Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
Recent posts
What Happens If Your Small Biz Doesn’t Have Workers’ Comp?
Failing to register your company with your province’s workers’ compensation board and going without workers’ comp insurance can lead to significant financial and legal consequences. Here’s what every Canadian small business owner or sole proprietor needs to know.
10 Questions to Ask Before Renewing Your Small Business Insurance
Reviewing your business insurance coverage annually – especially at the start of a new year – is one of the best ways to protect your small business. Before you renew a policy, ask an insurance broker a few key questions to confirm you’ve got the right coverage for your Canadian business. Here are 10 questions to ask.
5 Trends for 2026 Every Small Business Owner Should Know
See what’s hot for the year ahead with these five trends that Canadian small business owners and independent professionals should have on their radar in 2026, and how they can work them into their strategies.
Canadian Small Business Tax Filing Tips for 2026
Tax season is fast approaching, and small business owners and self-employed professionals should start preparing now rather than later. Get a rundown of important dates and how to reduce your chances of being audited.
Small Business Calendar 2026: Key Dates for Business Owners in Canada
Starting a new year on the right track is essential. But there are some dates and deadlines no small business owner or independent professional should overlook or forget. See our list of important dates to help stay on track in 2026.
Bundling Business Insurance: Can It Save You Money?
If you’re looking for a clearer, cheaper, and more convenient approach to business insurance, purchasing a bundled business insurance policy may be your best option. Here’s how to decide what works best for you.
Small Business Tips
How a Distracted Driving Conviction Affects Commercial Auto Insurance
Get an overview of distracted driving, how to avoid it, the penalties, and how it affects your insurance coverage if you’re convicted of the charge.
5 Common Consultant Insurance Claims
The services consultants provide to their customers expose them to many liability risks that can affect their reputations and finances. Here are five real-life insurance claims a handful of our consultant clients faced and how insurance helped them recover.
Blackout: 9 Power Outage Tips for Small Business Owners
No power in your shop means no customers walking through your door. Likewise, no power means no internet. While most power outages or blackouts tend to be short-lived, that’s not always the case. Here’s how you can prepare your business for a sustained outage.
Insurance
What Insurance Do Botox Practitioners Need in Canada? A Complete Coverage Guide
Malpractice insurance for Botox practitioners, aesthetic injectors, and nurses providing Botox, Dysport, and dermal filler treatments is vital to protecting your finances and career from client claims and lawsuits.
Do I Need Insurance to Sell at a Farmers’ Market?
Selling at a Canadian farmers’ market? Most organizers require vendor insurance. Here’s a plain-language guide on what coverage you need to protect your booth and livelihood.
What Is Professional Negligence – And What Happens If a Client Sues You?
A professional negligence claim can devastate your finances and reputation. Learn what it is, how it differs from misconduct, and why professional liability insurance is essential for Canadian professionals and small business owners.