Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
Recent posts
What Is Installation Floater Insurance in Canada?
What happens if materials are damaged or stolen before you install them? If you transport or store materials on a job site before installation, installation floater insurance can protect your job profit from theft, damage, or loss anywhere in Canada.
Why Clients Ask for a Certificate of Insurance (COI) in Canada – and How to Get One Fast
Learn what a certificate of insurance (COI) is, why Canadian clients require it, and how small business owners, contractors, and independent professionals in Canada can get a COI fast – often within 24 hours.
8 Tax-Filing Tips for Sole Proprietors in Canada (2026 Tax Year Guide)
Tax season is approaching for sole proprietors and self-employed Canadians. This 2026 guide explains key deadlines, required forms, and practical tips to help you file correctly.
What Type of Insurance Does a House Cleaner in Canada Need? (Coverage Explained)
House cleaners provide an essential service to Canadian households, but even small accidents can lead to costly claims. Here’s the insurance coverage professional house cleaners in Canada need to protect their businesses and income.
What Is Hired and Non-Owned Commercial Auto Insurance?
If your business rents or leases vehicles, or if employees use their own cars for work, hired and non-owned commercial auto insurance can help protect your business from costly accidents and liability claims. Here’s what Canadian business owners need to know.
How to Start a Business in Ontario: A Step-by-Step Guide for New Entrepreneurs
Thinking about starting a business in Ontario? This beginner-friendly guide walks you through the key steps – from planning and registration to taxes, funding, and insurance – so you can start confidently and grow as you go.
Small Business Tips
9 Ways to Celebrate Small Business Saturday in Canada
Take advantage of Small Business Saturday to raise brand awareness and attract new customers as the holiday shopping season heats up. See our list of how you can do that cost-effectively.
10 Insurance Tips for Women Entrepreneurs
Navigating the complexities of acquiring the right type of liability insurance can be daunting for any entrepreneur in any industry. See our insurance tips for helping women-owned businesses and startups make informed decisions.
What Online Sellers and Retailers Should Know About Product Liability Insurance
As retailers, e-commerce businesses, and online sellers aim to grow their bottom lines in the last three months of the year, now’s the time to ensure they have adequate product liability insurance to safeguard their finances. Here’s what to know.
Insurance
What Insurance Do Food Truck Operators in Canada Need? (Complete Guide)
Whether you're just starting out or already rolling, here's everything you need to know about food truck insurance in Canada, and how to make sure you're covered before something goes wrong.
Dog Walker Insurance: What Coverage Do Dog Walkers in Canada Need?
Whether dog walking is your full-time career or a side hustle, one accident or incident could cost you thousands. Here's exactly what insurance you need, and why it matters more than you think.
Builders’ Risk Insurance in Canada: Coverage for Contractors and Property Owners
A builders' risk insurance policy is a specialized type of property insurance designed to protect contractors and property owners throughout any construction or renovation project. Here's everything contractors and property owners in Canada need to know before breaking ground.
Financial Business Tips
Cybersecurity
Startup Tips
How to Start an Instagram Business
More than 33 million Canadians use social media networks regularly, and Instagram ranks as the second-most popular. Here’s how you can get started and use the photo- and video-sharing site to grow your small business.
How to Start a Photography Business
Your primary motivation to start a photography business isn’t to be a business owner necessarily. It’s to take high-quality photos and make a living off them. Read our guide on what to do to launch your photography career.
How to Start a Cleaning Business (and Mop Up the Competition)
Striking out on your own by launching a cleaning business? With workplace and residential hygiene and safety being top-of-mind, now may be the time to kickstart your dream into reality. Here are five steps to take to get your cleaning business up and running.