Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
Recent posts
8 Costly Insurance Mistakes Airbnb & VRBO Hosts Make (And How to Avoid Them)
Third-party home-sharing platforms like Airbnb and VRBO make attracting vacationers and short-term renters easy, but safety and financial security should always prevail over any enterprise. Here’s how to protect your rental property.
What Insurance Do Temu Sellers Need?
E-commerce marketplace Temu has grown in popularity with consumers and online sellers since its launch in Canada in 2023. However, selling goods on third-party digital marketplaces poses potential liability risks to sellers and small businesses. Here’s what sellers should know.
What Is a Business Insurance Policy Limit?
The maximum amount of money an insurance company will pay for a covered loss during a policy period (usually one year) is called the policy or coverage limit. Find out about the choices you have when deciding on your coverage limits.
What Type of Insurance Does a Vape Store Need?
Running a vape shop has both benefits and drawbacks. It is crucial for vape store owners to be aware of the risks and take the necessary steps to protect their businesses and assets from potential liabilities.
Is Your Landscaping and Lawn Care Business Protected?
As the busy season approaches, landscaping and lawn care businesses are preparing to manage the health of their customers' properties. Here are some tips to ensure a safe and problem-free season.
Tornado Season 2025: What Small Businesses Need to Know
Canada ranks second in the world for the most tornadoes per year after the U.S. See our tips for how business property owners can prepare and minimize damage to their properties from a tornado and other severe windstorms.
Small Business Tips
Preparing Your Business Vehicle for Autumn and Winter
Driving in dark, slick, or wintry conditions can be more demanding than driving in the summertime. See our safe driving tips and recommendations for preparing your vehicle for the colder temperatures before the weather turns.
How to Write a Snow Removal Contract
Gearing up for the winter and inking customers to your snow removal contracts should be in full swing well before the chilly weather descends. See our tips for things your snow removal contracts may need to include for commercial and residential properties.
8 Things to Do If Your Tools Are Stolen
Knowing tools and equipment theft has almost become a national sport, every contractor and construction professional needs to take action to protect themselves and their gear. Here’s what you should do before and after your tools are stolen.
Insurance
10 Common Summertime Business Insurance Claims in Canada
Summer can bring a surge in unexpected risks for small businesses – from property damage to equipment breakdowns. See how we helped real clients tackle 10 common seasonal claims and stay open for business.
Under the Table = Underinsured: The Moral Hazard Every Contractor Should Know
Doing work “under the table” – unreported, off-the-books work done in cash to avoid taxes and legal obligations – poses significant risks to contractors, including rejected insurance claims.
Smash-and-Grab Thefts: How to Safeguard Your Retail Business
How can Canadian retailers defend their properties and inventories and enhance security when robberies and theft are rising? See our recommendations for upping retail store security and having the right insurance to recover from such events.
Financial Business Tips
10 Accounting Tips for Small Business Owners
Save time and money, keep your books balanced, and avoid run-ins with the Canada Revenue Agency with these 10 tips to manage your business’s finances.
Cybersecurity
4 Critical Steps to Reducing Your Business Cybersecurity Risk
A good business insurance provider will give you a competitive cyber liability insurance quote. A great insurance
How To Keep Your Business Safe As You Digitize It
More Canadian business owners embrace “brick-and-mortar PLUS digital” allowing them to deliver a more attractive shopping experience, offering convenience,
Startup Tips
Guide: Risk Analysis and Management for Startups
Statistically, most startups will fail. Don’t be one of them. Doing a comprehensive risk assessment is a crucial step in de-risking a startup. Here’s what you should do.
How to Sell Anything at a Farmers’ Market
Farmers’ markets offer several benefits to both communities and consumers. As a vendor, being profitable means understanding the business expenses. Get an overview of what you need to consider if you fancy selling goods at a farmers’ market.
How to Start an Electrician Business in Canada
It’s estimated Canada will need thousands of new electricians within 10 years. That makes pursuing a career as an electrician or starting your own business in the trade ideal.