Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
Recent posts
What Is Product Recall Insurance?
Retailers and e-commerce sellers are legally responsible for the safety of the products they sell or distribute, including packaged foods and defective items. Product recall insurance covers expensive product recalls. Here’s how it can help business owners manage their costs.
10 Common Construction Insurance Claims From Contractors
Insurance claims are a seemingly unavoidable aspect of working in the construction industry. Despite how cautious and prepared you and your crew are, sometimes the unexpected happens. Here are 10 real-life insurance claims we helped our clients deal with quickly.
10 Must-Know Facts About General Liability Insurance for Small Businesses
Many business owners may not understand what general liability insurance covers and does not cover. Let’s end that confusion. Get the lowdown on how this type of insurance safeguards your small business so you can make informed decisions for protecting your assets.
What Is Product Liability Insurance?
Product liability insurance protects business owners against claims from customers alleging third-party property damages or bodily injuries caused by their products. Here’s what manufacturers, distributors, retailers, and e-commerce sellers should know.
What Insurance Do Photographers Need?
Whether you're launching your photography business or are a seasoned professional capturing unforgettable moments, the financial risks facing photographers and videographers can be significant. Here’s how to protect your photography business.
Insurance for Janitors: What Type of Insurance Does a Janitor Need?
Professional janitors operate on the front lines of high-traffic, high-stakes environments – where a single misstep can lead to costly liability. Find out how customized liability insurance can safeguard a janitorial business when problems arise.
Small Business Tips
8 Things to Do If Your Tools Are Stolen
Knowing tools and equipment theft has almost become a national sport, every contractor and construction professional needs to take action to protect themselves and their gear. Here’s what you should do before and after your tools are stolen.
Survey: Small Business Owners Fret Over Inflation But Remain Resolutely Upbeat
Zensurance’s third annual Small Business Confidence Index survey finds inflation is Canadian business owners’ most significant concern for a second year in a row. Although most respondents said the economy has had a negative impact on their businesses, almost 70% are confident they will be successful in 2024. Here’s what else is on their minds.
5 Tips for Protecting Your Business Property From Mould
Mould can threaten your business property and human health at any time of the year. Prevention is the best cure to safeguard your premises from it. Here are five ways to do that.
Insurance
What Type of Insurance Do Software Developers Need?
Software developers are crucial for the development and maintenance of critical infrastructure, but they also face many liability risks that could devastate their finances and reputations. Here’s what every dev should know about getting the right type of insurance.
What Is Tenants Legal Liability Insurance?
Tenants legal liability insurance is a crucial consideration for business owners who lease commercial properties. This coverage safeguards their finances in the event of loss or damage to the commercial property resulting from their actions or inactions. Here’s what to know.
Should I Pay My Small Business Insurance Premium Monthly or Annually?
Business insurance premiums can vary widely based on your industry, business size, and risk exposure. Paying a premium upfront once a year might save some money in the long run, but it’s not always realistic. Here’s how you can make an informed decision.
Financial Business Tips
Cybersecurity
Startup Tips
Guide: How to Start a Snow Removal Business in Canada
The snow and ice removal business can be a lucrative one, but you need to strategize in advance to capitalize on the opportunity, be aware of the risks, and manage a cash flow crunch.