Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
Recent posts
10 Ways to Safeguard Your Small Business During the Winter
Winter's icy wrath can damage your business property or cause accidents that lead to liability claims. See our recommendations for protecting your property and finances throughout the winter and reducing the chances of suffering costly losses.
Our 10 Most-Read Business Insurance Blog Articles of 2025
Discover the 10 most-read articles from the Zensurance Small Business Insights Blog in 2025. See what captured the attention of Canadian business owners and entrepreneurs throughout the year and help inform their business growth strategies for 2026.
5 Businesses You Can Start With Less Than $1,000 in 2026
In the digital economy, launching a business is increasingly accessible. Depending on the venture, you no longer need substantial startup capital or commitments like a commercial property lease. Here are five low-cost ideas to consider to start your business in 2026.
Commercial Umbrella Insurance vs Excess Insurance: What’s the Difference?
A claim that exceeds a policy’s coverage limit, or businesses with exposure to risks that their existing policies may not cover, may land in dire straits if their policies don’t fully cover an expensive claim. Here’s how umbrella liability and excess liability insurance can help fill those gaps.
10 Ideas to Grow Your Small Business in 2026
As another year draws to a close, astute business owners are already planning for the year ahead. Looking toward a prosperous new year, here are 10 actionable suggestions designed to help your small business accelerate its growth throughout 2026.
What Is Short-Term Rental Insurance?
Being a short-term property rental host in Canada comes with significant liability risks. Insurance companies generally consider homesharing a commercial activity, and homeowner insurance may not offer coverage. Looking for a solution? Here’s what hosts should know.
Small Business Tips
5 Reasons Why Summer Is the Perfect Time to Review Your Business Insurance
The midpoint of the year is ideal to review your insurance coverage and consider if it’s adequate to cover how your business has changed or will change in the months ahead. Here are five reasons to review your policy (and how Zensurance can help).
14 Safety Tips for Commercial Roofers
Roofing companies are obligated to ensure the risk of accidents or injuries to workers and third parties is minimized to the greatest extent possible. See our safety tips for roofers to prevent injuries and property damage.
Survey: A Shocking Majority of Canadians Would Sue a Small Business
A new survey of Canadian consumers finds the legal risks confronting small business owners are on the rise, potentially threatening self-employed professionals' and business owners’ financial well-being. Here’s how you can protect your business.
Insurance
Pest Control Business Insurance in Canada: 5 Types of Coverage You Need
Pesticides, chemicals, and liability risks come with the territory in pest control. One claim or lawsuit can cost you everything. Here's exactly what insurance coverage your business needs and why.
Working Outside Your Province? Here’s What Your Malpractice Insurance Actually Covers
Working in another province? Your malpractice insurance may not follow you, so don’t assume that it does. Here's what Canadian wellness and beauty pros need to know before crossing provincial borders.
Hot Torch Roofing Insurance: What You Need – and What Could Cost You If You Don’t Have It
Torch-down roofing is one of the riskiest trades in the industry, and one accidental fire can wipe out your business. Here's what your insurance policy needs to cover, and how to get it without overpaying.