Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
Recent posts
What Is Care, Custody, and Control in Insurance?
A care, custody, and control exclusion is noteworthy because it outlines what is not covered by your policy and applies to many types of insurance. Here’s what you should know.
How Can Locksmiths Mitigate Their Liability Risks?
Locksmiths maintain the security of homes, businesses, and vehicles. However, they face inherent risks that can jeopardize their financial stability and reputation. Here’s how locksmiths can protect their assets.
How to Prevent Slip and Fall Accidents at Your Business This Winter
Wiping out and getting injured because of snow and ice is one of the most common injuries in Canada. Here’s how you can prevent your customers and employees from taking a tumble on your property.
Why Errors and Omissions (E&O) Insurance Is Vital for Consultants
E&O insurance safeguards consultants and other professionals who advise and consult with their clients. Here’s how it can protect your finances and reputation.
What Is a Business Insurance Grace Period?
A grace period is when a policyholder must make a premium payment that’s past due before their policy lapses or is cancelled by an insurance provider. Learn how grace periods work and what to do if you’re late making a payment.
You Own Development Land and Plan to Build – Get Insurance First
It’s a common misconception you can save money by postponing purchasing business insurance before initiating construction on undeveloped land. Here’s why land developers and construction firms need it before breaking ground.
Small Business Tips
Insurance
What Type of Insurance Does a SaaS Business Need?
Countless companies subscribe to Software-as-a-Service (SaaS) providers to develop, host, and manage the software solutions they need. However, with that opportunity and responsibility come significant liability risks. Here’s what SaaS providers need to know to protect their assets.
5 Common E&O Insurance Claims
Anyone can make a mistake. But if you make one that leads to a customer allegation of professional negligence, poor work, or financial losses, you'll wish you had errors and omissions (E&O) insurance. Here are five real E&O claims our clients experienced.
5 Must-Have Insurance Coverages for Subcontractors
For professionals who earn the bulk of their income as a subcontractor, getting a customized subcontractor insurance policy is not only wise, it’s an investment in your financial health and career. Here are five coverages every subcontractor should have.