Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
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What Type of Insurance Does a Herbalist Need?
Sometimes referred to as holistic health practitioners or herbal practitioners, herbalists offer a holistic approach to health and wellness to address their patients’ health issues or goals. However, herbalists face several liability risks. Here's how you can protect your practice.
What Is Installation Floater Insurance?
Before tackling your next renovation or new build project, take the time to ensure the materials you buy on behalf of a client for that project are covered if something happens to them before you install them.
9 Tips for Preparing Your Business Vehicle for Spring and Avoiding Accidents
Springtime gets people moving. They want to be out and about to enjoy the sunshine and mild temperatures. That means more pedestrians, cyclists, and motorcycles on the road. See our tips for preparing your vehicle for warmer weather and avoiding collisions.
10 Flood Prevention Tips for Small Businesses in Canada
Spring approaches, and with it comes flood season. While knowing what to do if your business property floods is important, it’s equally important to be prepared to prevent flood and water damage. Our 10 flood prevention tips can help.
5 Types of Insurance Every Pest Control Business Should Have
Pest control professionals’ customers rely on them to rid their properties of pesky insects and rodents. However, accidents and mistakes happen in any line of work, and the risks are amplified when using pesticides, poisons, and chemicals. Here’s what you should know.
What Is Employers’ Liability Insurance?
Employers’ liability insurance is a form of general liability insurance protecting business owners from legal expenses resulting from employee-related illnesses, injuries, or deaths that occur in the workplace. Here’s why your company needs it.
Small Business Essentials
10 Tips for Closing Your Small Business for the Winter
Are you closing up shop for the winter? Ensuring your property is prepared for old man winter and your valuable contents and inventory are safely stored is vital. See our tips for how small business owners can shut down operations and keep their assets safe.
Celebrating Small Business Month Canada 2023
October is Small Business Month in Canada, a celebration encapsulating the heart and soul of our country’s entrepreneurial spirit. See our list of learning and financing resources to help your small business or startup thrive and grow.
How to Get a Small Business Grant in Canada
See our list of grants for Canadian small businesses and startups you can apply for to grow your business and the steps needed to qualify for them.
Small Business Insurance
Survey: A Shocking Majority of Canadians Would Sue a Small Business
A new survey of Canadian consumers finds the legal risks confronting small business owners are on the rise, potentially threatening self-employed professionals' and business owners’ financial well-being. Here’s how you can protect your business.
4 Common Handyman Insurance Claims
No skilled tradesperson is immune from accidents, making mistakes, or experiencing unexpected damage or loss. Here are four claims handypersons typically face and how insurance helps protect their finances.
Liquor Liability Insurance vs Host Liquor Liability Insurance: What’s the Difference?
Understanding the distinct differences between liquor liability insurance and host liquor liability insurance is crucial for business owners and hosts alike. Let's explore the unique coverage offered by each, shining light on the importance of securing the right protection for your specific needs.
Financial Business Tips
How to Declare Your Small Business’s Annual Revenues and Why It Matters
One of the questions insurance providers ask when pricing a business insurance policy is what your profession's or company's annual and projected revenue is. Learn why, how to calculate the numbers, and why providing accurate figures is critical.
Federal Budget 2023: 5 Key Takeaways for Small Businesses
Though this budget may have fallen short of what some small business owners were hoping for, here are five things it includes that may prove beneficial to your small business.
How to Grow Your Small Business in an Uncertain Economy
Economists expect the Canadian economy to grow by 0.5% in 2023. That’s significantly less than the 3.5% growth realized in 2022. See our tips for small businesses grappling with increasing their margins and remaining competitive.
Cybersecurity
How to Prevent Phishing Attacks
According to data, 20% of all data compromises occurred last year due to phishing. Learn more about phishing and the steps you can take to protect your business from this type of cyber-attack.
Your Small Business May Be Vulnerable to Cybercrime
An online presence is more crucial than ever before for small businesses in Canada to pivot and survive the challenges the pandemic has presented. But putting so much emphasis on digital practices has left us vulnerable to cyber-attacks. Find out how you can protect your small business.
Cybersecurity Essentials: How to Create Strong Passwords
Small businesses may be at a disadvantage having the wherewithal to invest in cybersecurity defences. But there are ways to minimize the threats you face to thwart hackers and scammers.
Business Startup Tips
A Guide to Selling on Depop
Get the lowdown on selling on Depop, including what you can sell online, selling fees, recommended insurance coverage, and more.
How to Become a Freelance Writer
Becoming a freelance writer means you’re a self-employed professional who writes articles and other forms of content for a variety of different clients. It can be a rewarding career, but you need to treat it like a business. Here’s what to do.
How to Start a Daycare Business
If you have a passion for raising children and are looking for a lucrative business opportunity, opening a daycare business can be a rewarding option. Read our guide on how you can get started.