Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
Recent posts
What Type of Insurance Does Your Home Staging Business Need?
Data says national housing sales will rise in 2024 and 2025. That’s great news for home stagers as their services will be in high demand. But is your home staging business protected from potential liability risks? Here’s why insurance is a must-have.
What Is Co-Insurance and How Does It Affect Business Property Insurance?
Co-insurance is an agreement between you and your insurance company. It’s a part of your insurance contract where you agree to maintain your property coverage limit up to the total value to replace it. If you don’t, it can cost you thousands of dollars. Here’s how to avoid that scenario.
Renovating Your Business? Here’s Why You Need to Cover Renovations
Undertaking any commercial renovation project requires a significant investment. A common mistake many business owners make is overlooking the need to insure the renovations. Neglecting to do so can be costly. Here’s how insurance can help cover your building’s makeover.
11 Reasons Why a Business Insurance Claim Could Be Denied
Sometimes, an insurance company may deny a claim. Here are 11 common reasons why that can happen and what to do if it happens to your small business.
10 Business Insurance Claims We Saw in 2023
For some professionals or business owners, buying business insurance is a legal or regulatory requirement. For others, it is not. Either way, it’s wise to do so. Here are 10 real-life reasons why you should.
Will the Bank of Canada Cut Interest Rates in 2024?
The Canadian central bank’s first interest rate decision and announcement of 2024 is hotly anticipated. Will the Bank of Canada announce an interest rate hike, cut, or will it hold its rate steady? Here’s how each possibility may affect small businesses.
Small Business Tips
How Much Does Small Business Insurance Cost?
Are you wondering what other small business owners in Canada pay for insurance? Whether you operate in Toronto, Vancouver,
Business Insurance Company Zensurance Expands to a Ninth Canadian Province
From British Columbia to Newfoundland, Zensurance makes business insurance an easy process for Canadian entrepreneurs.
Errors & Omissions (E&O) – Claims Examples
Errors & Omissions Insurance (E&O) is a useful policy that can protect you in case you make a
Insurance
How Plumbers Can Get Low-Cost Insurance to Work in High Rises
High-rise plumbers working in individual units are responsible for installing or repairing complex plumbing systems. Get the lowdown on getting the coverage you need, avoiding accidents, and keeping your premium low.
Understanding Business Interruption Insurance Before Winter Hits
Winter weather can force you to close for a few days (or worse) unexpectedly. That’s why now’s the time to give business interruption insurance thought. Here are your options and how business interruption coverage can protect your income if forced to close temporarily.
What Type of Insurance Does a Hairstylist Need?
Stylists are not immune to making mistakes, accidentally injuring customers, or a salon or barber shop being damaged by fire, water, or a break-in. Here’s how hairstylists can protect their finances, business contents, and careers.