Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
Recent posts
Is Your Salon Ready for the Holidays? Insurance Tips for Beauticians
Canadian salon owners and independent beauticians need to stock up on the products they need to make their clients shine over the holidays. But ensuring they're adequately covered with customized insurance is also critical. Here's what to know.
General Contractor vs Handyman: What’s the Difference?
Both general contractors and handymen address their customers’ repair and renovation needs, but the services they each provide – and the liability risks they face – differ significantly. Get a rundown of what they do and the insurance protection they need.
Federal Budget 2025: How Does It Impact Small Businesses in Canada?
Although there are no tax cuts for small businesses, the 2025 federal budget is designed to foster business growth, encourage innovation, and simplify small business owners' access to government initiatives. Here’s what business owners need to know.
Do Dental Hygienists Need Malpractice Insurance?
Many dental hygienists have some liability protection through their employers; however, they’re not obligated to purchase coverage through their associations, and it may not provide them with complete protection from liability claims and lawsuits. Get a quick overview of what you need to know to protect your career and finances.
How to Protect Your Business on Black Friday and Cyber Monday 2025
The opportunity Black Friday, Cyber Monday, and the holiday season present also poses considerable liability risks for any small business or independent seller angling to get in on the action. Here’s what to watch for and how to protect your company and finances.
How to Become a CrossFit Instructor
A CrossFit coach or instructor is a fitness professional trained to teach, motivate, and supervise individuals or groups performing high-intensity CrossFit workouts. See our guide on how to establish your career as a CrossFit trainer in Canada, and how to protect your finances with liability insurance.
Small Business Tips
Zensurance Business Grant Winner 2025: SnuggleTooth Smile Mobile
We're excited to introduce the winners of our $10,000 and $1,000 small business grants! Learn from their valuable advice for fellow business owners and entrepreneurs, and discover why they consider insurance a cornerstone of their financial well-being.
7 Unusual Business Insurance Claims
Running a business comes with its fair share of surprises – some stranger than others. The good news? Insurance covers incidents and accidents even when the unexpected really gets weird. Check out these seven unusual claims we’ve covered.
10 Tips for Preparing Your Business Vehicle for Spring and Avoiding Accidents
Springtime gets people moving. They want to be out and about to enjoy the sunshine and mild temperatures. That means more pedestrians, cyclists, and motorcycles on the road. See our tips for preparing your vehicle for warmer weather and avoiding collisions.
Insurance
8 Real Business Insurance Claims Canadian Small Businesses Filed in 2025
Accidents, mistakes, theft, and bad luck don’t discriminate. Here are 8 real business insurance claims small business owners in Canada filed in 2025 – and how the right coverage helped them recover fast and keep moving forward.
11 Expert Tips for Renewing Commercial Auto Insurance in Canada
Is your commercial auto insurance policy up for renewal? These expert tips help Canadian small business owners and independent professionals save money, avoid coverage gaps, and renew their commercial vehicle insurance confidently.
Essential Insurance Policies Every Canadian General Contractor Needs in 2026
General contractors, construction companies, and skilled trades professionals need the right insurance coverage to protect against liability, property damage, and financial loss – especially as construction and renovation season ramps up in 2026.
Financial Business Tips
10 Accounting Tips for Small Business Owners
Save time and money, keep your books balanced, and avoid run-ins with the Canada Revenue Agency with these 10 tips to manage your business’s finances.
Cybersecurity
How To Keep Your Business Safe As You Digitize It
More Canadian business owners embrace “brick-and-mortar PLUS digital” allowing them to deliver a more attractive shopping experience, offering convenience,
Startup Tips
Guide: Risk Analysis and Management for Startups
Statistically, most startups will fail. Don’t be one of them. Doing a comprehensive risk assessment is a crucial step in de-risking a startup. Here’s what you should do.
How to Sell Anything at a Farmers’ Market
Farmers’ markets offer several benefits to both communities and consumers. As a vendor, being profitable means understanding the business expenses. Get an overview of what you need to consider if you fancy selling goods at a farmers’ market.
How to Start an Electrician Business in Canada
It’s estimated Canada will need thousands of new electricians within 10 years. That makes pursuing a career as an electrician or starting your own business in the trade ideal.