Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
Recent posts
What Insurance Do Photographers Need?
Whether you're launching your photography business or are a seasoned professional capturing unforgettable moments, the financial risks facing photographers and videographers can be significant. Here’s how to protect your photography business.
Insurance for Janitors: What Type of Insurance Does a Janitor Need?
Professional janitors operate on the front lines of high-traffic, high-stakes environments – where a single misstep can lead to costly liability. Find out how customized liability insurance can safeguard a janitorial business when problems arise.
Why Do Accountants Need Professional Liability Insurance?
As trusted advisors, accountants empower business owners with clarity and confidence. But much like any small business owner, accountants also face financial risks. Here’s how insurance can protect accountants’ finances and careers.
What Type of Insurance Does a Home Daycare Business Need?
Daycare insurance safeguards business owners from the financial repercussions of accidents, third-party bodily injury claims, property damage, or allegations of professional negligence. Get the A-B-Cs on daycare insurance and protect your livelihood.
What Is Commercial Auto Insurance in Canada?
Most personal car insurance won't cover accidents or damage when you're using your vehicle for business. Discover how a commercial auto policy protects your ride – and why it's essential if you drive for work.
What Type of Insurance Do IT Consultants Need?
IT consultants require comprehensive insurance to minimize financial, legal, and operational risks and avoid financial turmoil. Get a straightforward overview of how to protect your IT services business.
Small Business Tips
10 Tips for Preparing Your Business Vehicle for Spring and Avoiding Accidents
Springtime gets people moving. They want to be out and about to enjoy the sunshine and mild temperatures. That means more pedestrians, cyclists, and motorcycles on the road. See our tips for preparing your vehicle for warmer weather and avoiding collisions.
How to Prevent Phishing Attacks
Phishing attacks are among the most pervasive cyber-attacks against small businesses and independent professionals. Learn more about it and how to prevent your company from falling prey to it.
Zensurance Business Grant Winner 2024: Down East Dance Academy
Meet our $10,000 and $1,000 small business grant winners, their advice for other business owners and entrepreneurs, and why insurance is an essential part of their financial wellness.
Insurance
10 Common Construction Insurance Claims From Contractors
Insurance claims are a seemingly unavoidable aspect of working in the construction industry. Despite how cautious and prepared you and your crew are, sometimes the unexpected happens. Here are 10 real-life insurance claims we helped our clients deal with quickly.
10 Must-Know Facts About General Liability Insurance for Small Businesses
Many business owners may not understand what general liability insurance covers and does not cover. Let’s end that confusion. Get the lowdown on how this type of insurance safeguards your small business so you can make informed decisions for protecting your assets.
What Is Product Liability Insurance?
Product liability insurance protects business owners against claims from customers alleging third-party property damages or bodily injuries caused by their products. Here’s what manufacturers, distributors, retailers, and e-commerce sellers should know.
Financial Business Tips
How to Declare Your Small Business’s Annual Revenues and Why It Matters
One of the questions insurance providers ask when pricing a business insurance policy is what your profession's or company's annual and projected revenue is. Learn why, how to calculate the numbers, and why providing accurate figures is critical.
Federal Budget 2023: 5 Key Takeaways for Small Businesses
Though this budget may have fallen short of what some small business owners were hoping for, here are five things it includes that may prove beneficial to your small business.
How to Grow Your Small Business in an Uncertain Economy
Economists expect the Canadian economy to grow by 0.5% in 2023. That’s significantly less than the 3.5% growth realized in 2022. See our tips for small businesses grappling with increasing their margins and remaining competitive.
Cybersecurity
What Is Cyber Insurance?
A majority of Canadians (88%) say they've experienced an increase in attempts to defraud them, and 63% of business owners admit their cybersecurity budget is less than 10% of their IT budgets. Small business owners should take action as more sophisticated threats emerge. Here’s how cyber liability insurance can help.
10 Cybersecurity Tips for Small Businesses
October is Cybersecurity Awareness Month in Canada. Ransomware attacks are among the most common cybersecurity incidents Canadian small businesses face, but there are many others. Here are ways you can fight back.
Does Your Small Business Need a Cybersecurity Strategy?
Many small business owners may not be aware of the likelihood of falling prey to a cybercriminal, thinking they’re too small for a crook to target. That’s not true. Follow our steps for creating an inexpensive cybersecurity strategy to protect your business.
Startup Tips
9 Steps to Starting a Home Renovation Business
With the economic headwinds Canada is currently facing, you might think the demand for home renovation projects is waning. Data suggests otherwise. Here are the steps to take to get your home renovation business up and running.
How to Become a General Contractor
Starting a general contracting business is a rewarding and exhilarating entrepreneurial venture. A general contractor wears many hats, and is often held accountable for every aspect of a building project. Here’s what you need to know to get started.
How to Start a Tutoring Business in Canada
Tutoring is a private and supplementary method of academic instruction and support. The expectation is tutors have exhaustive knowledge or demonstrated expertise in their subjects of focus. Here’s what to know to start your tutoring business.