Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
Recent posts
Renters’ Rights: What Landlords in Canada Need to Know
Each province determines the rental and tenancy laws in its jurisdiction, governing a wide variety of issues, including rent increases, dispute resolutions, and evictions. Get an overview of the rights that renters in each province have that landlords should abide by and know.
How to Do a Business Name Search in Canada
A memorable business name can create brand awareness, drive customer loyalty and sales, and eventually help you attract the talent you need when it’s time to hire employees. Here are the steps you need to take to register and protect your company’s name.
Small Business Grants Ontario
Securing funding is essential for the innovation and growth of all small businesses and startups. This guide outlines 20 small business grants available in Ontario and Canada, along with other financing opportunities to help business owners accelerate their growth.
Hiring? 8 Smart Strategies for Small Businesses to Attract & Keep Top Talent
While talent shortages may persist and make hiring and retaining talent more challenging for small business owners, the issue is not insurmountable. Here are 8 ways to win the talent game and grow your business.
What Is Inflation? A Guide for Small Business Owners in Canada
Inflation isn't simply about rising prices. It's about supply and demand imbalances. This guide explores the definition of inflation, its impact on interest rates, and ideas for Canadian small businesses to manage its effects.
Snow Removal Insurance: What You Need To Know This Winter
Obtaining the right coverage to protect high-risk snow removal operations can be challenging – especially if contractors wait until the fall to take action. See our tips for getting ready for the winter ahead, keeping your premium low, and how Zensurance can help you get coverage.
Small Business Tips
Survey: Small Business Owners Fret Over Inflation But Remain Resolutely Upbeat
Zensurance’s third annual Small Business Confidence Index survey finds inflation is Canadian business owners’ most significant concern for a second year in a row. Although most respondents said the economy has had a negative impact on their businesses, almost 70% are confident they will be successful in 2024. Here’s what else is on their minds.
5 Tips for Protecting Your Business Property From Mould
Mould can threaten your business property and human health at any time of the year. Prevention is the best cure to safeguard your premises from it. Here are five ways to do that.
How a Distracted Driving Conviction Affects Commercial Auto Insurance
Get an overview of distracted driving, how to avoid it, the penalties, and how it affects your insurance coverage if you’re convicted of the charge.
Insurance
9 Common Winter Business Insurance Claims
Accidents, mistakes, theft, and unexpected events beyond your control can befall any small business owner throughout the year, but winter ups the risk ante significantly. Here are nine common wintertime insurance claims we helped our clients recover from last year.
How Canadian Landlords Can Prevent and Manage Frozen Water Pipes
When frigid temperatures cause water inside a pipe to freeze, the ice expands and can split or crack the line. That can result in the pipe bursting and may lead to internal flooding. Here are ways landlords can prevent frozen pipes.
Is Your Salon Ready for the Holidays? Insurance Tips for Beauticians
Canadian salon owners and independent beauticians need to stock up on the products they need to make their clients shine over the holidays. But ensuring they're adequately covered with customized insurance is also critical. Here's what to know.