.
Group Business Insurance: 6 Reasons Associations Need It
Establishing a commercial insurance group program for your industry association can be challenging due to the diverse needs of your membership. Here are reasons why a group insurance program is beneficial for associations and their members, and what Zensurance can provide to meet your needs.
How Much Does Snowplow Insurance in Canada Cost?
This year, much of Canada is in for a bitterly cold winter and icy conditions. Now’s the time for snow removal contractors to get the liability coverage they need for the coming winter. Get an overview of how snow removal insurance is calculated and tips for preventing slip-and-fall accidents.
Financial Business Tips
10 Financial Planning Tips for Small Businesses in 2025
Making informed decisions, dealing with unforeseen challenges, and positioning your business for sustained growth requires planning. See our financial planning tips to help your small business grow and thrive in 2025.
5 Tips for Increasing Your Small Business’s Profit in a Slow Economy
Challenges remain for small businesses to grow their profit margins due to inflation and higher-than-average interest rates. Here are five things you can do to grow profitability in a tight economic environment.
10 Business Insurance Claims We Saw in 2023
For some professionals or business owners, buying business insurance is a legal or regulatory requirement. For others, it is not. Either way, it’s wise to do so. Here are 10 real-life reasons why you should.
Cybersecurity
How to Prevent Phishing Attacks
Phishing attacks are among the most pervasive cyber-attacks against small businesses and independent professionals. Learn more about it and how to prevent your company from falling prey to it.
8 Cybersecurity Tools for Small Businesses Using Mobile Devices
Mobile device security threats are rising. Most Canadian small businesses use mobile devices for their operations. Securing the devices your employees and company use is vital to a well-rounded cybersecurity plan. See our suggestions for upping your mobile security.
What to Do If Your Small Business Suffers a Cyber-Attack
An estimated 69% of Canadian small businesses don't consider cybersecurity a financial priority, and only 20% intend to purchase a cyber insurance policy. If you suspect your business has experienced a cyber-attack or data breach, taking immediate action is critical to minimize the damage.
Startup Tips
Starting a Food Truck Business? Here’s What You Should Know
Thinking about hitting the streets with your own food truck? Learn exactly what it takes – from writing a solid business plan to handling startup costs, permits, and insurance. See our tips to fuel your success and steer clear of common mistakes.
50 Side Hustle Ideas to Make Money in 2025
In addition to making extra income, a side hustle is a testing ground to try out a new idea before jumping headlong into starting a business. Looking for inspiration? Here are 50 side job ideas to consider.
How to Become a Landlord in Canada
If you’re entering the residential property rental market now or thinking of doing so soon, your timing couldn’t be better. But know that becoming a landlord and maintaining a rental property is a lot of work. See our guide for how to set yourself up for success.