Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
Recent posts
9 Common Winter Business Insurance Claims
Accidents, mistakes, theft, and unexpected events beyond your control can befall any small business owner throughout the year, but winter ups the risk ante significantly. Here are nine common wintertime insurance claims we helped our clients recover from last year.
How Canadian Landlords Can Prevent and Manage Frozen Water Pipes
When frigid temperatures cause water inside a pipe to freeze, the ice expands and can split or crack the line. That can result in the pipe bursting and may lead to internal flooding. Here are ways landlords can prevent frozen pipes.
Is Your Salon Ready for the Holidays? Insurance Tips for Beauticians
Canadian salon owners and independent beauticians need to stock up on the products they need to make their clients shine over the holidays. But ensuring they're adequately covered with customized insurance is also critical. Here's what to know.
General Contractor vs Handyman: What’s the Difference?
Both general contractors and handymen address their customers’ repair and renovation needs, but the services they each provide – and the liability risks they face – differ significantly. Get a rundown of what they do and the insurance protection they need.
Federal Budget 2025: How Does It Impact Small Businesses in Canada?
Although there are no tax cuts for small businesses, the 2025 federal budget is designed to foster business growth, encourage innovation, and simplify small business owners' access to government initiatives. Here’s what business owners need to know.
Do Dental Hygienists Need Malpractice Insurance?
Many dental hygienists have some liability protection through their employers; however, they’re not obligated to purchase coverage through their associations, and it may not provide them with complete protection from liability claims and lawsuits. Get a quick overview of what you need to know to protect your career and finances.
Small Business Tips
Want Help Growing Your Small Business? Consider Finding a Mentor
Seeking a mentor to guide your journey can profoundly impact your professional growth and success. Here’s how to find a mentor to help your business grow.
5 Tips for Increasing Your Small Business’s Profit in a Slow Economy
Challenges remain for small businesses to grow their profit margins due to inflation and higher-than-average interest rates. Here are five things you can do to grow profitability in a tight economic environment.
10 Flood Prevention Tips for Small Businesses in Canada
Spring approaches, and with it comes flood season. While knowing what to do if your business property floods is important, it’s equally important to be prepared to prevent flood and water damage. Our 10 flood prevention tips can help.
Insurance
What Liability Insurance Does a SaaS Business in Canada Need?
Software-as-a-Service (SaaS) companies in Canada face unique risks from outages and customer claims to cyber incidents and contract disputes. Here’s what liability insurance may help protect your software business.
Why Contractors in Canada Need Year-Round Business Insurance (And Why Seasonal Coverage Costs More)
Thinking about cancelling or pausing your contractor insurance after your busy season? It could cost you more than you save. Here are 6 reasons why annual business insurance is the smarter, more affordable choice for contractors and tradespeople in Canada.
Is Your Small Business Ready for Wildfire Season?
Wildfire season in Canada now starts earlier and hits harder. Here's what small business owners need to know and do to protect their properties before the next fire breaks out.