Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
Recent posts
Group Business Insurance: 6 Reasons Associations Need It
Establishing a commercial insurance group program for your industry association can be challenging due to the diverse needs of your membership. Here are reasons why a group insurance program is beneficial for associations and their members, and what Zensurance can provide to meet your needs.
Wave + Zensurance: New Partnership to Help Small Businesses Manage Finances
New partnership with Wave helps Zensurance clients effortlessly manage their finances, invoicing, and payroll on a single platform. Zensurance clients receive an exclusive 50% discount on the first three months of Wave’s Pro Plan.
How Much Does Snowplow Insurance in Canada Cost?
This year, much of Canada is in for a bitterly cold winter and icy conditions. Now’s the time for snow removal contractors to get the liability coverage they need for the coming winter. Get an overview of how snow removal insurance is calculated and tips for preventing slip-and-fall accidents.
What Insurance Does a Cybersecurity Consultant Need?
From deploying cybersecurity solutions and encryption tools to help safeguard organizations to providing expert guidance about cybersecurity best practices, cybersecurity consultants face tremendous risks that could result in expensive lawsuits and claims.
10 Holiday Retail Planning Tips for Small Businesses in Canada
As the holiday season approaches, retailers and online sellers must be prepared to meet the growing demand from cost-conscious shoppers. See our tips for preparing for the festive season and how to protect your finances while growing your bottom line.
8 Things That Are Scarier Than Halloween (For Business Owners)
Halloween and ghost stories that send shivers down your spine are fun, but many things are far more frightening for small business owners. See our list of things that can spook business owners way more and how the right insurance can put those fears to rest.
Small Business Tips
Zensurance Business Grant Winner 2025: Demex Cakes
We're excited to introduce the winners of our second $10,000 and $1,000 small business grants in 2025! Learn from their valuable advice for fellow business owners, and discover why they consider insurance a cornerstone of their financial well-being.
Survey: Small Businesses Feel the Squeeze as Economic Pressures Mount
Tariffs, inflation, and shifting economic winds are hitting small businesses hard. According to the fourth annual Zensurance Small Business Confidence Index, 62% of owners say today’s economic climate is hurting their operations. Here’s what else is keeping them up at night.
How to Use ChatGPT to Grow Your Business
Explore our guide for Canadian small business owners new to artificial intelligence (AI) to learn how to utilize ChatGPT to streamline operations, boost productivity, and reduce operational costs.
Insurance
9 Common Winter Business Insurance Claims
Accidents, mistakes, theft, and unexpected events beyond your control can befall any small business owner throughout the year, but winter ups the risk ante significantly. Here are nine common wintertime insurance claims we helped our clients recover from last year.
How Canadian Landlords Can Prevent and Manage Frozen Water Pipes
When frigid temperatures cause water inside a pipe to freeze, the ice expands and can split or crack the line. That can result in the pipe bursting and may lead to internal flooding. Here are ways landlords can prevent frozen pipes.
Is Your Salon Ready for the Holidays? Insurance Tips for Beauticians
Canadian salon owners and independent beauticians need to stock up on the products they need to make their clients shine over the holidays. But ensuring they're adequately covered with customized insurance is also critical. Here's what to know.
Financial Business Tips
How Your Small Business Can Accept Credit Card Payments in Canada
The monetary landscape is shifting, emphasizing the need for Canadian small businesses to adapt to accepting cashless payments more frequently from their customers. Here’s what you should know.
How to Prepare Your Small Business for a Recession
Although there’s no consensus among economists whether Canada will slip into a recession, preparing your business’s finances to endure a choppy economy now and into 2023 is the safest strategy. Here are ways to do that.
How Financial Literacy Can Help Protect Your Small Business
It’s vital for small business owners to be well-informed about finance to effectively manage and grow their businesses. November is Financial Literacy Month. Tap into these resources to up your financial management skills.
Cybersecurity
5 Common Cyber Liability Insurance Claims
Small businesses and startups are not immune to cyber-attacks. Get a rundown of some of the most common cyber-attacks that hit companies of all sizes and how cyber liability insurance can help a business recover from one.
Fraud Prevention Month 2023: 8 Ways to Protect Your Business From Fraud
March is Fraud Prevention Month. Fraud is rising significantly in Canada. Do you know where your greatest vulnerabilities are? Learn how to prevent your business from falling victim to fraud.
What Is Social Engineering?
Social engineering is a technique used by hackers to manipulate people online to voluntarily provide confidential information about themselves. Learn about the different types of social engineering attacks and how to thwart them.
Startup Tips
How to Become a Registered Massage Therapist (RMT) in Canada
Read our guide on starting a career as a registered massage therapist and find out what education and hands-on experience you need, salary details, insurance considerations, and more.
A Guide to Selling on Depop
Get the lowdown on selling on Depop, including what you can sell online, selling fees, recommended insurance coverage, and more.
How to Become a Freelance Writer
Becoming a freelance writer means you’re a self-employed professional who writes articles and other forms of content for a variety of different clients. It can be a rewarding career, but you need to treat it like a business. Here’s what to do.