Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
Recent posts
Property Losses Due to Severe Weather Hits $8.5B in 2024
Insured property losses caused by severe weather events in Canada hit a record high of $8.5 billion last year, almost triple the total insured losses recorded in 2023. Here’s how small businesses can protect their properties.
Product Liability Insurance: Why Retailers and Online Sellers Can’t Afford to Go Without It
For retailers, online sellers, e-commerce companies and other enterprises, product liability claims and lawsuits could spell the end of their businesses. Here’s how product liability insurance can protect your finances.
Malpractice Insurance for Mental Health Professionals: What You Need to Know
Mental health and wellness practitioners who strive to help people overcome their challenges and live healthier lives face many significant pitfalls that could upend their careers and reputations. Here’s how these professionals can protect themselves.
10 Questions to Ask Before Renewing Your Small Business Insurance
Reviewing your insurance coverage at least annually is recommended before renewing a policy. It’s also worthwhile to ask an insurance broker a few questions to ensure you’ve got the protection your company needs. Here are 10 questions to ask.
Trump Tariffs: How Canadian Small Businesses Can Prepare
Canada’s economy is deeply intertwined with the American economy. If the Trump administration imposes a 25% tariff on all Canadian imports, Canada’s economy and small business community could be dramatically affected. Here’s what to know.
How to Get a General Contractors License in Ontario
General contractors coordinate all aspects of construction and renovation projects, ensuring each job meets high-quality standards and adheres to safety and building codes. Learn the steps for getting the contractor licensing you need in Ontario.
Small Business Tips
Why Every Small Business Needs a Continuity Plan
A business continuity plan can help your company endure and survive an unexpected crisis or event that can force your business to close. Get an overview of why you need one and how to create a plan that works for your organization.
6 Ways to Promote and Grow Your Cleaning Business
The professional cleaning industry is highly competitive. That means you’ll need to get creative in promoting your business to attract new customers. See our tips for upping your cleaning business marketing know-how.
10 Trends to Grow Your Small Business in 2024
A new year is upon us! See the 10 small business trends for 2024 that are poised to dominate the business landscape and can help your company adapt, increase sales, and grow.
Insurance
8 Types of Insurance Electrician Contractors Need
In many provinces, electricians must carry liability insurance to obtain and maintain their licences. Without it, you’re leaving your business and livelihood exposed. Get a straightforward rundown of the types of coverage electricians need and why they matter.
What Type of Insurance Do Gardeners Need?
On the surface, gardening may seem like a safe profession. However, similar to landscaping professionals, professional gardeners face several liability risks. Here's what gardeners need to know to safeguard their finances and livelihoods.
What You Need to Know About Student Rental Housing Insurance
Canadian landlords with properties near universities and colleges have an excellent opportunity to meet the constant demand for off-campus student rental housing. However, property owners must safeguard their investments from potential damages and lawsuits. Here's how insurance can help.
Financial Business Tips
Cybersecurity
Startup Tips
How to Start a Consulting Business in Canada
Thinking of setting up a consulting business? Get an overview of the steps you need to take to kickstart your independent consultancy and position yourself for success.
How to Start an Instagram Business
More than 33 million Canadians use social media networks regularly, and Instagram ranks as the second-most popular. Here’s how you can get started and use the photo- and video-sharing site to grow your small business.
How to Start a Photography Business
Your primary motivation to start a photography business isn’t to be a business owner necessarily. It’s to take high-quality photos and make a living off them. Read our guide on what to do to launch your photography career.