Winter (sigh!). It’s a season we all know is coming, and for small business owners, it’s essential to be prepared for the challenges that Canadian winters bring. Frigid temperatures, ice, and snow storms can disrupt normal operations, making preparedness a necessity.

According to the Farmers’ Almanac, we should expect below-normal temperatures from east of the Rockies to Ontario. Winter temperatures are predicted to be the coldest from the Prairies to the Great Lakes region, and B.C. is forecast to be unseasonably chilly. The Maritimes are expected to experience above-normal temperatures, and the outlook for Newfoundland and Labrador is some snow, but it’ll be wet, mushy, and slushy. 

Whichever province your business is in, nasty winter weather can force you to close unexpectedly for a few days (or worse). That’s why now’s the time to give business interruption insurance thought. It’s coverage that’s designed to get you through days or weeks of forced closure due to inclement weather and other events beyond your control. Let’s dig into how it works.