Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
Recent posts
What Happens If You Don’t Have Liability Insurance for Your Small Business in Canada?
Running a small business without liability insurance? Here's exactly what you're risking – and why getting covered costs less than you think.
What Is an Additional Insured on a Business Insurance Policy?
A client or landlord is asking you to add them to your insurance policy as an "additional insured", but what does that actually mean? Here's a straightforward breakdown of what it is, how it works, and how to set it up.
Does Your Landscaping or Lawn Care Business Have the Right Insurance?
Spring is here, and the busy season is ramping up. Landscaping and lawn care businesses across Canada need to make sure they're covered. Here's what your landscaping insurance policy should include, and what risks you can't afford to ignore.
Think You Don’t Need Business Insurance? Here’s Why That Math Doesn’t Work
Think business insurance is a waste of money? Discover the real financial risks Canadian small business owners overlook, and why skipping coverage can cost far more than you think.
Emergency Preparedness Week 2026: 10 Tips for Small Businesses in Canada
Emergency Preparedness Week 2026 runs from May 3 to 9. Is your small business ready for a flood, wildfire, or earthquake? Grab our free emergency supply kit checklist and use these 10 tips to protect your business before disaster strikes.
What Insurance Do Botox Practitioners Need in Canada? A Complete Coverage Guide
Malpractice insurance for Botox practitioners, aesthetic injectors, and nurses providing Botox, Dysport, and dermal filler treatments is vital to protecting your finances and career from client claims and lawsuits.
Small Business Tips
Hiring? 8 Smart Strategies for Small Businesses to Attract & Keep Top Talent
While talent shortages may persist and make hiring and retaining talent more challenging for small business owners, the issue is not insurmountable. Here are 8 ways to win the talent game and grow your business.
Zensurance Business Grant Winner 2025: Demex Cakes
We're excited to introduce the winners of our second $10,000 and $1,000 small business grants in 2025! Learn from their valuable advice for fellow business owners, and discover why they consider insurance a cornerstone of their financial well-being.
Survey: Small Businesses Feel the Squeeze as Economic Pressures Mount
Tariffs, inflation, and shifting economic winds are hitting small businesses hard. According to the fourth annual Zensurance Small Business Confidence Index, 62% of owners say today’s economic climate is hurting their operations. Here’s what else is keeping them up at night.
Insurance
Do Consultants in Canada Need Liability Insurance?
One misread recommendation or a project that falls short of a client's expectations can trigger a negligence claim or an expensive lawsuit. Here's how the right insurance protects your consulting business, your finances, and your reputation.
Zensurance Small Business Grant 2026: Meet Our $10,000 and $1,000 Recipients
Meet the Canadian small business owners taking home our two $10,000 grants – plus eight more finalists who each receive $1,000. Here's their advice for other owners, and why they say insurance is a vital investment in their future.
Commercial Auto Insurance in Canada: The Complete Guide for Business Owners
Driving for work in Canada? Most personal car insurance won't cover accidents or damage when you're using your vehicle for business. Here's why you need commercial auto insurance.
Financial Business Tips
How Financial Literacy Can Help Protect Your Small Business
It’s vital for small business owners to be well-informed about finance to effectively manage and grow their businesses. November is Financial Literacy Month. Tap into these resources to up your financial management skills.
How Does Inflation Affect Small Businesses?
Although Canada’s annual inflation rate cooled slightly from a high of 8.1% in June, core inflation has yet to peak, economists warn. Here’s how small businesses can manage the impact of inflation on their bottom lines.
What Kind of Business Insurance Do Fintech Startups Need?
Fintechs possess a lot of sensitive information about their customers. The dangers and benefits fintechs face are interwoven. As primary targets for fraud, scams, and cyber-attacks, find out what protection fintech startups need.
Cybersecurity
What Is Social Engineering?
Social engineering is a technique used by hackers to manipulate people online to voluntarily provide confidential information about themselves. Learn about the different types of social engineering attacks and how to thwart them.
Your Small Business May Be Vulnerable to Cybercrime
An online presence is more crucial than ever before for small businesses in Canada to pivot and survive the challenges the pandemic has presented. But putting so much emphasis on digital practices has left us vulnerable to cyber-attacks. Find out how you can protect your small business.
Cybersecurity Essentials: How to Create Strong Passwords
Small businesses may be at a disadvantage having the wherewithal to invest in cybersecurity defences. But there are ways to minimize the threats you face to thwart hackers and scammers.
Startup Tips
How to Become a Freelance Writer
Becoming a freelance writer means you’re a self-employed professional who writes articles and other forms of content for a variety of different clients. It can be a rewarding career, but you need to treat it like a business. Here’s what to do.
How to Start a Daycare Business
If you have a passion for raising children and are looking for a lucrative business opportunity, opening a daycare business can be a rewarding option. Read our guide on how you can get started.
How to Start a Restaurant Business
Licking your chops at the thought of opening your own restaurant or food business? Check out our handy guide on how you can get started.