What does Pilates Insurance cover?
A comprehensive Pilates Insurance coverage will typically include the following:
- Commercial General Liability Insurance (CGL) is an insurance policy that protects your business from common liability claims of third-party injuries and property damage.
- Professional Liability Insurance (PLI) protects from claims related to their professional activities alleging negligence, misconduct, or failure to deliver a service as promised.
- Contents Coverage offers financial protection to replace or repair your pilates studio’s physical assets, such as furnishing and equipment.
- Cyber Liability Insurance is critical for professionals providing online pilates classes and storing client information. This policy provides financial protection against network security and privacy issues, such as a data breach.
- Product Liability Insurance provides coverage for liability claims associated with products you sell or manufacture.
Who needs Pilates Insurance?
All professional pilates instructors or studio owners should consider insurance to protect themselves from potential lawsuits.
We’ve insured more than 1,000 health & wellness professionals. Some of our clients include:
- Pilates Instructors
- Personal Trainers
- Pilates Student Teachers
- Studios and Retreats
- Yoga Professionals
Each profession is unique, and coverage requirements may vary. Please speak with our brokers about customizing your policy to suit your specific insurance needs.
How much does Pilates Insurance cost?
The average cost of Pilates Insurance starts around $330 for CGL and PLI policy with a $2M combined coverage limit.
However, the exact cost of your policy will vary depending on several factors, such as:
- Training and Experience
- Annual and Projected Revenue
- Services Provided
- Number of Employees
We’ve partnered with over 50 insurance providers to offer you different options that suit your business needs at the best price.
Common scenarios where Pilates Insurance is useful:
Problem: One of your client’s slips off your pilates reformer, injuring their back. The client claims that the equipment was not wiped down properly and suing you for the injuries.
Outcome: Your Commercial General Liability Insurance policy would cover the $40,000 lawsuit against your business.
Problem: An inexperienced client fell off your trapeze table, injuring their head off the ground. The client sues you for the negligence of not being aware of their client’s ability to use advanced equipment.
Outcome: Your Professional Liability Insurance policy would cover the $30,000 cost to settle the lawsuit.
Problem: Someone broke into your pilate studio while you’re on vacation and stole half of the equipment you owned.
Outcome: Your Contents Coverage policy would cover the $17,000 cost to replace the stolen pilates equipment.
Getting insured is quick and easy!
Complete our 5-minute online application form for a free Pilates Instructor Insurance quote.
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