Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
Recent posts
Yoga Instructor Insurance in Canada: A Complete Guide
Everything yoga instructors in Canada need to know about liability coverage – what it includes, what it costs, and how to get the right policy to protect your income, reputation, and clients.
What Insurance Do Food Truck Operators in Canada Need? (Complete Guide)
Whether you're just starting out or already rolling, here's everything you need to know about food truck insurance in Canada, and how to make sure you're covered before something goes wrong.
Dog Walker Insurance: What Coverage Do Dog Walkers in Canada Need?
Whether dog walking is your full-time career or a side hustle, one accident or incident could cost you thousands. Here's exactly what insurance you need, and why it matters more than you think.
Builders’ Risk Insurance in Canada: Coverage for Contractors and Property Owners
A builders' risk insurance policy is a specialized type of property insurance designed to protect contractors and property owners throughout any construction or renovation project. Here's everything contractors and property owners in Canada need to know before breaking ground.
RV Park and Campground Insurance in Canada: What You Need and Why It Matters
Running a campground or RV park in Canada means managing more risk than most business owners realize. A guest injury, fire, or lawsuit, and an uninsured or underinsured owner could be facing tens of thousands of dollars in losses. Here's exactly what coverage you need and how to make sure you're protected before the season starts.
Pool Cleaning Business Insurance: What Coverage Do Canadian Pool Cleaners Need?
One chemical spill, one slip-and-fall, one stolen piece of equipment – any of these can cost your pool cleaning business thousands of dollars. Here's the insurance coverage you need to stay protected this season and year-round.
Small Business Tips
Canadian Small Business Tax Filing Tips for 2026
Tax season is fast approaching, and small business owners and self-employed professionals should start preparing now rather than later. Get a rundown of important dates and how to reduce your chances of being audited.
10 Ways to Safeguard Your Small Business During the Winter
Winter's icy wrath can damage your business property or cause accidents that lead to liability claims. See our recommendations for protecting your property and finances throughout the winter and reducing the chances of suffering costly losses.
5 Businesses You Can Start With Less Than $1,000 in 2026
In the digital economy, launching a business is increasingly accessible. Depending on the venture, you no longer need substantial startup capital or commitments like a commercial property lease. Here are five low-cost ideas to consider to start your business in 2026.
Insurance
What Is Tools and Equipment Insurance?
Tools and equipment insurance covers portable tools, machinery, and equipment your business owns, rents, leases, or borrows, protecting them if they're lost, stolen, or damaged. Here's what's covered, what's not, what it costs, and who needs it.
How Much Does Landlord Insurance Cost in Canada?
Protecting your rental property and finances from expensive damages and liability claims requires a customized insurance policy that suits your needs and budget. Here’s what every landlord needs to know.
World Cup Watch Parties: Is Your Restaurant or Bar Insurance Ready?
Hosting a World Cup watch party at your restaurant, bar, or pub? There are real liability risks Canadian business owners need to know before kickoff – from liquor liability and crowd injuries to copyright infringement. Here's what coverage you need and how to protect your business through the entire tournament.
Financial Business Tips
Canadian Small Business Tax Filing Tips for 2026
Tax season is fast approaching, and small business owners and self-employed professionals should start preparing now rather than later. Get a rundown of important dates and how to reduce your chances of being audited.
Federal Budget 2025: How Does It Impact Small Businesses in Canada?
Although there are no tax cuts for small businesses, the 2025 federal budget is designed to foster business growth, encourage innovation, and simplify small business owners' access to government initiatives. Here’s what business owners need to know.
What Is Inflation? A Guide for Small Business Owners in Canada
Inflation isn't simply about rising prices. It's about supply and demand imbalances. This guide explores the definition of inflation, its impact on interest rates, and ideas for Canadian small businesses to manage its effects.
Cybersecurity
Does Cyber Insurance Cover AI-Generated Cybercrime?
Artificial intelligence (AI) is creating faster-paced, more effective, larger-scale cyber-attacks. Explore ways businesses can defend themselves and learn how cyber insurance helps recovery if your business is attacked.
10 Cybersecurity Risks to Small Businesses in 2025
Cyber-related threats and attacks on businesses are constantly evolving. Cyber insurance is a crucial component of any business insurance policy, but so is being aware of the threats that could imperil your business. Here are 10 cyber risks to watch out for this year.
How to Prevent Phishing Attacks
Phishing attacks are among the most pervasive cyber-attacks against small businesses and independent professionals. Learn more about it and how to prevent your company from falling prey to it.
Startup Tips
How to Become a Life Coach in Canada (in 7 Steps)
If you’re thinking of becoming a life coach, consider your strengths and passions to help pick an area of expertise. But being a life coach also means you need to think like a business owner.
How to Start an Amazon Business in Canada (in 5 Easy Steps)
Are you missing out on Amazon.ca? With millions of Canadians using it daily, it's the top platform for growing your retail business or launching a journey as an independent seller. Learn how to get started, what it takes to succeed, and how to protect yourself with insurance in our comprehensive guide.
How to Become a Personal Trainer in Canada
If you're serious about becoming an accredited personal trainer, it's essential to understand the different certification pathways, the types of roles available, and how to protect your finances from day one. Read our guide on how to get started in this dynamic career.