Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
Recent posts
Starting a Food Truck Business? Here’s What You Should Know
Thinking about hitting the streets with your own food truck? Learn exactly what it takes – from writing a solid business plan to handling startup costs, permits, and insurance. See our tips to fuel your success and steer clear of common mistakes.
How to Use ChatGPT to Grow Your Business
Explore our guide for Canadian small business owners new to artificial intelligence (AI) to learn how to utilize ChatGPT to streamline operations, boost productivity, and reduce operational costs.
Do Life Coaches Need Liability Insurance?
Get an overview of how liability insurance for life coaches can protect their finances and reputations against client claims and allegations of wrongdoing, lawsuits, accidental injuries, cyber risks, and property damage.
10 Common Warehouse Risks and How to Reduce Them
Handling the cost and impact of accidents and being prepared for unexpected damage and loss caused by events beyond their control is a top challenge for warehouse owners. Get an overview of the most common warehouse hazards and how insurance can protect your business.
8 Insurance Risks Gyms and Fitness Centres Face
Even the most organized and well-managed gyms and fitness centres are vulnerable to many liability exposures. Learn about the 8 most common liability risks gym owners face and how customized insurance protects their finances.
What Is Product Recall Insurance?
Retailers and e-commerce sellers are legally responsible for the safety of the products they sell or distribute, including packaged foods and defective items. Product recall insurance covers expensive product recalls. Here’s how it can help business owners manage their costs.
Small Business Tips
10 Tips for Preparing Your Business Vehicle for Spring and Avoiding Accidents
Springtime gets people moving. They want to be out and about to enjoy the sunshine and mild temperatures. That means more pedestrians, cyclists, and motorcycles on the road. See our tips for preparing your vehicle for warmer weather and avoiding collisions.
How to Prevent Phishing Attacks
Phishing attacks are among the most pervasive cyber-attacks against small businesses and independent professionals. Learn more about it and how to prevent your company from falling prey to it.
Zensurance Business Grant Winner 2024: Down East Dance Academy
Meet our $10,000 and $1,000 small business grant winners, their advice for other business owners and entrepreneurs, and why insurance is an essential part of their financial wellness.
Insurance
Back to School: 7 Reasons Why Tutors and Teachers Need Insurance
As a new school year begins, it’s not just lesson plans that need reviewing – your protection does, too. From liability claims to unexpected accidents, educators face real risks. Here’s what tutors and educators need to know to stay focused on what they do best: teaching.
Survey: Small Businesses Feel the Squeeze as Economic Pressures Mount
Tariffs, inflation, and shifting economic winds are hitting small businesses hard. According to the fourth annual Zensurance Small Business Confidence Index, 62% of owners say today’s economic climate is hurting their operations. Here’s what else is keeping them up at night.
10 Insurance Gaps Most Small Businesses Miss (And How to Fix Them)
Ensuring your business is fully covered can be a challenge. Here are 10 common insurance gaps small business owners might miss and what to do to address them to ensure you’re adequately protected.
Financial Business Tips
How Financial Literacy Can Help Protect Your Small Business
It’s vital for small business owners to be well-informed about finance to effectively manage and grow their businesses. November is Financial Literacy Month. Tap into these resources to up your financial management skills.
How Does Inflation Affect Small Businesses?
Although Canada’s annual inflation rate cooled slightly from a high of 8.1% in June, core inflation has yet to peak, economists warn. Here’s how small businesses can manage the impact of inflation on their bottom lines.
What Kind of Business Insurance Do Fintech Startups Need?
Fintechs possess a lot of sensitive information about their customers. The dangers and benefits fintechs face are interwoven. As primary targets for fraud, scams, and cyber-attacks, find out what protection fintech startups need.
Cybersecurity
5 Common Cyber Liability Insurance Claims
Small businesses and startups are not immune to cyber-attacks. Get a rundown of some of the most common cyber-attacks that hit companies of all sizes and how cyber liability insurance can help a business recover from one.
Fraud Prevention Month 2023: 8 Ways to Protect Your Business From Fraud
March is Fraud Prevention Month. Fraud is rising significantly in Canada. Do you know where your greatest vulnerabilities are? Learn how to prevent your business from falling victim to fraud.
What Is Social Engineering?
Social engineering is a technique used by hackers to manipulate people online to voluntarily provide confidential information about themselves. Learn about the different types of social engineering attacks and how to thwart them.
Startup Tips
A Guide to Selling on Depop
Get the lowdown on selling on Depop, including what you can sell online, selling fees, recommended insurance coverage, and more.
How to Become a Freelance Writer
Becoming a freelance writer means you’re a self-employed professional who writes articles and other forms of content for a variety of different clients. It can be a rewarding career, but you need to treat it like a business. Here’s what to do.
How to Start a Daycare Business
If you have a passion for raising children and are looking for a lucrative business opportunity, opening a daycare business can be a rewarding option. Read our guide on how you can get started.