Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
Recent posts
Understanding Business Interruption Insurance Before Winter Hits
Winter weather can force you to close for a few days (or worse) unexpectedly. That’s why now’s the time to give business interruption insurance thought. Here are your options and how business interruption coverage can protect your income if forced to close temporarily.
What Type of Insurance Does a Hairstylist Need?
Stylists are not immune to making mistakes, accidentally injuring customers, or a salon or barber shop being damaged by fire, water, or a break-in. Here’s how hairstylists can protect their finances, business contents, and careers.
Business Liability: What You Need to Know Before Hosting Fall Events
Hosting an event or gathering this fall to increase your sales? Check your liability insurance coverage to ensure it adequately covers your risks. You might need special event insurance to safeguard your finances. Here’s what to know.
What Type of Insurance Does a Freelance Writer Need?
Some things are more frightening than a spell of writer’s block or the anxiety of initiating a first draft of any content. Freelance writers, copywriters, and authors face many liability risks that could devastate them financially. Here’s how writers can protect themselves.
Everything an Amazon Seller Needs to Know About Insurance
New and experienced Amazon sellers in Canada have particular business insurance needs. Amazon requires some sellers to have insurance. Get an overview of the coverages you should have to protect your finances and how they can help when problems arise.
Preparing Your Business Vehicle for Autumn and Winter
Driving in dark, slick, or wintry conditions can be more demanding than driving in the summertime. See our safe driving tips and recommendations for preparing your vehicle for the colder temperatures before the weather turns.
Small Business Tips
Ontario Business Insurance for Remote Businesses
Being your own boss allows for many cool business opportunities, one of which is the ability to run your
Toronto Business Insurance – A Business Owner’s Guide to the City
Running a business in a big city has many benefits - more access to resources, networking opportunities, and increased
Salon Insurance Ontario – Guidelines for Salon Owners
As a salon owner in Ontario, your business thrives on making people feel like the best versions of themselves.
Insurance
Under the Table = Underinsured: The Moral Hazard Every Contractor Should Know
Doing work “under the table” – unreported, off-the-books work done in cash to avoid taxes and legal obligations – poses significant risks to contractors, including rejected insurance claims.
Smash-and-Grab Thefts: How to Safeguard Your Retail Business
How can Canadian retailers defend their properties and inventories and enhance security when robberies and theft are rising? See our recommendations for upping retail store security and having the right insurance to recover from such events.
6 Ways Maintenance Helps Reduce Liability Risks for Landlords
Smart landlords know that risk management hinges on regular maintenance. A well-maintained property is safer, more valuable, and less likely to trigger costly liability claims. Here are six ways for landlords to prevent problems and protect their properties.