Our 10 Most-Read Business Insurance Blog Articles of 2025

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10. Tax-Filing Tips for Sole Proprietors

Being a sole proprietor or self-employed professional often means that all your business-related tasks, including bookkeeping and filing taxes on time, fall solely on your shoulders.

Zensurance recommends that sole proprietors, small business owners, and self-employed professionals consult an accountant, tax lawyer, or tax expert to help file taxes.

However, this article offers eight straightforward tax-filing tips for sole proprietors.

9. Additional Interest and Additional Insured: What’s the Difference?

Sometimes, business owners may need to extend their coverage to a third party or ensure another person’s or organization’s financial interests in a project or property are accounted for if damage or loss affects their investment or interest.

These are commonly referred to as additional interests or additional insureds. Both are ways to add a third party to a policy, but they serve different purposes. 

This article digs into what each one is, so business owners clearly understand the differences.

8. Workers’ Compensation vs Employers’ Liability Insurance: What’s the Difference?

Protecting your business from liabilities related to employee occupational injuries is crucial. 

But it’s equally important to understand the distinction between employers’ liability insurance and workers’ compensation insurance (or workers’ comp) in Canada.

Our guide explores the differences between them and highlights how employers’ liability insurance complements workers’ comp coverage to help protect business owners against lawsuits and claims involving work-related injuries and illnesses to employees.

7. How to Get a General Contractor’s License in Ontario

Every professional general contractor providing services in Ontario needs a general contractor’s license. 

However, obtaining a general contractor license in Ontario requires skilled trades professionals to take several steps to qualify. The benefits of receiving this license are numerous, and it’s a crucial step in your career progression.

This article explores why general contractors need to be licensed in Ontario and the steps they need to take to obtain a license.

6. 10 Common Warehouse Risks and How to Reduce Them

Warehouse and storage facility owners face a range of daily challenges in maintaining efficient, cost-effective, and safe operations.

Adhering to lean management principles and exploring the benefits of RFID asset tagging, automated goods handling, and a warehouse management system can help iron out kinks in operations and improve profitability.

However, one of the most significant concerns for warehouse owners is the financial liability of accidents and property damage.

This article outlines common hazards and risks warehouse managers face, and explains what warehouse liability insurance includes, and why it is essential for mitigating unexpected risks.

5. What Is Wrap-Up Liability Insurance?

Wrap-up liability insurance can alleviate the liability risks of general contractors and property owners involved in large construction projects.

That’s because wrap-up liability insurance is an all-encompassing policy that’s more efficient and ensures everyone working on a project is adequately protected by one policy versus having to check every subcontractor or other contractor involved to ensure they have their own coverage.

In this article, we break down what this type of policy provides, why it’s beneficial for contractors managing large projects, and how it compares to builder’s risk insurance.

4. What Is a Certificate of Insurance (COI)?

Every small business owner, entrepreneur, independent contractor, or self-employed professional, regardless of their field, needs a certificate of insurance (COI) for various reasons – but what is it, and why?

A certificate of insurance shows you have a valid business insurance policy. It gives your clients a sense of security that they won’t be left footing the bill for accidents, property damage, or mistakes made by a business owner or independent professional.

Get the lowdown on what a certificate of insurance is, what information it contains, why you need one, and how to get one.

3. How to Do a Business Name Search in Canada

Launching a business in Canada is an exciting but challenging journey for entrepreneurs.

A captivating business name is crucial. It builds brand awareness, fosters customer loyalty, boosts sales, and even helps attract top talent when you’re ready to expand.

This overview outlines the steps entrepreneurs need to take to ensure their chosen business name is available and compliant with federal and provincial requirements.

2. Starting a Food Truck Business? Here’s What You Should Know

Embarking on the journey of starting a food truck business is not just a venture; it’s an exhilarating and fulfilling experience. It requires careful planning, innovative marketing, and a creative approach to your menu.  

That involves creating a food truck business plan before you hit the road. That plan needs to consider the different elements of getting your business up and running and address the opportunities and challenges you face.

Our in-depth guide provides aspiring entrepreneurs with a roadmap for launching a food truck business, including legal and regulatory requirements, startup costs, and the pros and cons of operating in a highly competitive industry. 

1. 15 Business Grants and Loans for Women in Canada

For Canadian women entrepreneurs who endeavour to bring their business ideas and strategies to fruition, getting the funding they need to kickstart their companies can be daunting. 

Although business grants and loans are available to women in Canada, determining the best option for funding your startup and whether you qualify can be challenging.

We share 15 business grants and financing options that aspiring and established women business leaders can apply for or are geared exclusively toward women entrepreneurs.

Be 2026 Ready – Get Comprehensive Liability Insurance for Your Small Business

While you’re considering new ideas to launch your startup or propel your existing business forward, don’t overlook the necessity of ensuring you have the comprehensive business insurance you need to grow confidently in the new year.

Complete our online application now for a free quote in under five minutes.

Zensurance is Canada’s leading online business insurance brokerage, helping hundreds of thousands of Canadian small business owners, entrepreneurs, and independent professionals across multiple industries get customized, low-cost protection.

Looking to learn more about liability insurance? See our free, downloadable Insurance Guides to learn how to choose the right coverage to protect your finances and reputation.

Here’s to a happy new year and a prosperous 2026!