Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
Recent posts
Fire Prevention Week 2024: How to Protect Your Small Business From Fires
October 6 to 12 is Fire Prevention Week in Canada. See our tips and resources for minimizing the risk of fire on your commercial property and how business insurance can help your company recover following a fire.
How Plumbers Can Get Low-Cost Insurance to Work in High Rises
High-rise plumbers working in individual units are responsible for installing or repairing complex plumbing systems. Get the lowdown on getting the coverage you need, avoiding accidents, and keeping your premium low.
Celebrating Small Business Month Canada 2024
October is Small Business Month in Canada, a celebration encapsulating the heart and soul of our country’s entrepreneurial spirit. See our list of learning and financing resources to help your small business or startup thrive and grow.
What Small Businesses Need to Know About Cyber Insurance
Data shows that 69% of Canadian small businesses don’t consider cybersecurity a financial priority, and only 20% have any intention of purchasing cyber insurance. Here’s why those small businesses need to get serious about cybersecurity.
Understanding Business Interruption Insurance Before Winter Hits
Winter weather can force you to close for a few days (or worse) unexpectedly. That’s why now’s the time to give business interruption insurance thought. Here are your options and how business interruption coverage can protect your income if forced to close temporarily.
What Type of Insurance Does a Hairstylist Need?
Stylists are not immune to making mistakes, accidentally injuring customers, or a salon or barber shop being damaged by fire, water, or a break-in. Here’s how hairstylists can protect their finances, business contents, and careers.
Small Business Tips
How to Protect Your Business From Wildfires
As climate change continues to fuel extreme weather events, it's more critical than ever for Canadian entrepreneurs and small business owners to protect their properties. Wildfires are among the growing threats business owners face. See our wildfire preparedness tips.
6 Tips for Mitigating Work From Home Injuries and Employers’ Liability
Although severe injuries to workers who occasionally or regularly work from home are rare, should one of your employees suffer an injury while working at home, you can still be held liable for the costs. See our tips for reducing those risks.
What to Do If Your Small Business Floods
As Canada’s most common natural hazard, floods pose a risk to businesses everywhere. Learn more about floods, how to prevent them, clean up after one, and how insurance can help tackle the cost of damage and loss.
Insurance
Essential Insurance Policies Every General Contractor Needs in 2025
Contractors and construction professionals should nail down the coverage they need and be prepared for the months ahead when construction and renovation season kicks into high gear.
What Is a Commercial Insurance Bond?
A commercial insurance bond is different from a business insurance policy. Both are valuable risk management tools, but they each serve unique purposes. Get an overview of the differences and the types of bonds your small business may need.
Will Changes to Commercial Auto Insurance in Alberta Affect Business Owners?
Alberta is increasing its annual rate hike cap to 7.5% for auto insurance premiums this year. More changes to auto insurance in the province are on the way. Here’s what business vehicle owners in Alberta can expect.