Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
Recent posts
What Is Tenants Legal Liability Insurance?
Tenants legal liability insurance is a crucial consideration for business owners who lease commercial properties. This coverage safeguards their finances in the event of loss or damage to the commercial property resulting from their actions or inactions. Here’s what to know.
10 Free Tools to Help Startups and Entrepreneurs Grow Their Businesses
Entrepreneurs, startups, and small business owners often struggle with limited budgets while pursuing ambitious growth goals. Fortunately, there are many free online tools available to help launch, grow, and scale your business more efficiently. Here are 10 to consider.
Should I Pay My Small Business Insurance Premium Monthly or Annually?
Business insurance premiums can vary widely based on your industry, business size, and risk exposure. Paying a premium upfront once a year might save some money in the long run, but it’s not always realistic. Here’s how you can make an informed decision.
Renters’ Rights: What Landlords in Canada Need to Know
Each province determines the rental and tenancy laws in its jurisdiction, governing a wide variety of issues, including rent increases, dispute resolutions, and evictions. Get an overview of the rights that renters in each province have that landlords should abide by and know.
How to Do a Business Name Search in Canada
A memorable business name can create brand awareness, drive customer loyalty and sales, and eventually help you attract the talent you need when it’s time to hire employees. Here are the steps you need to take to register and protect your company’s name.
Small Business Grants Ontario
Securing funding is essential for the innovation and growth of all small businesses and startups. This guide outlines 20 small business grants available in Ontario and Canada, along with other financing opportunities to help business owners accelerate their growth.
Small Business Tips
Tornado Season 2025: What Small Businesses Need to Know
Canada ranks second in the world for the most tornadoes per year after the U.S. See our tips for how business property owners can prepare and minimize damage to their properties from a tornado and other severe windstorms.
Emergency Preparedness Week: 10 Tips for Small Businesses
Emergency Preparedness Week 2025 runs from May 4 to 10. Download our free emergency supply kit checklist and see our 10 emergency preparedness tips for small businesses.
15 Tips to Get Your Vacation Rental Property Ready for the Summer
Vacation rental property owners across Canada are eager to attract vacationers to their properties. Before summer gets underway, see our tips for sprucing up your property and ensuring you’ve got the right insurance to cover unexpected damages that may crop up.
Insurance
8 Things That Are Scarier Than Halloween (For Business Owners)
Halloween and ghost stories that send shivers down your spine are fun, but many things are far more frightening for small business owners. See our list of things that can spook business owners way more and how the right insurance can put those fears to rest.
Garage Liability vs. Garage Keepers Insurance: Which Does Your Auto Shop Need?
Protecting your auto shop business, reputation, and financial well-being hinges on having the right insurance coverage. But does your shop need garage liability insurance, garage keepers insurance, or both? We’ve got the answers you need to this common question.
Are Temporary or Seasonal Workers Putting Your Small Biz at Risk?
Hiring temporary or seasonal workers to help your small business serve its customers during peak seasons is common and helps boost the economy. But there are liability implications for business owners who do. Here’s what you need to know.
Financial Business Tips
How to Prepare Your Small Business for a Recession
Although there’s no consensus among economists whether Canada will slip into a recession, preparing your business’s finances to endure a choppy economy now and into 2023 is the safest strategy. Here are ways to do that.
How Financial Literacy Can Help Protect Your Small Business
It’s vital for small business owners to be well-informed about finance to effectively manage and grow their businesses. November is Financial Literacy Month. Tap into these resources to up your financial management skills.
How Does Inflation Affect Small Businesses?
Although Canada’s annual inflation rate cooled slightly from a high of 8.1% in June, core inflation has yet to peak, economists warn. Here’s how small businesses can manage the impact of inflation on their bottom lines.
Cybersecurity
Fraud Prevention Month 2023: 8 Ways to Protect Your Business From Fraud
March is Fraud Prevention Month. Fraud is rising significantly in Canada. Do you know where your greatest vulnerabilities are? Learn how to prevent your business from falling victim to fraud.
What Is Social Engineering?
Social engineering is a technique used by hackers to manipulate people online to voluntarily provide confidential information about themselves. Learn about the different types of social engineering attacks and how to thwart them.
Your Small Business May Be Vulnerable to Cybercrime
An online presence is more crucial than ever before for small businesses in Canada to pivot and survive the challenges the pandemic has presented. But putting so much emphasis on digital practices has left us vulnerable to cyber-attacks. Find out how you can protect your small business.
Startup Tips
How to Become a Registered Massage Therapist (RMT) in Canada
Read our guide on starting a career as a registered massage therapist and find out what education and hands-on experience you need, salary details, insurance considerations, and more.
A Guide to Selling on Depop
Get the lowdown on selling on Depop, including what you can sell online, selling fees, recommended insurance coverage, and more.
How to Become a Freelance Writer
Becoming a freelance writer means you’re a self-employed professional who writes articles and other forms of content for a variety of different clients. It can be a rewarding career, but you need to treat it like a business. Here’s what to do.