Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
Recent posts
11 Expert Tips for Renewing Commercial Auto Insurance in Canada
Is your commercial auto insurance policy up for renewal? These expert tips help Canadian small business owners and independent professionals save money, avoid coverage gaps, and renew their commercial vehicle insurance confidently.
Essential Insurance Policies Every Canadian General Contractor Needs in 2026
General contractors, construction companies, and skilled trades professionals need the right insurance coverage to protect against liability, property damage, and financial loss – especially as construction and renovation season ramps up in 2026.
Zensurance $25,000 Business Grant Recipient: Sol & Sage Yoga
We are thrilled to announce the recipient of our $25,000 grant and recipients of our five $1,000 grants! Read on to learn valuable advice from these business owners for other entrepreneurs, and to discover why they consider insurance a crucial element of their financial stability.
How Canadian Small Businesses Can Use Artificial Intelligence (AI) to Increase Sales and Revenue
Using AI effectively can help Canadian small businesses attract more customers, increase sales, and improve customer service, often without new hires or large budgets. Many business owners are already using AI without realizing it. This guide explains how to start small, stay focused, and grow results in five practical steps.
Why Directors and Officers (D&O) Insurance in Canada Is Vital in 2026
As business insolvencies and bankruptcies rise, if your organization has a board of directors or senior officers, D&O insurance is critical coverage to protect decision-makers in today’s high-liability environment.
Is Your Small Biz Underinsured? How to Tell and What to Do If It Is
Discovering your business is underinsured often happens after a loss, lawsuit, or cyber incident – when it’s already too late. This guide helps Canadian small business owners identify coverage gaps before they become financially devastating.
Small Business Tips
How to Prevent Phishing Attacks
Phishing attacks are among the most pervasive cyber-attacks against small businesses and independent professionals. Learn more about it and how to prevent your company from falling prey to it.
Zensurance Business Grant Winner 2024: Down East Dance Academy
Meet our $10,000 and $1,000 small business grant winners, their advice for other business owners and entrepreneurs, and why insurance is an essential part of their financial wellness.
5 Common Winter Business Insurance Claims
Accidents and mishaps leading to insurance claims can happen to any business owner at any time, but winter weather can raise the stakes considerably. Here are five wintertime claims our clients had to contend with and how their insurance coverage helped them recover.
Insurance
Why Contractors in Canada Need Year-Round Business Insurance (And Why Seasonal Coverage Costs More)
Thinking about cancelling or pausing your contractor insurance after your busy season? It could cost you more than you save. Here are 6 reasons why annual business insurance is the smarter, more affordable choice for contractors and tradespeople in Canada.
Is Your Small Business Ready for Wildfire Season?
Wildfire season in Canada now starts earlier and hits harder. Here's what small business owners need to know and do to protect their properties before the next fire breaks out.
Is My Business Too Small to Need Liability Insurance? (Why Size Doesn’t Eliminate Risk)
Think your business is too small for liability insurance? Sole proprietors, freelancers, and micro-businesses in Canada can still face lawsuits, accidental damage claims, and costly legal bills. Here’s when small business liability insurance makes sense, what it covers, and why size doesn’t eliminate risk.
Financial Business Tips
Cybersecurity
Startup Tips
How to Start a Jewellery-Making Business
Although the jewellery industry is highly competitive, it has low barriers to entry. If you’re keen to dazzle the world with your artisan, handcrafted treasures, now may be the time to strike gold. Here are the steps you need to take.
Types of Communication Styles in Business
The tone of voice you use when developing your business communication style is critical. It not only affects how people notice your business but can also influence who’ll want to do business with you.
How to Start a Clothing Business
There are a few steps you need to take to turn your dream of running a clothing business into reality. Here’s how you can do that.