Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
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9 Tips for Preparing Your Business Vehicle for Spring and Avoiding Accidents
Springtime gets people moving. They want to be out and about to enjoy the sunshine and mild temperatures. That means more pedestrians, cyclists, and motorcycles on the road. See our tips for preparing your vehicle for warmer weather and avoiding collisions.
10 Flood Prevention Tips for Small Businesses in Canada
Spring approaches, and with it comes flood season. While knowing what to do if your business property floods is important, it’s equally important to be prepared to prevent flood and water damage. Our 10 flood prevention tips can help.
5 Types of Insurance Every Pest Control Business Should Have
Pest control professionals’ customers rely on them to rid their properties of pesky insects and rodents. However, accidents and mistakes happen in any line of work, and the risks are amplified when using pesticides, poisons, and chemicals. Here’s what you should know.
What Is Employers’ Liability Insurance?
Employers’ liability insurance is a form of general liability insurance protecting business owners from legal expenses resulting from employee-related illnesses, injuries, or deaths that occur in the workplace. Here’s why your company needs it.
What Type of Insurance Does an Immigration Consultant Need?
Learn what risks immigration consultants face and the types of insurance that can protect your finances and reputation following an insurable loss or legal threat.
What Liability Insurance Covers Float Tanks?
Small businesses and health and wellness practices offering their clients float therapy face many liability risks. Here’s how you can protect your business’s finances and reputation.
Small Business Essentials
10 Tips for Closing Your Small Business for the Winter
Are you closing up shop for the winter? Ensuring your property is prepared for old man winter and your valuable contents and inventory are safely stored is vital. See our tips for how small business owners can shut down operations and keep their assets safe.
Celebrating Small Business Month Canada 2023
October is Small Business Month in Canada, a celebration encapsulating the heart and soul of our country’s entrepreneurial spirit. See our list of learning and financing resources to help your small business or startup thrive and grow.
How to Get a Small Business Grant in Canada
See our list of grants for Canadian small businesses and startups you can apply for to grow your business and the steps needed to qualify for them.
Small Business Insurance
4 Common Handyman Insurance Claims
No skilled tradesperson is immune from accidents, making mistakes, or experiencing unexpected damage or loss. Here are four claims handypersons typically face and how insurance helps protect their finances.
Liquor Liability Insurance vs Host Liquor Liability Insurance: What’s the Difference?
Understanding the distinct differences between liquor liability insurance and host liquor liability insurance is crucial for business owners and hosts alike. Let's explore the unique coverage offered by each, shining light on the importance of securing the right protection for your specific needs.
10 Ways to Prevent Shoplifting in Your Retail Store
An estimated 57% of Canadian small businesses dealt with theft or shoplifting in 2023. See our tips on how to spot possible shoplifters and the things you can do to prevent shoplifting and theft of your merchandise.
Financial Business Tips
How Your Small Business Can Accept Credit Card Payments in Canada
The monetary landscape is shifting, emphasizing the need for Canadian small businesses to adapt to accepting cashless payments more frequently from their customers. Here’s what you should know.
Canadian Small Business Tax Filing Tips for 2023
Tax season is fast approaching, and small business owners and self-employed professionals should start preparing now rather than later. Get a rundown of important dates and how to reduce your chances of being audited.
How to Prepare Your Small Business for a Recession
Although there’s no consensus among economists whether Canada will slip into a recession, preparing your business’s finances to endure a choppy economy now and into 2023 is the safest strategy. Here are ways to do that.
Cybersecurity
47% of Canadian Small Businesses Lack Cybersecurity Protection
Online survey finds almost half of small businesses lack necessary cyber security defences to repel a cyber-attack.
How Small Business Insurance in Canada Could Protect You From Hackers
Ask a small business owner if they'd rather deal with a fire or a cyber attack, and the answer may
Why Do Hackers Target Smaller Businesses?
The internet and other digital technologies have revolutionized the way we do business. This much we know.
Business Startup Tips
How to Start a Restaurant Business
Licking your chops at the thought of opening your own restaurant or food business? Check out our handy guide on how you can get started.
How to Reduce Job Applicant Ghosting in a Tight Labour Market
Small businesses can’t afford to be waiting for applicants who will never arrive, or worse yet, people who get hired only to not show up for their first shift. Here’s how you can prevent applicants from “ghosting” you.
8 Ways to Make Smart Small Business Decisions
Every business makes a mistake. Some of the largest companies in the world have made them. Discover eight decision-making strategies to help guide you as you grow your company.