Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
Recent posts
5 Common E&O Insurance Claims
Anyone can make a mistake. But if you make one that leads to a customer allegation of professional negligence, poor work, or financial losses, you'll wish you had errors and omissions (E&O) insurance. Here are five real E&O claims our clients experienced.
5 Must-Have Insurance Coverages for Subcontractors
For professionals who earn the bulk of their income as a subcontractor, getting a customized subcontractor insurance policy is not only wise, it’s an investment in your financial health and career. Here are five coverages every subcontractor should have.
What’s the Difference Between Premises Liability Insurance vs General Liability Insurance?
Safeguarding your business’s financial wellness and being prepared to cover unexpected accidents and damages on or off your business property requires insurance. Find out if you need premises liability or general liability insurance.
How to Write a Snow Removal Contract
Gearing up for the winter and inking customers to your snow removal contracts should be in full swing well before the chilly weather descends. See our tips for things your snow removal contracts may need to include for commercial and residential properties.
What Is Inland Marine Insurance?
If your business is shipping high-end, expensive equipment or products over land, you should protect them with inland marine coverage. Get an overview of what it is and find out if your small business needs it.
8 Things to Do If Your Tools Are Stolen
Knowing tools and equipment theft has almost become a national sport, every contractor and construction professional needs to take action to protect themselves and their gear. Here’s what you should do before and after your tools are stolen.
Small Business Tips
Finding The Best Spa Liability Insurance For Your Business
When your business goal is to create a peaceful environment for clients to escape from reality, the last thing
Commercial Liability Insurance: Three Things To Know Before You Buy
Entrepreneurs know they need commercial liability insurance, as it is typically required to get a loan or an office
The Business Owner’s Guide to Restaurant Liability Insurance
It's the Sunday morning brunch rush. A waiter slips on spilled coffee and collides with a customer. Suspecting
Insurance
What You Need to Know About Self-Employed Insurance
Many self-employed Canadians (70% according to our poll) lack business insurance, leaving their finances vulnerable to work-related risks and liabilities. Discover how business insurance can offer essential protection for independent professionals.
Can a Youth-Owned Business Be Insured?
Entrepreneurs are often ahead of their time as they fearlessly push the limits. Sometimes, they may be so far ahead of their peers that they aspire to launch a business before they’re 18 years old. Here’s how a youth can get liability insurance for a startup.
What Insurance Do eBay Sellers in Canada Need?
Although eBay does not require sellers on its marketplace to carry business insurance, independent eBay Canada sellers face many liability risks that could result in expensive claims and lawsuits. Here’s how an eBay Canada seller can protect their finances.