Covers lawsuits stemming from the following claims
- You inaccurately enter a patients subscription causing them to get the wrong prescription which leads to a car accident
- During an exam you damage a patients eye
- You miss a sign of glaucoma
This covers accidents in and out of the exam chair
- A client hits their head on the Phoropter causing a concussion
- During an exam a client sneezes you damage their retina
- A child climbing into the chair slips and bangs their mouth
- An elderly patient slips in the waiting room causing them break a bone
Contents Coverage
Your equipment is very expensive, along with your stock and your tools
- Your neighbour has a fire and the smoke damages all of your equipment
- The building you lease has a water pipe burst causing you to have to re-locate for 3 months
- A car accidentally drives into your building causing structural damage
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Common claims scenarios
A client does not disclose prevailing symptoms causing you to miss a serious disease
While getting into the exam chair a client falls and hurts themselves from the fall.
Your equipment gets destroyed by a the fire dept. putting out a fire in the building you work in
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