Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
Loading ...Recent posts
9 Tips for Preparing Your Business Vehicle for Spring and Avoiding Accidents
Springtime gets people moving. They want to be out and about to enjoy the sunshine and mild temperatures. That means more pedestrians, cyclists, and motorcycles on the road. See our tips for preparing your vehicle for warmer weather and avoiding collisions.
10 Flood Prevention Tips for Small Businesses in Canada
Spring approaches, and with it comes flood season. While knowing what to do if your business property floods is important, it’s equally important to be prepared to prevent flood and water damage. Our 10 flood prevention tips can help.
5 Types of Insurance Every Pest Control Business Should Have
Pest control professionals’ customers rely on them to rid their properties of pesky insects and rodents. However, accidents and mistakes happen in any line of work, and the risks are amplified when using pesticides, poisons, and chemicals. Here’s what you should know.
What Is Employers’ Liability Insurance?
Employers’ liability insurance is a form of general liability insurance protecting business owners from legal expenses resulting from employee-related illnesses, injuries, or deaths that occur in the workplace. Here’s why your company needs it.
What Type of Insurance Does an Immigration Consultant Need?
Learn what risks immigration consultants face and the types of insurance that can protect your finances and reputation following an insurable loss or legal threat.
What Liability Insurance Covers Float Tanks?
Small businesses and health and wellness practices offering their clients float therapy face many liability risks. Here’s how you can protect your business’s finances and reputation.
Small Business Tips
How to Get a Small Business Grant in Canada
See our list of grants for Canadian small businesses and startups you can apply for to grow your business and the steps needed to qualify for them.
How Small Businesses Can Solve Cash Flow Problems
Avoiding complications by maintaining a healthy cash flow is critical for your small business. That doesn’t mean it’s easy to do so. See our recommendations for planning to maintain a healthy cash balance so you can focus on your long-term goals.
How to Build an Effective E-Commerce Marketing Strategy
From growing and tracking your customer base and increasing reach and revenue to keeping your operating costs low, e-commerce holds multiple benefits and advantages for any new or existing venture. Read our guide on launching your e-commerce business.
Insurance
What Type of Insurance Does Your Pool Cleaning Business Need?
As the warm weather returns, Canadian swimming pool owners will open their watering holes to escape the heat. They trust and rely on professional pool cleaners for their expertise, but is your pool cleaning business ready for the season ahead? Here’s what you should know.
Survey: A Shocking Majority of Canadians Would Sue a Small Business
A new survey of Canadian consumers finds the legal risks confronting small business owners are on the rise, potentially threatening self-employed professionals' and business owners’ financial well-being. Here’s how you can protect your business.
4 Common Handyman Insurance Claims
No skilled tradesperson is immune from accidents, making mistakes, or experiencing unexpected damage or loss. Here are four claims handypersons typically face and how insurance helps protect their finances.
Financial Business Tips
How Financial Literacy Can Help Protect Your Small Business
It’s vital for small business owners to be well-informed about finance to effectively manage and grow their businesses. November is Financial Literacy Month. Tap into these resources to up your financial management skills.
How Does Inflation Affect Small Businesses?
Although Canada’s annual inflation rate cooled slightly from a high of 8.1% in June, core inflation has yet to peak, economists warn. Here’s how small businesses can manage the impact of inflation on their bottom lines.
What Kind of Business Insurance Do Fintech Startups Need?
Fintechs possess a lot of sensitive information about their customers. The dangers and benefits fintechs face are interwoven. As primary targets for fraud, scams, and cyber-attacks, find out what protection fintech startups need.
Cybersecurity
4 Critical Steps to Reducing Your Business Cybersecurity Risk
A good business insurance provider will give you a competitive cyber liability insurance quote. A great insurance
How To Keep Your Business Safe As You Digitize It
More Canadian business owners embrace “brick-and-mortar PLUS digital” allowing them to deliver a more attractive shopping experience, offering convenience,
Startup Tips
Blackout: 8 Power Outage Tips for Small Business Owners
Blackouts, brownouts, and power outages may be frequent this summer because of the heat and as electricity use peaks across Canada. Here’s what you should do before, during, and after a power outage affects your business.
How to Write a Mission and Vision Statement for Your Small Business
There is often confusion around what mission and vision statements are and their differences. Read our guide on how to develop and realize your organization’s mission and vision statements.
Guide: Risk Analysis and Management for Startups
Statistically, most startups will fail. Don’t be one of them. Doing a comprehensive risk assessment is a crucial step in de-risking a startup. Here’s what you should do.