Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
Recent posts
What Type of Insurance Does a Tradesman Need?
Business insurance designed for self-employed tradespeople or small construction company owners is called tradesman insurance. Learn why you need it and what it covers.
What Type of Insurance Do E-Bike Retailers Need?
The popularity of electric bicycles in Canada is soaring as consumers seek greener transportation alternatives. Despite this, e-bike retailers are exposed to various risks that could severely impact their businesses. Here’s how insurance can minimize potential financial losses.
7 Unusual Business Insurance Claims
Running a business comes with its fair share of surprises – some stranger than others. The good news? Insurance covers incidents and accidents even when the unexpected really gets weird. Check out these seven unusual claims we’ve covered.
10 Tips for Preparing Your Business Vehicle for Spring and Avoiding Accidents
Springtime gets people moving. They want to be out and about to enjoy the sunshine and mild temperatures. That means more pedestrians, cyclists, and motorcycles on the road. See our tips for preparing your vehicle for warmer weather and avoiding collisions.
Roofing Season: Insurance Coverage Every Roofer Needs
With data showing the demand for roofing services in Canada will rise in 2025 and the busy summer season approaching, now’s the time for roofers to ensure they have adequate liability insurance protection. Here’s what roofers should know.
Does Commercial Property Insurance Include Protection for Overland Floods?
Flooding in an average year in Canada causes around $2.78 billion in structural damages to properties. With spring inching closer, the risk of flooding rises. Here’s what you need to know to protect your business property from water damage.
Small Business Tips
14 Safety Tips for Commercial Roofers
Roofing companies are obligated to ensure the risk of accidents or injuries to workers and third parties is minimized to the greatest extent possible. See our safety tips for roofers to prevent injuries and property damage.
Survey: A Shocking Majority of Canadians Would Sue a Small Business
A new survey of Canadian consumers finds the legal risks confronting small business owners are on the rise, potentially threatening self-employed professionals' and business owners’ financial well-being. Here’s how you can protect your business.
Want Help Growing Your Small Business? Consider Finding a Mentor
Seeking a mentor to guide your journey can profoundly impact your professional growth and success. Here’s how to find a mentor to help your business grow.
Insurance
What Is a Business Insurance Exclusion?
Commercial insurance policies contain exclusions. An exclusion defines what is not covered by a policy. Understanding exclusions helps you know what is and is not covered. Here’s what to know.
The High Cost of Vandalism: 5 Vandalism Small Business Insurance Claims
Categorized as a property crime, vandalism is defined as the deliberate damage or destruction of property. Along with theft, it’s a persistent threat to small businesses. Explore five vandalism claims our clients filed and how insurance helped them recover.
How Much Does Manufacturing Insurance Cost in Canada?
The Canadian manufacturing sector plays a crucial role in driving economic growth. However, liability risks lurk at every stage for manufacturers of every kind. Get an overview of manufacturing insurance and the factors that determine its cost.
Financial Business Tips
Cybersecurity
Startup Tips
How to Start a Consulting Business in Canada
Thinking of setting up a consulting business? Get an overview of the steps you need to take to kickstart your independent consultancy and position yourself for success.
How to Start an Instagram Business
More than 33 million Canadians use social media networks regularly, and Instagram ranks as the second-most popular. Here’s how you can get started and use the photo- and video-sharing site to grow your small business.
How to Start a Photography Business
Your primary motivation to start a photography business isn’t to be a business owner necessarily. It’s to take high-quality photos and make a living off them. Read our guide on what to do to launch your photography career.