Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
Recent posts
Celebrating Small Business Month Canada 2025
October is Small Business Month in Canada, a celebration encapsulating the heart and soul of our country’s entrepreneurial spirit. See our list of learning and financing resources to help your small business or startup thrive and grow.
Fire Prevention Week 2025: How to Protect Your Small Business From Fires
October 5 to 11 is Fire Prevention Week in Canada. See our tips and resources for minimizing the risk of fire on your commercial property and how business insurance can help your company recover following a fire.
Canada Post Strike: How Small Businesses Can Manage Shipping Costs
Almost 80% of Canadian small businesses rely on Canada Post to ship goods. With a possible postal strike hitting us on May 23, here are a few ways business owners can manage shipping needs until the work stoppage ends.
What Small Businesses Need to Know About Cyber Insurance
Data shows that 62% of Canadian small businesses don’t consider cybersecurity a financial priority, and only 18% have cyber insurance. Here’s why those small businesses need to get serious about cybersecurity.
What Type of Insurance Do Software Developers Need?
Software developers are crucial for the development and maintenance of critical infrastructure, but they also face many liability risks that could devastate their finances and reputations. Here’s what every dev should know about getting the right type of insurance.
How to Start a Business in British Columbia (B.C.)
Thinking of venturing out on your own and starting a small business in Canada’s westernmost province? This brief guide aims to simplify the process of starting a business in British Columbia (B.C.). Learn what the essential legal requirements are, how to structure your company, and the steps you should take to bring your ambitions to life.
Small Business Tips
15 Tips to Get Your Vacation Rental Property Ready for the Summer
Vacation rental property owners across Canada are eager to attract vacationers to their properties. Before summer gets underway, see our tips for sprucing up your property and ensuring you’ve got the right insurance to cover unexpected damages that may crop up.
Zensurance Business Grant Winner 2025: SnuggleTooth Smile Mobile
We're excited to introduce the winners of our $10,000 and $1,000 small business grants! Learn from their valuable advice for fellow business owners and entrepreneurs, and discover why they consider insurance a cornerstone of their financial well-being.
7 Unusual Business Insurance Claims
Running a business comes with its fair share of surprises – some stranger than others. The good news? Insurance covers incidents and accidents even when the unexpected really gets weird. Check out these seven unusual claims we’ve covered.
Insurance
How to Protect Your Business on Black Friday and Cyber Monday 2025
The opportunity Black Friday, Cyber Monday, and the holiday season present also poses considerable liability risks for any small business or independent seller angling to get in on the action. Here’s what to watch for and how to protect your company and finances.
Commercial Auto Insurance in Winter: What Small Businesses Should Know
The onset of winter means unpredictable road conditions and a higher chance of business vehicles being involved in car crashes. Learn about commercial auto insurance, and see our winter road safety tips to help protect your team and vehicles.
What Type of Income Replacement Insurance Does Your Business Need?
There are different types of income replacement coverage a business owner can select when purchasing business interruption insurance. Here’s what every small biz owner should know about income replacement insurance if you’re forced to close following a major loss.
Financial Business Tips
What Is a Good Profit Margin for Your Small Business?
A profit margin is an amount that shows how profitable your business is by dividing income by revenue (also called sales). There are also different types of margins you’ll need to understand and ways to improve them.
Payment Processors: 5 Ways to Reduce Credit Card Processing Fees
As your small business grows, the fees you pay to process credit card payments may rise. Here’s how you can reduce your credit card processing fees whether you use a payment aggregator or merchant account provider.
10 Accounting Tips for Small Business Owners
Save time and money, keep your books balanced, and avoid run-ins with the Canada Revenue Agency with these 10 tips to manage your business’s finances.
Cybersecurity
How Small Business Insurance in Canada Could Protect You From Hackers
Ask a small business owner if they'd rather deal with a fire or a cyber attack, and the answer may
Why Do Hackers Target Smaller Businesses?
The internet and other digital technologies have revolutionized the way we do business. This much we know.
4 Critical Steps to Reducing Your Business Cybersecurity Risk
A good business insurance provider will give you a competitive cyber liability insurance quote. A great insurance
Startup Tips
8 Ways to Make Smart Small Business Decisions
Every business makes a mistake. Some of the largest companies in the world have made them. Discover eight decision-making strategies to help guide you as you grow your company.
How to Write a Mission and Vision Statement for Your Small Business
There is often confusion around what mission and vision statements are and their differences. Read our guide on how to develop and realize your organization’s mission and vision statements.
Guide: Risk Analysis and Management for Startups
Statistically, most startups will fail. Don’t be one of them. Doing a comprehensive risk assessment is a crucial step in de-risking a startup. Here’s what you should do.