Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
Recent posts
8 Reasons Why Your Small Business Needs Legal Services Insurance
Legal services insurance may not be top-of-mind for small business owners, but it's vital coverage for a wide range of issues. Here's why you should think about adding it to your policy.
What Happens If Your Small Biz Doesn’t Have Workers’ Comp?
Failing to register your company with your province’s workers’ compensation board and going without workers’ comp insurance can lead to significant financial and legal consequences. Here’s what every Canadian small business owner or sole proprietor needs to know.
10 Questions to Ask Before Renewing Your Small Business Insurance
Reviewing your business insurance coverage annually – especially at the start of a new year – is one of the best ways to protect your small business. Before you renew a policy, ask an insurance broker a few key questions to confirm you’ve got the right coverage for your Canadian business. Here are 10 questions to ask.
5 Trends for 2026 Every Small Business Owner Should Know
See what’s hot for the year ahead with these five trends that Canadian small business owners and independent professionals should have on their radar in 2026, and how they can work them into their strategies.
Canadian Small Business Tax Filing Tips for 2026
Tax season is fast approaching, and small business owners and self-employed professionals should start preparing now rather than later. Get a rundown of important dates and how to reduce your chances of being audited.
Small Business Calendar 2026: Key Dates for Business Owners in Canada
Starting a new year on the right track is essential. But there are some dates and deadlines no small business owner or independent professional should overlook or forget. See our list of important dates to help stay on track in 2026.
Small Business Tips
How General Contractors Can Price a Job
Customer quotes allow contractors to set expectations and ensure a project goes smoothly and satisfactorily. However, pricing too low won’t cover your costs, and pricing too high risks not scoring the job. See our guide for tips on how to strike the right balance.
10 Tips for Closing Your Small Business for the Winter
Are you closing up shop for the winter? Ensuring your property is prepared for winter and your valuable contents and inventory are safely stored is vital. See our tips for how small business owners can shut down operations and keep their assets safe.
9 Ways to Celebrate Small Business Saturday in Canada
Take advantage of Small Business Saturday to raise brand awareness and attract new customers as the holiday shopping season heats up. See our list of how you can do that cost-effectively.
Insurance
What Is Course of Construction (COC) Insurance in Canada? Coverage, Cost, and Builders’ Risk Explained
Course of Construction (COC) insurance, also known as builders' risk insurance, protects a building, its materials, and certain project property during construction, installation, or renovation. This guide explains what it covers, what it excludes, how it compares to other policies, and what affects its cost.
Life Sciences Business Insurance in Canada: What Coverage Do Startups and Small Businesses Need?
A practical guide to the types of insurance coverage life sciences startups and research companies in Canada may need, including liability protection for biotech, medtech, and laboratory businesses.
Welding Liability Insurance in Canada: What Welders Need to Know
See our practical guide for welders and welding companies in Canada. Learn about welding liability insurance, coverage options, and costs. Find out how to protect your welding business from risk.
Financial Business Tips
Cybersecurity
Startup Tips
10 Hiring Tips for Startups
Your startup business is growing and now it’s time to build your team by hiring qualified talent. Read our recommendations for how you can find the people you need to help your business continue to thrive and grow.
6 Best Website Builders for Small Businesses
Every established small business or startup needs to have a website to attract customers, but not all business owners, entrepreneurs, and self-employed professionals are comfortable designing and creating a site from scratch. See our suggestions for how to get online easily and affordably.
How to Start a Consulting Business in Canada
Thinking of setting up a consulting business? Get an overview of the steps you need to take to kickstart your independent consultancy and position yourself for success.