Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
Recent posts
8 Tax Filing Tips for Sole Proprietors
The deadline for Canadian sole proprietors and self-employed professionals to file tax returns in 2025 is fast approaching. These professionals are solely responsible for filing and paying their taxes on time. Find out when your return is due and how sole proprietors can reduce their tax bills.
Why Small Businesses Should Consider Commercial Crime Insurance
An estimated 45% of small businesses in Canada were directly affected by crime and safety-related issues in 2024, and theft was one of the most common issues they faced. Theft takes many forms and can be internal. Here’s how commercial crime insurance may help.
New Year, New Coverage: Why Small Businesses Should Review Their Insurance Policies
Insurance policies are typically one-year contracts with your insurer that must be renewed yearly. January provides an opportunity to ensure your coverages align with how your business has changed or may change in the coming months.
Our Top 10 Business Insurance Blog Articles in 2024
Read the 10 most-read blog articles on the Zensurance Small Business Insights blog in 2024 that captured the attention of Canadian business owners and entrepreneurs as you make plans to grow your business in 2025.
Insurance for Accountants: What to Do When Renewing Your Policy
It’s wise to think about what level of protection your accountancy or you as an independent accountant need. Here are nine things every accountant should consider when their policies are due for renewal.
Do I Need Errors and Omissions Insurance?
Every retailer selling online or online sellers using third-party marketplaces risks falling prey to fraud and cybercrime. During the busiest shopping season of the year, here are common scams to be wary of and the steps to take to protect your business.
Small Business Tips
Zensurance Business Grant Winner 2023: Malartic Design + Builds
Hugo Latreille, owner of Ottawa-based Malartic Design + Builds, is crowned the $10,000 Zensurance Small Business Grant 2023 winner. Read our Q&A interview with Latreille to learn more about his company and his advice for other Canadian small business owners and entrepreneurs.
How to Get a Small Business Grant in Canada
See our list of grants for Canadian small businesses and startups you can apply for to grow your business and the steps needed to qualify for them.
How Small Businesses Can Solve Cash Flow Problems
Avoiding complications by maintaining a healthy cash flow is critical for your small business. That doesn’t mean it’s easy to do so. See our recommendations for planning to maintain a healthy cash balance so you can focus on your long-term goals.
Insurance
What Type of Insurance Does a Tradesman Need?
Business insurance designed for self-employed tradespeople or small construction company owners is called tradesman insurance. Learn why you need it and what it covers.
What Type of Insurance Do E-Bike Retailers Need?
The popularity of electric bicycles in Canada is soaring as consumers seek greener transportation alternatives. Despite this, e-bike retailers are exposed to various risks that could severely impact their businesses. Here’s how insurance can minimize potential financial losses.
Roofing Season: Insurance Coverage Every Roofer Needs
With data showing the demand for roofing services in Canada will rise in 2025 and the busy summer season approaching, now’s the time for roofers to ensure they have adequate liability insurance protection. Here’s what roofers should know.
Financial Business Tips
Cybersecurity
Startup Tips
How to Start a Cleaning Business (and Mop Up the Competition)
Striking out on your own by launching a cleaning business? With workplace and residential hygiene and safety being top-of-mind, now may be the time to kickstart your dream into reality. Here are five steps to take to get your cleaning business up and running.
Guide: How to Start a Snow Removal Business in Canada
The snow and ice removal business can be a lucrative one, but you need to strategize in advance to capitalize on the opportunity, be aware of the risks, and manage a cash flow crunch.